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A finance Noob here, need advice!

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Mumbhai

Well I traded F&O in past but that was completely a different ball game, I want to start investing in equity now! And I really dont know how to go about (Not technically), like what are good stocks and what parameters need to be checked, some talk about dividends (No idea how it works) but would like to have stocks which pays dividends..

Stocks: 10 stocks
Time frame: 10 years
Investment: 10 lacs

Also would like to Invest crypto currency.
Time frame : 10 years
Investment: 1 lac
again, no expertise..

Pls guide.

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Deal Newbie Deal Newbie
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First of all, this is not something which someone can answer in single post. 

Best way to learn is start with Paper trading (not with actual money).

If you don’t want to deal with Equity directly, you can choose to go with MF (long term only)

Couple of stocks you can give thoughts are:

IEX, CDSL, CAMS, Asian Paints, Pidilite, LTTS, Mindtree, Infosys, TCS, HCL, Berger Paints, Kotak Mahindra Bank

Couple of Dividend stocks:

ITC, SJVN

For Crypto, please try to limit allocation to 5% of your total portfolio max. Too much volatile.

You can use Coinswitch Kuber, Vauld or Wazirx applications.

Top cryptos are: Bitcoin, Etherium, Cardeno

Investor Guru Investor Guru
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ESAB welding company

GMM and HLE Glasscoat Medical grade glass vessel 

Tata Motors Vroom Vroom

Siemens hand in multiple sectors

Polycab Cable manufacturing giant

MRF tyre giant

Hindustan Foods Contract manufacturer for kinds like Hindustan Unilever

Hindustan Unilever

HDFC Life

ICICIGI

Navin Flourine Flouride Giant

Asalcbr alcohol company

Varun Beverages Pepsi

Dixon Electronics equipment contract manufacturing

TCS

Deal Subedar Deal Subedar
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Can you recommend some MF’s for 7 years and 10 years please.

Monthly I can invest about 50k each. Thanks

Critic Critic
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@kingkhan9

Simplest advice, invest in nifty index MF. An index MF invest in only the companies which make up the index in exactly the ratio of their weightage. For example, Reliance industries currently has around 10% weightage in nifty index while HDFC has around 9% so an index MF will invest 10% of its total corpus in Reliance & 9% in HDFC. You don't need to check individual companies performance as index gets updated every quarter & you only need to check on index which MF is tracking(nifty in this case). No matter what happens or when, as long as nifty index increases then your index MF investment value increases & you can be almost certain that NIFTY index 10-15 years from now will certainly be much higher than what it is today.


"@malikcool":https://www.desidime.com/users/...63

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Benevolent Benevolent
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You should be an expert in Equity then only even think of trading in F&O or else… (you know what will happen) o.O
PS – I still consider myself a big NOOB in this field so chill no one is born with a golden spoon in his mouth :D
HA for visibility biggrin

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Deal Newbie Deal Newbie
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First of all, this is not something which someone can answer in single post. 

Best way to learn is start with Paper trading (not with actual money).

If you don’t want to deal with Equity directly, you can choose to go with MF (long term only)

Couple of stocks you can give thoughts are:

IEX, CDSL, CAMS, Asian Paints, Pidilite, LTTS, Mindtree, Infosys, TCS, HCL, Berger Paints, Kotak Mahindra Bank

Couple of Dividend stocks:

ITC, SJVN

For Crypto, please try to limit allocation to 5% of your total portfolio max. Too much volatile.

You can use Coinswitch Kuber, Vauld or Wazirx applications.

Top cryptos are: Bitcoin, Etherium, Cardeno

The PostMighty The PostMighty
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Nothing can be said about crypto one day its 20% down next day its 10% up or it can continously crash like now from 69k$ to 33k$ without any major retracement,
One thing i can suggest is go for trendy coins for 1yr returns most of them go bust other than the top 10 ,like now the the trend is Metaveese coins like Sand,Mana and few other coins like Atom,FTM,Sushi these look the strongest even during this downtrend.Or if you just wish to play safe Btc and eth are always there you cant go wrong with them for lohg periods of time.

Investor Guru Investor Guru
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ESAB welding company

GMM and HLE Glasscoat Medical grade glass vessel 

Tata Motors Vroom Vroom

Siemens hand in multiple sectors

Polycab Cable manufacturing giant

MRF tyre giant

Hindustan Foods Contract manufacturer for kinds like Hindustan Unilever

Hindustan Unilever

HDFC Life

ICICIGI

Navin Flourine Flouride Giant

Asalcbr alcohol company

Varun Beverages Pepsi

Dixon Electronics equipment contract manufacturing

TCS

Deal Subedar Deal Subedar
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Why no RIL in this list ??

