Axis credit card application - confusing journey
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I applied for axis neo credit card yesterday online, I have no prior relationship with axis bank.
After providing the necessary details, I was told to wait and received an application no.
After a few minutes, received an sms that said "welcome aboard, complete your vkyc now using the link ....". So I assumed it's been approved, did the kyc. Then no reply.
I checked the application status today, it only shows applied.
No eligibility check done, etc. Again to wait for 5 - 7 working days.
Since I received the "welcome aboard " message, I thought they have done their checking.
1. Why did they ask me to do vkyc before even checking?
Every card before this either processed the application, approved and asked to do kyc.
Or rejected the application, After the application stage.
This is very strange.
2. Is this the norm with axis?
After providing the necessary details, I was told to wait and received an application no.
After a few minutes, received an sms that said "welcome aboard, complete your vkyc now using the link ....". So I assumed it's been approved, did the kyc. Then no reply.
I checked the application status today, it only shows applied.
No eligibility check done, etc. Again to wait for 5 - 7 working days.
Since I received the "welcome aboard " message, I thought they have done their checking.
1. Why did they ask me to do vkyc before even checking?
Every card before this either processed the application, approved and asked to do kyc.
Or rejected the application, After the application stage.
This is very strange.
2. Is this the norm with axis?
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https://www.desidime.com/comments/permalink/9993496
Axis neo but after application submitted, it showed axis myzone 
.
So there is that as well.
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https://www.desidime.com/comments/permalink/9992704
Call this toll free and you and get into the option of credit card and press 9 to speak with phone banking officer and get answer for your application status from the phone banking excutive
18001035577
https://www.desidime.com/comments/permalink/9993498
Will try tomorrow and update you, thanks.
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https://www.desidime.com/comments/permalink/9992816
Why ask the applicant to do kyc, if they still haven't bothered to check eligibility?
That's what drives me nuts. No card company in my experience did this.
So, if they reject the application now, the customer has provided all the personal information and did the money dance they make as do while doing kyc was all nothing.
They got data of people who they weren't going to take as customers. That's fraud.
That's what drives me nuts. No card company in my experience did this.
So, if they reject the application now, the customer has provided all the personal information and did the money dance they make as do while doing kyc was all nothing.
They got data of people who they weren't going to take as customers. That's fraud.
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https://www.desidime.com/comments/permalink/9993481
finally
your card is rejected successfully
https://www.desidime.com/comments/permalink/9993482
you will know the reason based on reactions on this comments
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https://www.desidime.com/comments/permalink/9996077
Shed off axis like a rotten leaf and move on, I have done so and living a peaceful life.
bcoz axis is like a Lucknowi baaiji, kab kya iccha ho kaun jaane! @Demon_slayer
Aap maane ya na maane, naye ho, humne bohat dekh lii hai, izzat karna seekho senior o ki experience pe, bhala hoga...
https://www.desidime.com/comments/permalink/9996136
Can you give a translation?
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ya weird mostly after approval only vkyc is initiated, so i think your card is approved, just the status is not updated in the online tracking portal. dont worry as vkyc is done probably your card is approved
Which card you applied btw?