Best Credit Card(s) for Recharge and bill payments

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Deal Cadet
OffersSociety

I highly need a credit card for paying utility bill payments. And I desperately want a credit card that pays 5% or a good amount of cashback on utility bill payments. I'm aware of some cards that pays good cashbacks---

1. SBI CASHBACK CARD

charges: 999 Rs +GST

5% CASHBACK ON ANY MERCHANT

CASHBACK LIMIT: RS. 10K per month

Fee waiver: on 2L spends 

2. Axis ACE

charges: 500+GST

5% cashback on bill payments only with GPay

Cashback limit: 12k per year

Fee waiver: 10k in first 45 days (first year), 2L from next year

3. AXIS AIRTEL

charges: 500+GST

Airtel Bill and recharge: 25% cb

Other recharge and bill: 10% cb

Cashback limit: (unsure)

Fee waiver: 2L


Please suggest me more cards!!! 

I'm a non-earner and I have 3 credit cards (onecard, ICICI platinum and ICICI Amazon pay). How can I get more cards with card to card basis or on pre-approved basis? 

Thank you everyone!



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Top Comments
Heart of Gold Heart of Gold
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SBI Cashback card gives 0% on utility payments. You need to buy amazon gv first from amazon and then use on amazon for utility. Also max cashback is 5k per month.

Airtel also has monthly limit of 300 of for airtel bills and 500 for other utility bills

Shopping Friend Shopping Friend
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Is the 300 and 500 limit seperate or these are combined 

Heart of Gold Heart of Gold
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@Bohra Airtel axis has 3 separate limits.
1) 300 per month for airtel recharges/bills
2) 300 per month for utility
3) 500 per month for swiggy, zomato and Bigbasket
Deal Cadet Deal Cadet
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Check the tweet of @ nebula_world on twitter recently regarding this

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The PostMighty The PostMighty
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How do you even get these ICICI Cards ?

Deal Cadet Deal Cadet
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Simple open savings account and book FD card

Helpful Helpful
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Tata hdfc infinity also gives 5% cashback

Heart of Gold Heart of Gold
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SBI Cashback card gives 0% on utility payments. You need to buy amazon gv first from amazon and then use on amazon for utility. Also max cashback is 5k per month.

Airtel also has monthly limit of 300 of for airtel bills and 500 for other utility bills

Deal Cadet Deal Cadet
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Sure?

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Vanguard Vanguard
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There are limitations and uncertainty for all the cards listed above!

As for more Cards, go with Preapproval Route..

Like HDFC, SBI

ICICI Cards are more easier to get, even for beginners...

Card to Card basis isn't as easy as it used tobe, Usually need to apply via Agent..and existing card must have good limit and atleast 6months old and such.

Find Cards best suited for your needs...

Like where you spend more currently,

Deal Cadet Deal Cadet
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Thanks for information dear 

Benevolent Benevolent
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@OffersSociety ... can tell a bit about yourself, as in, you said you're not earning at the moment, so, is that you're a student right now?

Or are you someone who's graduated and doing post graduation now?

Answer only if you're comfortable with it.

Deal Cadet Deal Cadet
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Student 

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Deal Cadet Deal Cadet
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Check the tweet of @ nebula_world on twitter recently regarding this

The PostMighty The PostMighty
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A family member has has got a Citi Rewards CC that's used only for Citi offers which is very rare these days. Since maintaining 2 IT systems can be really expensive, I am hoping that Axis offers one of their cards in exchange preferably as LTF and shuts the Citi card. Axis Ace, Airtel and Kiwi cards appear the most attractive to me.

Deal Subedar Deal Subedar
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if anyone used Airtel Axis card then can you please tell me whether cb is for a month or per billing cycle?

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