Anyone recently used no cost EMI trick in HDFC
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https://www.desidime.com/comments/permalink/10489783
Used 3 days back. They charged 9 rs + GST for rs.19000. Reversed processing fees rs.299 only without GST charges
https://www.desidime.com/comments/permalink/10489921
Cancelled one 2 days back.. Same old process, no change. Only charge you need to pay is 53 gst + a few interest like 10-20 rupee..thats it!
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