any P2P service which is offering No Lock In Period for Deposits currently?
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https://www.desidime.com/comments/permalink/10005231
There is a decrease in interest rates as well for short-term duration.
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https://www.desidime.com/comments/permalink/10005454
RBI doesn't want P2P (backed by NBFCs) to portray themselves as better alternative than banking products like FDs.
Rather RBI instructed them to remain just a platform to connect lenders and borrowers.
RBI wants P2P startups to restrict themselves to operating as platforms connecting lenders and borrowers only and to stay away from building complex investment products.
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https://www.desidime.com/comments/permalink/10006470
UNI Power offers it, incase if you want referral DM me:)
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RBI has barred them from offering instant withdrawal products. It's not upto them.