Best CC for UPI
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Bro, it has been discussed multiple times. Kindly use the search feature before creating a new thread.
stil this doubt never VANISHES..
which totally brings to the table that UPI CREDIT is still in evolution 
and we wont know that for sure
practically I am also searching for a good UPI CREDIT card but sadly non found, so these kinds of post will repeat endlessly unless GOOD OPTION IS FOUND
Till now I haven't found any good UPI RUPAY Cards
WITHOUT ECO SYSTEM LOCKING
some of the good cards i know on UPI have ecosystem locking
1) Axis kiwi - again kiwi app locked (So not worth it)
2) TataNeo - again tata neu app locked (So not worth it)
3) IDFC First EARN FD card - again IDFC app locked (So not worth it)
So this question still persist no matter n number of posts in DD:)
not sure if you are looking for airmiles when you are asking for best cc for UPI, but IndusInd Platinum Rupay Credit card provides cv miles on rs 100 spent using upi
1) Axis kiwi - again kiwi app locked (So not worth it)
2) TataNeo - again tata neu app locked (So not worth it)
3) IDFC First EARN FD card - again IDFC app locked (So not worth it)
apart from these 3 cards i dont know much UPI good cards but all are ECOSYSTEM LOCKED SO I DITICHED ALL THESE CARDS
if anyone know any better cards do comment:)
VU+ for getting more answers:)
I have below Rupay Credit cards. Which of the should I use to get maximum benefits:
- Axis IndianOil Axis Bank
- Bank of Baroda Easy Credit Card (Digital)
- HDFC Rupay Digital Card
- PNB Rupay Platinum
- ICICI Coral Rupay Platinum Card
do the math for every card you have
in my opinion all the 5 card you have dont have that much of a great reward (DONT USE RUPAY CREDIT CARD LOL)
1. Axis indianoil 1% reward rate i think (worst return on points is worthless as you have to wait for years to redeem points threshold for good voucher BY THE TIME POINTS WILL BE DEVALUED)
2. BOB easy rupay, I think 1RP for 100 which is 0.25%
3. HDFC rupay digital card 0.5% return
4. PNB Rupay 0.25% reward rate
5. ICICI coral 0.25% reward rate
6. Apart from this people will say tata neu 1.5% return (but it can be only redeemed against costly stuffs of TATA Ecosystem again worthless most of the time)
Side note: over all ALL RUPAY CREDIT CARDS are 99% not worth
Suggestion:
use axis ace visa for offline it gives 1.5% return starting from Rs.34
or Get BOB snap deal Rupay 2.5% reward rate till Rs.12500
![Sample @Rs 99 HESTHETIC Virgin Cold Pressed Flaxseed (Alsi) Oil - 250 ml [user specific]](https://cdn0.desidime.com/topics/photos/1884247/medium/61AeM9CiGzL._SL1500_.jpg?1732595523)
None afaik.
Are they even accepted anywhere?