Amazon Pay icici Bank Credit Card Declined
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Hi, I had applied for amazon pay credit card it has been declined without any reason , i am already using an axis bank, and sbi bank card i am self employed and my residence and office address is same. i was advised by the person who came for the document collection to give a different office address but as i didn’t want to give false information , i told him to write the right info. so do you think the reason of declining the card is due to same office and home address ?
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How can I apply for a Amazon pay icici card? Where can I find it to apply
Mine is delivered evenif i have provided same office and resident address. Though i mentioned i m salaried while applying card in Amazon app
they ask for a salary slip incase you are salaried
Ohh then might be the verification guy is right.Did you give aadhaar as proof for either name or address?
Yes I gave him all the documents he asked for plus i gave him itr and computation
you dont need to give false info. just do one thing
charge your address a little bit. like residence is ground floor and office is back side or floor 1
i did the same and got my first axis cc 7yrs back
Thanks for the tip i will do this in my future applications lol though i have to wait for 6 months
Office address is not just the issue your GTI also matters, what is your Gross Total Income?
around 480000 is it not eligible ?
As per my knowledge min 5lacs most of the bank looks for
Mine rejected without reason . Confirmed thorough mail as well
i got card and cash back also 500/-
Before they could decline me, I myself declined when the proofs weren’t enough
dose experian equifax and crif highmark even matter ?
Experian score matters when we want to open account in Cred.
my exprian score is 877 , have citi bank n hdfc regalia fisrt still declined without any reason
mere ko to official emeal ke chakkar me decline kar diya and now i just use yono(5%)+simplyclick(2.5%)=7.5% on amazon
Bhai, yono 5% properly milta hai?
Mine also got rejected for no reason despite of having good cibil scores. I have one premium card of hdfc too. Salaried employee still rejected. I
Mine also got rejected for no reason despite of having good cibil scores. I have one premium card of hdfc too. Salaried employee still rejected.
Don’t worry, now that amzonpay card has stopped giving 5% on GVs this card won’t remain as popular & just like earlier will be given easily.
For me,they asked for Salary Slip when came for KYC.Televerification and In-person verification completed and then they approved. Whole process took 12 days.
Between , i don’t have any cibil score and this is my first credit card
Cibil score is not required if you are an employee of a big/known company present in icici database. One member here got this card as their first card without cibil & with 2 lakh annual salary while those having 800 cibil & 5-6 lakh annual income were rejected because of not working in a big/known company.
@demerius2020
It’s not about just 10k bro..I don’t ve any credit history.. CIBIL is nil .no loan nothing.. Thatsy opted for it.. @guest_999
You have a govt job with salary which is more than enough to get a normal credit card. You could have got sbi simplyclick card easily(sbi being the largest psu bank sbi card give extra points for being a govt employee). This card in my opinion is better than amazonpay card for most situations if used with sbi yono amazon offer(needs sbi savings acc) especially now that amazonpay card has stopped giving 5% on GVs.
Had a chat with my SBI branch cc agent..c told to wait for few more months n keep good balance in my account..since d account is converted to salary account in September only.. So m waiting..
right now m focusing on SBI simply click..hope I get that atleast.. used to spend around 5k p.m in Amazon.. So it could b useful if I get it..
Its depends your income and what you’re showing in ITR credit card also considered as a borrowing only if your previous card has higher limit then also it can be declined i don’t think cibil will matter below 700 also you can credit card only matters is you can pay or not and also sometimes AI also gonna decline your application
Also in meanwhile take some loan like paylater from amazon it will ceate your cibil faster
common dude,doing all these shit just for getting a freaking credit card
This is a hoax, Amazon is not having any such card. This is just a marketing strategy to collect users data and show its financers that it can grow into this stream also and if Amazon is able to collect good data then investors will be more than happy to invest more and more into it and this can take Amazon to new heights without actually doing anything. Creepy mind fools good minds to make great money.
My cibil is 830 but still all banks decline my cc requests
Maybe because of your name.
How to activate this card for payments? I got the card, but the payment is declining everytime I try to place an order using it (I dont have an ICICI account).
My credit card is rejected.. how find out what’s the reson behind the rejection ?
Application number is now not displaying in amazon app…
I produs all kyc documents pan card also in Amazon pay later kyc regerted
Mine too declined without any reason. I already have SBI cc.