Best 0 Balance and 0 Charges Bank Account for UPI transaction?

185°
Deal Subedar
TrueAdvisor

Please suggest

What is the Best 0 Balance and 0 Charges Bank Account for UPI transaction?

0 Balance = no minimum balance required 

0 charges = no maintenance charges like SMS or other charges

Allow UPI day to day transaction (10/20) 

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Vanguard Vanguard
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Jio payments Bank /sbi (with virtual card)

Deal Subedar Deal Subedar
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Use Payment banks for 10-20 UPI trnxs bcoz high risk of account freeze with physical banks 👺

And zero balance high transaction customer are being recognised by the bank as hig risk customer 

And even you hold balance in RBL  they feels like you are using their money for UPI trnxs even if you provide proofs they will do EDD

Deal Captain Deal Captain
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Is it free for Legends and pinnacles?

Can we upgrade existing indusind account?

Deal Subedar Deal Subedar
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@DeciDeaim

Currently you can upgrade it via call

34 Comments  |  
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Vanguard Vanguard
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Jio payments Bank /sbi (with virtual card)

Deal Subedar Deal Subedar
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SMS Charges?
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Commentator Commentator
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indusind 

dm for referal 

Benevolent Benevolent
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indusind brand ambassador @Ash-D paji
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Deal Subedar Deal Subedar
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My aadhar address is different from my current address. Out of jio payment bank and indusind, which zero balance bank account can I open online? If possible, new bank account in non-aadhar linked mobile number

Commentator Commentator
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kotak 811
dm for referral
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Deal Subedar Deal Subedar
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Equitas SFB has been pretty good

Deal Subedar Deal Subedar
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Kotak 811  SMS changes or other charges?

Vanguard Vanguard
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Kotak can't board new customers ....due to rbi guidelines

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Deal Newbie Deal Newbie
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Airtel Payment Bank

Deal Subedar Deal Subedar
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SMS or other Charges?
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Deal Subedar Deal Subedar
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Use Payment banks for 10-20 UPI trnxs bcoz high risk of account freeze with physical banks 👺

And zero balance high transaction customer are being recognised by the bank as hig risk customer 

And even you hold balance in RBL  they feels like you are using their money for UPI trnxs even if you provide proofs they will do EDD

Deal Newbie Deal Newbie
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I request simply use UPI lite, if no need to pay any charges

Deal Cadet Deal Cadet
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+1


Or wallet UPI such as Amazon Pay or Slice. Zero charges.

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Post Emperor Post Emperor
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sbi open from branch free virtual dc, jio payments bank, kotak 811 but currently kotak 811 not available or
Federal fed excel account open from branch if you are a professional check website for details.
 You can also check indusind select or exclusive account but only for legend or pinnacle cc.

Deal Captain Deal Captain
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Is it free for Legends and pinnacles?

Can we upgrade existing indusind account?

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