Best app with best offers
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Phonepe is one of the best apps for making payments online and in-store
Their major benefit are the lucrative cashback offers given by them
But they dont allow adding money using net banking which is a major drawback for me
Also, its not yet much acceptable in local stores, though they are expanding quickly
Want to see them soon in my nearest store
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Now Phonepe adopted Scratch card offers which are useless. Phonepe is only useful in UPI transactions.