https://www.desidime.com/comments/permalink/10267959
If parents are 60+ then SCSS
Best Possible FD options (as of 12 Aug 2024)
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1. Suryoday AC - Direct FD (don't know whether they open account online or not) - 8.65%
2. Utkarsh Niyo AC - Direct FD - 8.5%
3. InCred Money (Refer option is also availble) - Unity SFB FD with 9%
4. Wint Wealth - Unity Bank SFB with 9%
Can people list more secure FD options, with minimal charge?
I am confused as to with which should I go. Any reviews on above options.
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https://www.desidime.com/comments/permalink/10268017
Bro upto 500,000 is government secured for any banks. You can split FD amount - if investment above 500,000 with 2-3 banks for minimizing the risk.
If you directly wish to open in unity, I can help you with agents.
https://www.desidime.com/comments/permalink/10268211
Equitas Bank FD 8.5% for 444 days
https://www.desidime.com/comments/permalink/10268371
Shriram Finance upto 9.40%
Make multiple FDs of 5L in various banks.
https://www.desidime.com/comments/permalink/10270369
Shriram finance is an NBFC , so not insured by DICGC
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https://www.desidime.com/comments/permalink/10268638
Is incredMoney a safe option? Do we get DICGC insurance if I do FD in small finance bank using incred?
https://www.desidime.com/comments/permalink/10268640
Can I open Suryoday small finance bank account online?
https://www.desidime.com/comments/permalink/10275383
Use stable money app. No need to open bank account. Utkarsh, Suryoday and many banks available. DM if you need a referral!
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Equitas Bank FD 8.5% for 444 days
8.7% for 444 days with cumulative Interest. 8.5% if Interest is withdrawn quarterly