Alternative for IDFC Wow Credit card
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Today My FD linked with the IDFC card got auto-renewed and the bank renewed it for 3y1d @ 7%. However, FD rate for 500d is 7.75%. Based on calculations, I see that I will loose out 1000rs interest (before taxes) each year. So, I am planning to close this card as the benefits are not worth the interest lost.
Need suggestions for any alternative (LTF) card which I can use in place of the IDFC Wow for 0 Forex charges. My use is minimal and not worth paying fees.
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Tried applying for NX Wave, 797 CIBIL, Hard Inquiry was made on CIBIL, Video KYC was also successful. Yes Bank made me wait for 2 weeks & declined the application quoting internal criteria.
Will never apply for any Yes Bank card again. When I use to have a savings account with them, I also had a high value FD with them & these suckers still didn't give me any card.
I have OneCard but needed a LTF CC with 0% Forex.
I too have one card, how much is markup % in this?
You can look for AU Ixigo Credit card or Yes Bank Uni NX Wave Credit card. Both are LTF cards and offers 0 Forex charges.