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Best cashback credit card for offline spends ?

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Best cashback credit card for offline spends ?

I have HDFC Millennia credit card, is there any Best cashback credit card for offline spends ?

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Coupon Connoisseur Coupon Connoisseur
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hsbc live+ - offline 1.5% , Grocery - 10% , Dine-in 10%

Like Magnet Like Magnet
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if looking for UPI spends offline. then kiwi is best for 5% cb if u can spend 1.5 lakh in a year or default cb of 2%.  Can DM for referral.

Deal Subedar Deal Subedar
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some queries please;
1) does it require Federal Bank savings account to be opened for CB to be transferred?
2) once you cross 1.5L transactions in UPI per year, say 2L for the first year, is the 5% applicable on whole 2L or 1.5-2L?
3) Again the 5% is only via Neon Subscription right? which is 999+plus (free at the moment for 1yr if card issued by this year end) - even if it gets charged, final CB% after charges comes to 4.2% which is still way better than other current cards I believe
Like Magnet Like Magnet
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@arundass007378


1) No need , you can transfer to any bank account.



2) 5% on whole 1.5L,  rest 1.5L to 2L will get 2%



3) Right , only with neon. Free right now ,let's see from next year ..as u said it's still better.

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Deal Cadet Deal Cadet
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Many cards give 1-2.5% based on category 

Vanguard Vanguard
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2.5%? Which card ...the best offline card I heard is axis ace which is 1.5%

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Coupon Connoisseur Coupon Connoisseur
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hsbc live+ - offline 1.5% , Grocery - 10% , Dine-in 10%

Benevolent Benevolent
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hard to get card 
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Deal Cadet Deal Cadet
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Kiwi credit card

Like Magnet Like Magnet
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if looking for UPI spends offline. then kiwi is best for 5% cb if u can spend 1.5 lakh in a year or default cb of 2%.  Can DM for referral.

Deal Subedar Deal Subedar
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some queries please;
1) does it require Federal Bank savings account to be opened for CB to be transferred?
2) once you cross 1.5L transactions in UPI per year, say 2L for the first year, is the 5% applicable on whole 2L or 1.5-2L?
3) Again the 5% is only via Neon Subscription right? which is 999+plus (free at the moment for 1yr if card issued by this year end) - even if it gets charged, final CB% after charges comes to 4.2% which is still way better than other current cards I believe
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Deal Subedar Deal Subedar
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Axis Ace -1.5% unlimited

Deal Cadet Deal Cadet
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Plus 10% on tap n pay upto 500

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Helpful Helpful
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Au LIT 5% (max 500 rs per month) for fee of Rs 300 plus GST. 

500/mo cashback for next 3 months (ie total 1500) for total fee of rs 300 GST.

Or

2% cashback upto 1000 per month for next three months (ie 3000) for total fee of rs 300 and GST

Deal Cadet Deal Cadet
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1. Kiwi 2% Flat. Upto 5% If milestone reached.

2. Axis Ace  1.5% Unlimited.

Heart of Gold Heart of Gold
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SC Ultimate- 3.33% Rewards

BOB ETERNA - 3.75%

Axis Burgundy Private - 6% Airmiles

Axis Ace- 1.5% unlimited

TATA Neu Infinity - 1.5%

Flipkart Axis, SC Smart, HDFC swiggy, Millennia, airtel Axis, ICICI Apay - All gives 1%

Wingman Wingman
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Sc ultimate credit cbk in Statment or u saying rewards%?

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Deal Newbie Deal Newbie
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1. Is Bob eterna giving 3.75% for offline spends ?

2. Sc smart gives only 1% for offline spends, right ?

Super Stud Super Stud
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Jupiter Edge 2% online offline both upto 3000rs every billing cycle

Review Expert Review Expert
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Axis Ace is really the ace here. Unlike others that are restricted to categories (grocery, restaurants, medical, hotel) Ace is 1.5% cashback across the board. A lot of the suggestions are reward points based CCs (including TataNeu cards and their NeuCoins). Kiwi is RuPay UPI and my experience with RuPay UPI has been bad.

Helpful Helpful
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would u explain ur experience with rupay

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Deal Cadet Deal Cadet
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AXIS Horizon card gives 2% for all transactions, 5% for Airlines. 2 International airport lounge access per calendar quarter
8 Complimentary domestic airport lounge visits per calendar quarter (VISA) and 6 complimentary visits per calendar quarter (Mastercard)

Deal Cadet Deal Cadet
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Currently kiwi is best, followed by Jupiter edge.

Dm for referral.

Helpful Helpful
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All UPI QR not working with rupay card.
I saw kiwi is category based card.based on category we select will get 2% cashback and remaining 0.4%.

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Crowdpuller Crowdpuller
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Vu

Deal Newbie Deal Newbie
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SBI prime offers 2.5% on few categories. Am I missing something, no one mentioned this card.

Entertainer Entertainer
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Best credit card for liquor store? I use flipkart axis for 1%. Anything better for average 20k/month.

Deal Cadet Deal Cadet
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Axis Ace gives 1.5%

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Deal Newbie Deal Newbie
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sbi want

Helpful Helpful
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Hi,Can we get hsbc live+ credit card life time free or need to pay 999+gst for joining fee?

Helpful Helpful
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?

Deal Newbie Deal Newbie
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AU Lit 5% cashback (No one can beat this card)

Deal Cadet Deal Cadet
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How i guess there is some limit. Can you exlain?

The PostMighty The PostMighty
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Sbi BPCL octane... 2.5 rs worth points  per 100  rs. On grocery, dining and department stores

Deal Lieutenant Deal Lieutenant
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but only can be used for fuel redemption:)

take SBI pulse:) 2.5% on redemption to any voucher:)
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