I want to share the most rewarding methods to pay cc bills (incl paying through other cc). I will aim to update this list periodically.
If you can, help me add/modify details. Trying to make it easier for people to find info.
Update #1: 24Aug23
Debit Card methods (in order of preference):
1) RBL signature + dc: 1% cashback for payment by loading wallet or paying directly. Cashback through vouchers upto 1000rs pm. Extra 5,000 Rs voucher if spend of 5L in a year. Fees 5,000 (excl gst) issuance (get 5k voucher) and 1,500 annual (waived off on 3L spends).
2)HDFC PLATINUM debit card: can be used on hdfc bill pay and mobikwik for 1% cashback upto rs750 pm. (excl mobikwik offers). This does not work on Cred. Fees 750 (waived for certain account categories)
3) HDFC Millennia debit card: can be used to load Amazon/Paytm wallets and then pay bill. 1% cashback upto 400pm. Fees 500 (waived for certain account categories)
4) Other dc: Indusind exclusive, RBL edc, axis liberty [will add details]
CC to CC/Bank free transfer: [please use only in exceptional cases]
1) ICICI pockets: Load money from Rupay cc using gpay. Transfer from Pockets to bank/pay bills.
2) E Rupee : Load eRupee wallet using Rupay cc and then transfer to bank. [check w small amount]
Finance
Credit Card
Hey I am new to this. I am trying to pay icici credit card bill of 20000rs via hdfc billing page via hdfc platinum credit card, so that i can earn 200rs cb. I am trying since past 4 days but all the time it is showing payment failed. Not sure what I am doing wrong. Please help
My debit card online transactions were turned off, now was able to pay 
. Thanks
any latest additions to this?
April2024 update here:
https://twitter.com/sm98119/status/178243226540...
I will keep on updating on twitter. But will post here as well every month.
Is icici pockets trick still working?
which cc bill r u paying , I tried hdfc and axis none failed till now. Also for axis it was instant credit .
Update #2: 29Aug23
Debit Card methods to pay cc bill:
1) RBL signature + dc: 1% cashback for payment by loading wallet or paying directly. Cashback through vouchers upto 1000rs pm. Extra 5,000 Rs voucher if spend of 5L in a year. Fees 5,000 (excl gst) issuance (get 5k voucher) and 1,500 annual (waived off on 3L spends).
2) IDFC Debit cards: Pay cc bill using mobikwik. 1.8% rewards post 20k threshold for non-Premium dc variant. Pre threshold, only 0.3% reward. Premium dc (select, wealth, private) also give rewards but higher threshold. Fees as per variant.
3)HDFC PLATINUM debit card: can be used on hdfc bill pay and mobikwik for 1% cashback upto rs750 pm. (excl mobikwik offers). No cashback for payment through Cred, paytm, Cheq. Fees 750 (waived for certain account categories)
4) HDFC Millennia debit card: can be used to load Amazon/Paytm wallets and then pay bill. 1% cashback upto 400pm. Fees 500 (waived for certain account categories). Use Amazon UPI to pay bill from wallet.
5) Other dc: Indusind exclusive (upto ~0.9% cashback), RBL EDC (depends on milestones achieved), Axis Burgundy 1% ER, Axis Burgundy Private 1.5% ER [source: Theo], Axis liberty [will add details]
CC to CC/Bank transfer: [please use only in exceptional cases]
1) ICICI pockets upi: Load money from Rupay cc using gpay (no charge). Transfer from Pockets to bank/pay bills (no charge).
2) Load payzapp from cc (no charge). Pay rent using Paytm (1.5% charge)
3) Load Paytm/Airtel fastag from SBI cashback cc using Park+ app (source: Abhishek012). 5% cb from sbi and 1% charge.
4) E Rupee : Load eRupee wallet using Rupay cc and then transfer to bank. Check w small amount. Not working for some (source: saucy)
If you can, help me add/modify details. Trying to make it easier for people to find info.
The Rs 50 cashback for GRAB1CCBP / DDCCBP codes is received in your Mobikwik wallet. Mobikwik won't let you do more than Rs 20k on your HDFC Platinum DC within 24 hrs. You can do multiple Rs 19999 on the same day though.
Also, the 1% upto Rs 750 on HDFC Platinum DC is all inclusive - so either you do Rs 75k via HDFC Billpay or Rs 75k via Mobikwik or you do half and half - Rs 750 is the max you are getting. As I said, for first bill payments for the month, Mobikwik will let you apply those codes to get an extra Rs 50 off.
Mobikwik does not get a lot of trust around on DD and for valid reasons. If your CC is non-HDFC and is available on HDFC BillPay, I say stay clear of Mobikwik.
Update #3: 14 Oct 23
Debit Card methods to pay cc bill:
1) RBL signature + dc: 1% cashback for payment by loading wallet or paying directly using paytm,payzapp, cred. Cashback through vouchers upto 1000rs pm. Extra 5,000 Rs voucher if spend of 5L in a year. Fees 5,000 (excl gst) issuance (get 5k voucher) and 1,500 annual (waived off on 3L spends).
2) HDFC PLATINUM debit card: can be used on hdfc bill pay for 1% cashback upto rs750 pm. No cashback for payment through mobikwik, Cred, paytm, Cheq. Fees 750 (waived for certain account categories). Can also use freecharge for 1k tranx as many times as allowed for you.
3) HDFC Millennia debit card: can be used to load Amazon/Paytm wallets and then pay bill. 1% cashback upto 400pm. Fees 500 (waived for certain account categories). Use Amazon UPI to pay bill from wallet.
4) Indusind exclusive (upto ~0.9% cashback): use paytm for visa variant. creq for mastercard variant. Cashback limit is Rs 1050 per month on spends of 112k. Max 3000 reward points at 35 paise. Incremental rewards so if spend is for example 10k only 0.4% rewards.
5) FI money ( infinity or salary variant) : pay 1.5k multiple times through cred using fi upi. Get 2% cashback. Max cashback of 500 per month.
6) IDFC Debit cards: Pay cc bill using freecharge. 1.8% rewards post 20k threshold for non-Premium dc variant. (1.2% freecharge fees, net 0.6% reward. Else can pay upto 1k tranx without 1.2% fees as many times as allowed.) Pre 20k threshold, only 0.3% reward. Premium dc (select, wealth, private) also give rewards but higher threshold. Dc Fees as per variant.
7) Other dc: RBL EDC (depends on milestones achieved), Axis Burgundy 1% ER, Axis Burgundy Private 1.5% ER [source: Theo], Axis liberty [will add details]
If you can, help me add/modify details. Trying to make it easier for people to find info.