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Shopping Friend Shopping Friend
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Don’t check for anyone’s stock picks. No one can say which stock can go up when. It depends on how fundamentally a stock is, how monopoly they are, how much growth they have in terms of profits and revenue, how much they are expanding as company, how frequent they are paying dividends, how much Fll/DlI holding, promoter holdings as wells as how does the stock is pricing technically…there are many factors buddy…you have to consider and many factors…they are many stocks like EV stocks, theme monopoly stocks, large cap stocks, which you can consider in your initial period with some risk and patience… .

Otherwise go with Mutual funds or small cases or index funds or ETFs(Nifty bees, bank bees, gold bees, junior bees) where you have less risk and no need to work from your side. .  As per your timeline, I can recommend few.

Deal Subedar Deal Subedar
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Can you recommend some MF’s for 7 years and 10 years please.

Monthly I can invest about 50k each. Thanks

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Pro Shopping Friend Pro Shopping Friend
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I would like to add one important point. It’s very easy to say to hold a stock for 10 years. But easier said than done. Secondly no one knows what will exactly happen to a company after 10 years except God. So the basic thing is you buy a stock Based on whatever parameters suits you best (Based on fundamentals/technicals) & as the company progress your conviction get increased so does your holding period & you continue to hold it for longer. That’s how a couple of stock will turned into a multibagger.

And I can see from your post you are new to market. Yaha 5-10% ki correction aayegi or tumhari 10 saal ki conviction 10 minute mai khatam ho jayegi. So follow the basic don’t get into such long term time frame or multibagger thing.

Baaki phir bhi multibagger chaiye ho twitter pe chale jao waha bhot 10x, 100x waale stock mil jayege.

@guest_999

Critic Critic
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Not to hijack the thread or anything, but I was looking for some investment related suggestions myself. I would like to invest 5-6k on monthly basis. I do not have any savings, so one-time or bulk investment is out of the question. Utmost security is vital here. Otherwise I would have invested in stock market just mostly like everyone else. I come from a experience where my parent had lost more than a million in stock market, so I do not wish evil route again.

What are my options here? I wanted to invest some behind digital gold (after seeing a pop up on Google Pay regarding some MMTC stuff) but I see that it’s not a govt. approved route. Now thinking about some LIC or whatever. Please throw me your ideas.

Deal Subedar Deal Subedar
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I do not have any savings
1st keep emergency fund  as Bank FDs
2nd keep 12 months daily funds as backup 

Go SIP route to any index MF with low tracking error  , ETF can sometimes be risky 
Buy SGB gold bonds  , investing in MF gold now is useless best time was 2019-2020
Go for bonds IPO 
and Finally if any thing left crypto 

Lic only tech plan is good rest are all useless 

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Heart of Gold Heart of Gold
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ITC

Deal Cadet Deal Cadet
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FnO is a game of emotions because of its expiry.
Another side is equity. If you don’t know chart reading, fundamentals, simple rule is- switch on alerts from broker apps whenever major stocks fall, buy it in the case planning for more than 5 years.

Patience, control of emotions will give the reward. Abhi bologe ki 10 sal ke liye chahiye aur 1 month baad loss dekh ke square off kroge to 10 sal me phir usi ko calculate kroge to regret kroge joy

Helpful Helpful
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here are few small cap suggestions 

PS : High risk But potential multi baggers.

Dynamic cables

Kelton tech

Sadhana Nitro 



Generous Generous
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1. Watch wolf of wallstreet

2. Invest in pennystock

3. Thank me

Finance Mentor Finance Mentor
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Y’all know something….. this tracking shit is wayyyyy over-rated. I’ve been following UTI Index vs SBI Index fund (supposedly the best index fund with least tracking error) and I have found only marginal (a few hundreds) difference in overall returns. Not worth racking our brains tbh.

I don’t have SIP in any index fund – I just buy 2 Index funds from different AMC  when Nifty falls to a “comfortable zone” just for comparison of returns.

Tracking Error Vs Tracking Difference:

https://www.vanguard.com.hk/documents/understan...

@BlueFlash @kukdookoo @guest_999

Generous Generous
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You know what, i used to purchase units of index funds just like you when there is a dip in the index. But later, i sold everything and started purchasing niftybees (nifty index etf)

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Critic Critic
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For that you will need to see its performance for a year or so after it happens.

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