Best credit card from every bank we know.
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Apay icici from icici bank
For average person, these are it but not for high spenders, HNI individuals or those into the air miles game. And of course, to each person, depending on his spends and lifestyle, one card may be useless while some other very valuable
- SBI: SBI Cashback (cashback round the year), SimplyCLICK (for flat discount offers)
- HDFC: Millennia (Amazon, Flipkart, Uber), Neu Infinity esp. on RuPay (BigBasket, 1mg)
- ICICI: Amazon Pay, any Platinum or Coral (better if on RuPay) for ICICI bank CC offers
- Axis: Airtel, Ace, Neo, MyZone, Kiwi (any 3 or 4 from these 5 depending on whether you want CB on bills, Zomato, Swiggy or any merchant/UPI)
- Kotak: Zen Signature, Mojo Platinum on RuPay
- RBL: World Safari (0% forex), SaveMax (10% on Zomato)
- IndusInd: Pinnacle, otherwise Legend
- IDFC FIRST: Wealth, otherwise Select
- BOB: Snapdeal RuPay
- Bank of India: RuPay Select
- OneCard: South Indian Bank or BOB's OneCard
- Federal: Imperio (for offers, grocery and healthcare), although Celesta is higher (but Travel & international spends focused)
- PNB: RuPay Select
- AU: Xcite base variant
- StanC: Smart (if paid), otherwise Platinum Rewards if LTF
- HSBC: Cashback (if paid), otherwise Platinum (LTF)
- Yes Bank: no card is worth paying for, but FinBooster or Yes First Exclusive/First Preferred/Premia/Prosperity Edge if you can get them LTF
Of course higher cards are better for big spenders e.g. HDFC's Infinia is Infinia, AUZenith/Zenith+, IndusInd Pioneer, SBI Elite/Aurum, Axis Reserve/Atlas/Magnus, BOB Eterna are high end but for general public, I feel this is it ^^
SBI - SimplyClick (LTF)
HDFC - Millennia (LTF), Neu Infinity Rupay (LTF)
ICICI - Amazon Pay (LTF) , Platinum (LTF)
Axis - Airtel, Myzone (LTF), Flipkart (LTF)
Induslnd - Legend (LTF)
IDFC - Select (LTF)
BoB - Snapdeal
OneCard: Federal (LTF)
HSBC: Platinum (LTF)
Yes Bank: Premia (LTF)
I will also add Amex MRCC to this list for an average spender
What are the benefits of kotak mojo rupay cc?
Citi: Rewards Card (1000 fee waiver on 30k annual spend) , mmt/yatra and other offers are there.
Citi rewards is big no, rewards are too low Nd need minimum of 10000 points to redeem
all LTF card from all banks
Option is there for catalog (where Gift voucher list ) but it is not loading.
Also option details mentioned in FAQ.
Lagta he abhi Citi jaisa kuch nhi bachega sab Axis ho jayega
For someone into miles redemption then first preference AMEX trifecta, then comes HDFC Infinia/DCB and Axis Atlas.
#Offtopic..
Has anyone received a kotak white card recently? If so do we get priority pass with this card?
Off topic: what would be your ultimate picks for cashback card?
I reckon:
1. Amazon Pay ICICI - Amazon Shopping / LTF
2. Airtel Axis - Utility/ Recharge Cashback / 590 Yearly
3. HSBC Cashback: Grocery, Dining 10% cashback / 1180 Yearly
4. SBI Cashback: 5% online / 1180 Yearly
5. SC Titanium: 5% on fuel / LTF
Sc titanium ltf 🤔
How?
1. Are there any charges, if we redeem kotak league rp?
2. When will they credit 10k points?
no charges and you can claim the points when you achieve the milestone
What is the advantage/benefits of one card? Or just show off because of being metallic
Not sure how I missed this gem of a card for past few months. After magnus devaluation, Axis Atlas seems to be very rewarding card for miles transfer and for traveledge bookings.
Just added this to my portfolio, right in time for my next trip
Any Rupay Select LTF card ?
Yes! Provided you spend Atleast 1rs every quarter.. Pnb rupay select will be LTF
Which is better ?
Kotak Zen card or Mojo Rupay
Mojo Rupay UPI reward cashback rate?
UPI transactions are counted for Kotak milestone calculation?
