Any trick to get Swiggy HDFC CC Life time free.
- 2013
- 34
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- Last Comment
My swiggy account is blocked. ( please don't ask why)
When I tried to apply through HDFC portal, they are giving it with Annual fees.
Already contacted HDFC RM & credit card team. They are saying that they can't help if it's not being shown as ltf in their system. He suggested me to visit branch, but he did not guaranteed that branch people will be able to offer it as LTF.
My cibil and complete credit history is good, I also hold salary account with HDFC.
Is there any way I can get it for free?
Can I just apply it, and once it gets delivered then don't activate and then wait for the call from their end and then try to negotiate?
Do they even call if the card is not activated within 30 days? And if they do so then what are the chances that they will offer it as LTF to me?
Also, I hope if card will not be activated then I will not be charged annual fees
If they fail to offer it as LTF and the card gets blocked, then how it will shows in cibil reports.
Personally I don't spend a lot, that's why getting it without LTF will be of no use to me. To give you an idea, I will be hardly able to get 800-900 cashback from this card in a year. Also, I only use swiggy 4-5 times in a year ( When there is any loot).
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Don't take too much tension for just 800-900 cb per year
You can think about same if that cashback amount converts to monthly
You can get swiggy gift cards easily in 8-10% discount so you can skip this card
I only order 4-5 times in a year, and that too only if there is any loot. So this card will not be primary for swiggy usage.
I am looking for 5% cashback that now will be credited in statement. That's why I want this card.
I already have millennia and tata neu credit card. Can i get swiggy card too or any other way around.
applying c2c will close other card if approved?
No it will not close any old cards
@Gauravmittal49589 is it possible through written mail to cc department
@Stone_man bro you can buy swiggy gift cards from apps like Park+ using any other card like SBI CBCC, AMEX, Infinia,etc and then you’ll get more than 10% savings on swiggy without having to worry about this card. I know it’s getting revalued and it’s a nice card, no doubt but no CC is worth this much effort.
hmm i think everyone is trying to get this swiggy card because of the revaluation of 5% directly as cash back (no more swiggy credit, direct cashback now as statement credit)
next to HDFC Millennia CC
so not because of swiggy
Don't take too much tension for just 800-900 cb per year
You can think about same if that cashback amount converts to monthly
You can get swiggy gift cards easily in 8-10% discount so you can skip this card
Don't take too much tension for just 800-900 cb per year
You can think about same if that cashback amount converts to monthly
You can get swiggy gift cards easily in 8-10% discount so you can skip this card
I only order 4-5 times in a year, and that too only if there is any loot. So this card will not be primary for swiggy usage.
I am looking for 5% cashback that now will be credited in statement. That's why I want this card.
applying c2c will close other card if approved?
No it will not close any old cards