AU charged me 8500 for credit card intrested

same issue with me now they shared my details with 3rd party to harass me.

what was the due date? when u paid?

Even if 1₹ is pending,they will charge for full bill amount, that's how it works

By the way, u are saying u paid very next day, then 3 days of grace are there, considering that no interest should be there, ask cc they will reverse

aubank be like 😄

https://www.aubank.in/blogs/credit-card-interes...

according to the calculation given on their own website, u should be charged 500-1000rs, why would they charge u 8k?

If dues are not fully cleared, then the remaining dues + unbilled txns add up while interests are levied.

Bhai fraud call bhi AA gya aur ye email pe details  share Karne bol rha [email protected]

Aisi boundy par jakar six hota hai ya out..  jis din bill generate ho use din hi payment kar diya karo.. nahi to pichhwada chhil jayega itna mail karayenge ye log.. credit card in existence just bcz they want customer do mistake then they fine.. if everyone start payment in time they will end cc overtime.. xd..

Grace period bhi over hai to ball in their hand.. cibil to jqyega hi.. baki kitna interest lenge ye rbi rules ke hisab se hona chahiye.. rest update here .. so others can learn from ur blunder..

In my case I missed payment of 50k they have charged 25k including GST and not given any waiver for even single rupee even after writing so many mails they are just reverting with same template that the charges are genuine , even their nodal officer also given same reply

So main issue here is they are charging interest on unbilled amount also right?

The following illustration would indicate the methodology of calculating Charges on Revolving Credit:• Assume that a Cardholder has paid all previous dues and do not have any outstanding in his Card Account. His statement date is 15th of every month and applicable Charges on Revolving Credit are at 3.59% p.m. Transaction INRPurchase on April 10, 2024₹ 2,000Total Amount Due on statement dated April 15, 2024₹ 2,000Minimum Amount Due on statement dated April 15, 2024₹ 100Payment due date - May 3, 2024Purchase on May 7, 2024₹ 800Payment on May 10, 2024₹ 1,500On statement dated May 15, 2024, following Interest Charges on Revolving Credit will be levied:Interest Calculations @ 3.59% month:per a. Interest on INR 2000 for 30 days (from April 10 to May 9)₹ 70.82b. Interest on INR 500 for 6 days (from May 10 to May 15) ₹ 3.54Last updated on 16th Apr'2024c. Interest on INR 800 for 9 days (from May 7 to May 15)₹ 8.50Total Interest Charged in the statement dated 15th May ₹ 82.86The following is the

That's intresting

RBI allows payment of credit card even after 3 days of due date without any penalty. But you should be prepared for such charges when you accept TnC of credit card application.

Bhai aishi kya majboori aa gyi thi ki ₹1000 pay krne mai time lag gya?

Dd ke member ho, you should have known better.

Offer and discount ke chakkar mai har chhut-putt bank ka card mt liya kro.

8k ka choona + cibil score hit + Mental peace gone + harrassment by bank.

After seeing this-feel like stay away from AU credit card..

bhaaya yaha 500 less pay kara 18k ka fine laga h amex mai 
what i understood is 1st time jab fine lagta h jab bohut chull hota h reverse karne ka with time we have to learn it its the policy of credit card and we have to move on with it 

Escalate it to the next level. They should reverse it.

If you have not paid even minimum amouny due on time,then they will charge you on full due amount

Guys nothing will help. Not even RBI complaint as it happened to me and now my credit score is fucked up. It's with 4k due all of late charges and I've blocked the card . They've kept calling me for quite a few times but now they're tired I guess. Attached is all the convo: https://drive.google.com/file/d/1edSVOpSFG5JQfi...

I enable auto-debit in case of all the credit cards lest I forgot to pay the bill but in case of ICICI auto-debit gets disabled again immediately after enabling it. I had complained to the customer care earlier and they had said that this issue will not recur but to no avail. Tried in both the app and web. Not acceptable.

OP, you can get some more info about your issue here. AU is not at all following latest RBI guidelines
https://x.com/karna_ocw/status/1795171645784...69

Last interaction on my thread.