Best Rupay Card for UPI transactions

Which is the best ltf rupay card?

Axis IOCL gives 5 EDGE points per ₹100 spend, which effectively translates to ₹1. Though you then have to collect a lot of them before being able to buy good vouchers from their portal and their reward system has been kaput since April, but it still is a good one in my opinion since you already have it.

Using tataneu infinity rupsy card... LTF

do the math for every card you have

in my opinion all the 5 card you have dont have that much of a great reward (DONT USE RUPAY CREDIT CARD LOL)

1. Axis indianoil 1% reward rate i think (worst return on points is worthless as you have to wait for years to redeem points threshold for good voucher BY THE TIME POINTS WILL BE DEVALUED)

2. BOB easy rupay, I think 1RP for 100 which is 0.25%

3. HDFC rupay digital card 0.5% return

4. PNB Rupay 0.25% reward rate

5. ICICI coral 0.25% reward rate

6. Apart from this people will say tata neu 1.5% return (but it can be only redeemed against costly stuffs of TATA Ecosystem again worthless most of the time)

Side note: over all ALL RUPAY CREDIT CARDS are 99% not worth

Suggestion:

use axis ace visa for offline it gives 1.5% return starting from Rs.34

or Get BOB snap deal Rupay 2.5% reward rate till Rs.12500

Bob snap deal rupay - What is the joining and annual charges?

I use FI bank account to get 2% cashback along with fi coins. no need to maintain 50k all time, just keep it 1 day every month.

The best is kiwi. It's flat 2%