Best fuel credit card/debit card
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Can someone please suggest a credit card for fuel spends..my monthly expense on fuel is ₹1000...
Earlier I used to buy fuel voucher from park+ using sbi CB card, but it seems they stopped giving cashback
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I used to have this. Then they stopped redeeming the points as real cashback and made us get crap from indusmoments. Then I closed the account itself
Indian Oil RBL credit card
And
Bpcl SBI octane credit card
Most rewarding cards are RBL Indianoil and BPCL octane with reward rate of 7.5 and 6.5 as points.
Getting a card from these two chargeables is worthless for a 1000 rupee fuel spend. Better continue your existing tricks or use Supepe or any other rewarding upi app.
Kya Sbi BPCL octane rupay cc se amazon, fk pe 10% discount apply hooga ?
Can you elaborate more on this?
SBI CB/HDFC Swiggy/Millenia for 5% AGV >
Load IDFC Fastag with AGV ->
Use HP Pay to make payment.
How to get amazon GV at 5% with hdfc Swiggy?
Yes, still getting 5% cb
I am using icici hpcl supersaver card which gives 4% direct cashback in statement for almost all hpcl outlets. This card comes 499+gst charges.
It gives 5% value back on offline grocery purchases like dmart, ratnadeep, Vijetha and starhyper, etc. Many icici instant discount deals also come using which you can easily compensate the annual fees.
For fuel purchases less than 1k/month. This is only reasonable credit card.
Try applying for BoB HPCL Energie card. It gives 6.5% benefit (4% reward points + 1% Fuel surcharge + 1.5% cashback via HP Pay app) on HP pumps if you use HP Pay and sometimes they even give it out for LTF.
Indian Oil CC is good but has limitations like 250 points maximum on Petrol for first 6 months and 150 after 6 months of issuance so at 5% cashback we could spend maximum of 3000 to get 150 points a month , plus groceries as well at dmart and like stores we get 5% up to 150 I think. If you are an average-moderate user of petrol and shopping groceries then you can get 1 INDIAN OIL HDFC CC. I saved up to 250 - 300 a month using this CC for 3 years now.
Indie debit card
Or buy icici fastag u can use it on iocl or hpcl
How to use ICICI fastag on IOCL
Vu
I have used ICICI Amazonpay CC Since my 2-wheeler has only 4l tank capacity, I typically fill for ₹200 or ₹300. In the first case, I was charged ₹202.change but received ₹10 reversal. For ₹300 I was charged ₹303.change and got the exact reversal. So I found filling for ₹200 was beneficial, not sure if this might last long. This is at JIO outlet only.
Get the Bank of Baroda HPCL energie CC They give LTF many times for existing customers keep checking if you have any bobcard.
Where to check? On netbanking page like preapproved offer?
For first year, apply for Standard Chartered Super Value Titanium. Then close as it won't be useful for you. 5% Cashback
Using axis Indian oil premium credit card (converted from citi Indian oil )
it gives around 4% cb and is LTF
Card is not LTF in general as mine is annual charge but waiver if spend 30k. Also point redemption process is worse as last week I didi transaction but haven't received sms with link to redeem which has validity of 24hour to redeem points.
If your spend is 1000₹ per month don't fall into the hassle of cashback.
Most I can suggest you is Indus Indie bank account which offers 3% CB via UPI and you can use same account to earn some other cashbacks via utility payments
Indusind Indie DC. 3% upto 500 per month.
Bhai need to maintain 50k also for that 3% cashback
Don't take indian oil credit cards for spends upto 1k. Minimum transaction required to earn cashback on iocl credit cards is ₹400. For 2-wheelers this is not practical.
Bpcl and hpcl credit cards are okay in this regard. I get cashback for ₹100+ transactions.
![[LOOT] Instamart Oleev Active Cooking Olive Oil 1 L [location specific]](https://cdn0.desidime.com/topics/photos/1904932/medium/Screenshot2025-01-11at12.48.19AM.png?1736536715)
Most rewarding cards are RBL Indianoil and BPCL octane with reward rate of 7.5 and 6.5 as points.
Getting a card from these two chargeables is worthless for a 1000 rupee fuel spend. Better continue your existing tricks or use Supepe or any other rewarding upi app.
ya paid card is worthless, if the fuel usage is less like 1000 per month
let me take SBI octane as example
1000 x 12 months = 12k
and 6.5% of 12k is Rs.720
but the card annual charge is 1.5k+GST annual fee
your return is only 720
so its loss for you AzharKhan1
I am using icici hpcl supersaver card which gives 4% direct cashback in statement for almost all hpcl outlets. This card comes 499+gst charges.
It gives 5% value back on offline grocery purchases like dmart, ratnadeep, Vijetha and starhyper, etc. Many icici instant discount deals also come using which you can easily compensate the annual fees.
For fuel purchases less than 1k/month. This is only reasonable credit card.
Try applying for BoB HPCL Energie card. It gives 6.5% benefit (4% reward points + 1% Fuel surcharge + 1.5% cashback via HP Pay app) on HP pumps if you use HP Pay and sometimes they even give it out for LTF.
https://www.bobcard.co.in/credit-card-types/hpc...