ALERT-Never Check Your CIBIL Score on 3rd Party Sites such as Paisabazaar,Bajajfinserv,Paytm read more in the Description

Hello Everyone,

This is duly informed fellow dimers, that do not ever try to search your CIBIL, EXPERIAN or any other Credit Report Score on this kind of 3rd Party Platforms such as Paytm, Paisabazaar and any other websites apart from CIBIL, Experian and other Credit Agencies Official Websites!

*You should always go to their official websites to check your score, As per the “RBI Guidelines” Recent Norms you can Avail 1 Credit Report Free in a year, then you can use ONESCORE App. So, A Lot of People doesn’t know about it! Next time register yourself on these Credit Report agencies online portal/App because that’s what Genuine Method is,

Here’s the Scam, that you are not knowing, Many People get call/messages from these Agents of Banks/NBFC or Micro Finance Companies such as Dhani, India bulls, Lendingkart like Play store Apps. How do they know your information, its Because you have agreed to the terms and conditions of Paytm, Paisabazaar and third party websites that your data will be shared with Partners for Offering of any Loans/Credit Card

When you check your CIBIL Score on Paytm and Paisabazaar or any third party websites and when you enter your personal and financial information such as your Name, DOB, PINCODE, Mobile Number, Email ID and Most Importantly PAN Card, have you ever checked their Terms and Conditions, Read it what they have said is that we can fetch your Credit Information from these bureau’s but also shared with the potential Banks/NBFC and here is the Dangerous Part that this can cause Hard Entry to your CIBIL/Experian because you are allowing Paytm or Paisabazaar sites to share your information with Loan Granting Agencies such as Lendingkart. Dhani and any other banks or NBFC.

Whenever an Individual Checks their credit score it doesn’t hurt there score but when the banks fetch your score that’s called soft inquiry and that hurts your score, Remember your phone gets lots of Calls/Messages from these People like Take Loan/Credit Cards

When you ask for a Loan Banks/NBFC Fetch your score from CIBIL Database and Experian Database and Not these Third Party Agents!

Below is the Terms and Conditions of Paisabazaar:-

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from Cibil / Equifax / Experian / CRIF Highmark (bureau).
I hereby unconditionally consent to and instruct bureau to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.
By submitting this form, you hereby authorize Paisabazaar to do all of the following in connection with providing you the Services:
1.Verify your identity and share with our Credit bureaus required personal identifiable information about you;
2.Request and receive your Credit report, and credit score from our Credit bureaus, including but not limited to a copy of your consumer credit report and score, at any time for so long as you have not opted out or unsubscribed from this service;
3.Share your details with banking partners in order to assist you to rectify and remove negative observations from your credit information report and increase your chances of loan approval in the future;
4.To provide you with customized recommendations and personalized offers of the products and services of Paisabazaar and/or its business partners/ affiliates;
5.To send you information / personalized offers via email, text, call or online display or other means of delivery in Paisabazaar’s reasonable sole discretion.
6.Retain a copy of your credit information, along with the other information you have given us access to under this Authorization, for use in accordance with Credit Score Terms of Use, Terms of Use and Privacy Policy.

I am just sharing Paisabazaar T&C you can check others too! Your information is in your Hand, you decide you want to give it or keep it secure.

Suggestion:- OneScore App is there in the Play store which is of FPL Technologies, As per the terms and conditions they do not share your data and its ISO27001 Security Certified No Calls/ADS/SPAM. I Personally tried it prior to that when i was checking my score on Paisabazaar,used to get lot of calls/messages now No ONE has my Current INFO!

I am not promoting any app! Use at your knowledge