Axis Bank No Cost EMI doubt

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Like Magnet
VR_Rahman

I previously cancelled an EMI on my Axis card within 5 days of the purchase, and they didn't charge any additional fees. I'm considering buying the M4 Mac Mini for office use with my Axis credit card. I noticed that Apple offers a no-cost EMI option on almost every credit card. Here are the details:

  • Listed Price: ₹59,990
  • Instant Card Discount: ₹4,000
  • No-Cost EMI Discount: ₹4,558 (12-month plan)

I'll be paying ₹51,432 in total as I’m opting for the 12-month EMI. I’m hoping that, in this case, Axis will cancel my EMI without any additional charges if needed. However, since the amount involved is quite significant, I’d like to be 100% sure.

If anyone has insights or advice on this, I’d appreciate your input. Thank you in advance for any guidance!

Screenshot2024-11-05at7.17.37PM

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Deal Cadet Deal Cadet
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Why you waited for 5 days?

Like Magnet Like Magnet
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Forgot about the EMI and Luckily I managed to remember it.
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Helpful Helpful
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Yes, go for it. 

Just make sure that you don't do this transaction if billing date is near, means in 2-5 days. 

If billing days is not near then do transaction, and cancel it by calling customer care as soon as your transaction get converted to emi.

Like Magnet Like Magnet
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Thanks man

Cool Cool
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I did back to back emi cancellation twice and they cancelled it almost seamlessly and instantly without any charges.

Like Magnet Like Magnet
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Thanks for the confirmation....😊
Budding Star Budding Star
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Yes icici, axis and HDFC cancel emi easily

Generous Generous
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Bro, let us know if this emi cancellation works and you discount of 8558/-

Share some other details like review and apart from mini, what other items u bought (like brand and price) for configuring mini.

TIA

Crusader Crusader
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Get student discount at 49,900

replyuser
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