Any free 0 balance bank account without hidden charges?

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Deal Newbie
vivek1304725...

Are there any zero-balance (or say upto 5000) bank accounts that offer a free digital debit card (no physical card required) along with free SMS alerts? I’m open to payment banks or small finance banks but would prefer regular banks. Thank you!

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Deal Cadet Deal Cadet
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Jio payments Bank with free rupay platinum card

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Thanks. Do they give free sms alerts? Also, are you aware of any other banks?
I have primary account with BOI. Wanted another account for primarily upi payments and linking it with my broker account. My BOI statement has really become a mess, I find it very difficult to segregate my important transactions in it.

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Cool Cool
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Jupiter bank

Deal Newbie Deal Newbie
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Is it free? I donot think so
Commentator Commentator
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AU 0 balance account

Commentator Commentator
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You also get personal RM

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Deal Cadet Deal Cadet
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DBS had 5k now its 10k debit card fee 177 waived off if you maintain 25k or spend 1 lakh

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This looks good.

Deal Newbie Deal Newbie
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Kotak 811

Commentator Commentator
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New account opening has been stopped by RBI.

Post Mogul Post Mogul
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Canara aspire

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Paytm payments bank💀

Deal Subedar Deal Subedar
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Airtel payment bank

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Au Digital Savings Account
Jio Payments Bank
NSDL Jiffy - About 6Rs monthly Charge

All gives Rupay Platinum Debit Card which can be used once every month only on friday for 20% Upto 100rs Off on Amazon and Swiggy. Do note that AU has fees for the physical debit card though!

Do DM me for referral.

Deal Cadet Deal Cadet
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Sbi, bob b3 digital.For SBI branch visit needed, bob is completely online. BOB SMS charges can be avoided by opting to their app based OTP's & opting out from SIM based OTP's, using both accounts from almost 4 years without any charges

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