Axis Cards - No More OTP on Email
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Please note that effective 22-08-2024, OTP (One-time password) for all Axis Bank Credit and Debit Card related transactions will be sent only to your registered mobile number and will no longer be sent to your registered email address. This change is a part of our continuous efforts to make your transactions secure.
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https://www.desidime.com/comments/permalink/10218187
Pahle konsa aata tha jo ab band ho gya
Jo system kam nhi kar rha uska security reason bolke band kar diya 
https://www.desidime.com/comments/permalink/10218497
OTPs are also going to be replaced by TOTPs, DDC tokens or Biometric authentication very soon.
https://www.desidime.com/comments/permalink/10218515
If Mobile Network unavailable we can't make transaction 🥹🥹🥹
https://www.desidime.com/comments/permalink/10219283
That's exactly, what makes SMS based OTP more secure than email based OTP. 
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https://www.desidime.com/comments/permalink/10218736
Mental bank , someone raise this matter to RBI banking ombudsman citing security issue
https://www.desidime.com/comments/permalink/10218774
Many banks anyway do not provide otp on email, but only via sms.. Axis bank will cite this and get away with it...
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https://www.desidime.com/comments/permalink/10219810
This is a very bad change and as always, many clueless idiot banks have no idea of what "security" really means. A dozens apps on your phone have access to read your SMS. Email is no less secure than SMS unless you are a total idiot and giving random apps/services access to your email. Email sign in also has 2-factor authentication and TOTPs.
Now only a few banks left which send OTP on email: SBI Card, IndusInd, RBL, BOB and Amex for credit cards. For debit cards, Kotak and Federal Bank still send email OTP which is good
TOTPs are secure and a good alternative but note that the USER EXPERIENCE of these apps is beyond terrible. SBI YONO, BOB, IndusInd Indie and such banks already have TOTP but the experience is so bad that I would rather not use these apps to get the TOTP.
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OTPs are also going to be replaced by TOTPs, DDC tokens or Biometric authentication very soon.
If Mobile Network unavailable we can't make transaction 🥹🥹🥹