Best Credit Card(s) for Recharge and bill payments
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I highly need a credit card for paying utility bill payments. And I desperately want a credit card that pays 5% or a good amount of cashback on utility bill payments. I'm aware of some cards that pays good cashbacks---
1. SBI CASHBACK CARD
charges: 999 Rs +GST
5% CASHBACK ON ANY MERCHANT
CASHBACK LIMIT: RS. 10K per month
Fee waiver: on 2L spends
2. Axis ACE
charges: 500+GST
5% cashback on bill payments only with GPay
Cashback limit: 12k per year
Fee waiver: 10k in first 45 days (first year), 2L from next year
3. AXIS AIRTEL
charges: 500+GST
Airtel Bill and recharge: 25% cb
Other recharge and bill: 10% cb
Cashback limit: (unsure)
Fee waiver: 2L
Please suggest me more cards!!!
I'm a non-earner and I have 3 credit cards (onecard, ICICI platinum and ICICI Amazon pay). How can I get more cards with card to card basis or on pre-approved basis?
Thank you everyone!
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Simple open savings account and book FD card
Tata hdfc infinity also gives 5% cashback
SBI Cashback card gives 0% on utility payments. You need to buy amazon gv first from amazon and then use on amazon for utility. Also max cashback is 5k per month.
Airtel also has monthly limit of 300 of for airtel bills and 500 for other utility bills
Sure?
There are limitations and uncertainty for all the cards listed above!
As for more Cards, go with Preapproval Route..
Like HDFC, SBI
ICICI Cards are more easier to get, even for beginners...
Card to Card basis isn't as easy as it used tobe, Usually need to apply via Agent..and existing card must have good limit and atleast 6months old and such.
Find Cards best suited for your needs...
Like where you spend more currently,
Thanks for information dear
@OffersSociety ... can tell a bit about yourself, as in, you said you're not earning at the moment, so, is that you're a student right now?
Or are you someone who's graduated and doing post graduation now?
Answer only if you're comfortable with it.
Student
Check the tweet of @ nebula_world on twitter recently regarding this
A family member has has got a Citi Rewards CC that's used only for Citi offers which is very rare these days. Since maintaining 2 IT systems can be really expensive, I am hoping that Axis offers one of their cards in exchange preferably as LTF and shuts the Citi card. Axis Ace, Airtel and Kiwi cards appear the most attractive to me.
If your recharges/bill payments are limited to Rs 1500 a month and you buy petrol from HPCL petrol pumps then the below is a good option -
if anyone used Airtel Axis card then can you please tell me whether cb is for a month or per billing cycle?
SBI Cashback card gives 0% on utility payments. You need to buy amazon gv first from amazon and then use on amazon for utility. Also max cashback is 5k per month.
Airtel also has monthly limit of 300 of for airtel bills and 500 for other utility bills
Is the 300 and 500 limit seperate or these are combined
1) 300 per month for airtel recharges/bills
2) 300 per month for utility
3) 500 per month for swiggy, zomato and Bigbasket
Check the tweet of @ nebula_world on twitter recently regarding this