Best Rupay Credit Cards in India

Best Rupay Credit Cards

1. Tata Neu Plus and Infinity Credit Card
2. HDFC Bank Regalia Rupay Select Credit Card
3. BPCL SBI Card Rupay Platinum
4. Bank of Baroda Easy Rupay Platinum Credit Card
5. Bank of Baroda Premier Rupay Select Credit Card
6. ICICI Bank Coral Rupay Credit Card
7. IndianOil Axis Bank Rupay Platinum Credit Card
8. SNAPDEAL Bank of Baroda Credit Card
9. HPCL Bank of Baroda ENERGIE Credit Card

• Joining and Annual Fee: NIL (LTF card) or Rs 2500+GST
• Reward Rate: 1.3% to 2.2%
• Best For: Smartbuy spends
• Complimentary Airport Lounge Access: 12 visits/calendar year to airport lounges in India and 6 visits/calendar year to airport lounges outside India
• Best Rewards Redemption: Book Flights on Smartbuy

• Joining and Annual Fee: Rs 499+GST
• Reward Rate: 0.25% to 3.25%
• Best For: Fuel purchases, grocery, and departmental stores purchases
• Complimentary Airport Lounge Access: None
• Best Rewards Redemption: Book Flights on Smartbuy

• Joining and Annual Fee: NIL (LTF card)
• Best For: Spends at Grocery and Departmental stores ~1% reward rate up to Rs 25000 spend/month
• Complimentary Airport Lounge Access: None
• Rewards Redemption: Statement Credit

Spend 10,000 within 60 days and 1,20,000 in a year, for reversal/waiver of annual fees.

• Joining and Annual Fee: NIL (LTF card)
• Best For: Travel and Dining spending ~1.25% reward rate up to Rs 50000 spend/month
• Complimentary Airport Lounge Access: 1 visit per quarter to airport lounges in India
• Rewards Redemption: Statement Credit

• Joining and Annual Fee: NIL (LTF card) in most cases
• Reward Rate: 0.25% to 0.5%
• Complimentary Airport Lounge Access: Yes, based on the previous month’s spends
• Best Rewards Redemption: Amazon vouchers

• Joining and Annual Fee: Rs 500+GST
• Reward Rate: 0.2% to 4%
• Best For: Fuel and Online UPI transactions
• Complimentary Airport Lounge Access: Yes, based on the previous month’s spends
• Best Rewards Redemption: Amazon vouchers

• Joining and Annual Fee: Rs 249+GST
• Reward Rate: 1% to 5%. 5% rewards are for Snapdeal spends.
• Best For: Online Shopping, Groceries, and Departmental Stores
• Complimentary Airport Lounge Access: None
• Best Rewards Redemption: Statement Credit

• Joining and Annual Fee: Rs 499+GST
• Reward Rate: 0.3% to 4%
• Best For: Fuel, Groceries, Departmental Stores, and Utilities
• Complimentary Airport Lounge Access: Yes, 1 visit/calendar quarter to airport lounges in India
• Best Rewards Redemption: Statement Credit.