Best Credit Card for Train Ticket Bookings
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Which one is best credit card for train ticket bookings
I use Smartbuy platform and hdfc card for 5% cashback
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HDFC Smart buy for any hdfc bank cards minimum 5% cashback up to Rs.1000 per month
Not a credit card but the current combination you're using is decent enough if you're not booking tickets every now and then.
HDFC Smartbuy + HDFC Bank DC (5% cashback)
Upon cancellation, cashback isn't reversed, I've observed this for last 2 ticket cancellations. Although it's a loss anyway (in case of cancellation) but the non-reversal of cashback helps with the loss a bit if ticket price was on the higher side.
HDFC DCB / Infinia give you 3X RPs on SmartBuy which is 10% back in value if you consider 1 RP = Rs 1 which is true for redemption against flights/hotels on SmartBuy.
Don't apply for SBI irctc.. to much t&c .. I hardly received any cashback
The one you are using is currently the best...