Best Rupay Credit Card for Daily UPI usage?

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looter143

My monthly expenses go around 15k to 20k and all I do is from UPI (bank account) but nowadays I heard that Credit Cards can be used along with UPI and harness a good reward as well. 

So, I'm looking forward to applying for a Rupay Credit Card to cash a few bug out of my expenses.

I need your suggestion, on which card to apply to getting  

1. Maximum benefits

2. LTF or Less annual charges

3. Best discount on sites during normal or sale days

4. Easy to apply

Or shall I use my normal bank account along with UPI to get rid of Credit Card Debt Trap?

Disclaimer
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Heart of Gold Heart of Gold
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BoB Snapdeal and HDFC Tata Neu infinity

Deal Subedar Deal Subedar
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@pjain2712 is upi offline or online?
Deal Subedar Deal Subedar
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@noobDealer For UPI spends, BOB Snapdeal gives 1% reward.  4 rp for ₹100 and each rp is ₹0.25
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Deal Cadet Deal Cadet
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AFAIK, HDFC Tata NEU cards or kiwi axis cards

Heart of Gold Heart of Gold
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BoB Snapdeal and HDFC Tata Neu infinity

Benevolent Benevolent
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Reward rate of bob? 

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Deal Lieutenant Deal Lieutenant
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@looter143

Tata Neu Infinity HDFC RuPay CC 😎

Like Magnet Like Magnet
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But we don't get any rewards for upi transactions right?

Are they even counted for milestone?

Finance Mentor Finance Mentor
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Neu Infinity - best and using myself...

Deal Newbie Deal Newbie
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Kiwi app (Axis bank rupay card) is the best for scan and pay transactions and rewards. 

Helpful Helpful
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Reward is what 1%?

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Helpful Helpful
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Ome basic question, do I get rewards for UPI transaction using Rupay CC?

Deal Subedar Deal Subedar
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.

Helpful Helpful
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Does Kiwi app allows payment on all transactions where UPI mode is available? Asking since most of the UPI QR codes don't allow payment through credit cards while paying through Gpay/Paytm.

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