Updated list after recent devaluations?
None from Yes Bank
For average person, these are it but not for high spenders, HNI individuals or those into the air miles game. And of course, to each person, depending on his spends and lifestyle, one card may be useless while some other very valuable
- SBI: SBI Cashback (cashback round the year), SimplyCLICK (for flat discount offers)
- HDFC: Millennia (Amazon, Flipkart, Uber), Neu Infinity esp. on RuPay (BigBasket, 1mg)
- ICICI: Amazon Pay, any Platinum or Coral (better if on RuPay) for ICICI bank CC offers
- Axis: Airtel, Ace, Neo, MyZone, Kiwi (any 3 or 4 from these 5 depending on whether you want CB on bills, Zomato, Swiggy or any merchant/UPI)
- Kotak: Zen Signature, Mojo Platinum on RuPay
- RBL: World Safari (0% forex), SaveMax (10% on Zomato)
- IndusInd: Pinnacle, otherwise Legend
- IDFC FIRST: Wealth, otherwise Select
- BOB: Snapdeal RuPay
- Bank of India: RuPay Select
- OneCard: South Indian Bank or BOB's OneCard
- Federal: Imperio (for offers, grocery and healthcare), although Celesta is higher (but Travel & international spends focused)
- PNB: RuPay Select
- AU: Xcite base variant
- StanC: Smart (if paid), otherwise Platinum Rewards if LTF
- HSBC: Cashback (if paid), otherwise Platinum (LTF)
- Yes Bank: no card is worth paying for, but FinBooster or Yes First Exclusive/First Preferred/Premia/Prosperity Edge if you can get them LTF
Of course higher cards are better for big spenders e.g. HDFC's Infinia is Infinia, AUZenith/Zenith+, IndusInd Pioneer, SBI Elite/Aurum, Axis Reserve/Atlas/Magnus, BOB Eterna are high end but for general public, I feel this is it ^^
For average person, these are it but not for high spenders, HNI individuals or those into the air miles game. And of course, to each person, depending on his spends and lifestyle, one card may be useless while some other very valuable
- SBI: SBI Cashback (cashback round the year), SimplyCLICK (for flat discount offers)
- HDFC: Millennia (Amazon, Flipkart, Uber), Neu Infinity esp. on RuPay (BigBasket, 1mg)
- ICICI: Amazon Pay, any Platinum or Coral (better if on RuPay) for ICICI bank CC offers
- Axis: Airtel, Ace, Neo, MyZone, Kiwi (any 3 or 4 from these 5 depending on whether you want CB on bills, Zomato, Swiggy or any merchant/UPI)
- Kotak: Zen Signature, Mojo Platinum on RuPay
- RBL: World Safari (0% forex), SaveMax (10% on Zomato)
- IndusInd: Pinnacle, otherwise Legend
- IDFC FIRST: Wealth, otherwise Select
- BOB: Snapdeal RuPay
- Bank of India: RuPay Select
- OneCard: South Indian Bank or BOB's OneCard
- Federal: Imperio (for offers, grocery and healthcare), although Celesta is higher (but Travel & international spends focused)
- PNB: RuPay Select
- AU: Xcite base variant
- StanC: Smart (if paid), otherwise Platinum Rewards if LTF
- HSBC: Cashback (if paid), otherwise Platinum (LTF)
- Yes Bank: no card is worth paying for, but FinBooster or Yes First Exclusive/First Preferred/Premia/Prosperity Edge if you can get them LTF
Of course higher cards are better for big spenders e.g. HDFC's Infinia is Infinia, AUZenith/Zenith+, IndusInd Pioneer, SBI Elite/Aurum, Axis Reserve/Atlas/Magnus, BOB Eterna are high end but for general public, I feel this is it ^^
SBI - SimplyClick (LTF)
HDFC - Millennia (LTF), Neu Infinity Rupay (LTF)
ICICI - Amazon Pay (LTF) , Platinum (LTF)
Axis - Airtel, Myzone (LTF), Flipkart (LTF)
Induslnd - Legend (LTF)
IDFC - Select (LTF)
BoB - Snapdeal
OneCard: Federal (LTF)
HSBC: Platinum (LTF)
Yes Bank: Premia (LTF)
I will also add Amex MRCC to this list for an average spender