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90k stuck in payzapp wallet

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Deal Cadet
Desidime User

Last month, I loaded up my payzapp Wallet to 1.90 Lakhs through various credit cards in order achieve milestone rewards.  Through merchant qr, I successfully transferred 1 lakh from wallet without any charges but this month all my wallet upi payments are getting failed. In fact, wallet to bank account transfer is also getting failed. I'm completely stuck and don't know what should i do now.


My payzapp wallet is not blocked as i checked it by doing electricity payments. Bill payments through wallet is working perfectly fine. Any suggestions or help?  Monthly wallet restrictions automatically refresh on 1st day of every month so then why this is happening?

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Deal Lieutenant Deal Lieutenant
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use snapay, 1.18% charges for bank transfer

amazon load: 2.36% charges for wallet UPI

Finance Mentor Finance Mentor
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Baad me kam karne lagega. Technical error hai.

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Helpful Helpful
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try paying cc bills using payzapp wallet by third party apps and selecting payzapp wallet upi
Deal Cadet Deal Cadet
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Not working, I tried using cred but the moment i swipe to right in payzapp wallet. Suddenly, something went wrong popup appears. 

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Deal Lieutenant Deal Lieutenant
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use snapay, 1.18% charges for bank transfer

amazon load: 2.36% charges for wallet UPI

Deal Cadet Deal Cadet
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wallet upi mens free sba transfer ?
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Deal Cadet Deal Cadet
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WHY? WHY? WHY?

That was very stupid move

Deal Cadet Deal Cadet
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Don't know bro. It was perfectly working yesterday.

Deal Cadet Deal Cadet
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Recharge shop khol lo

Deal Cadet Deal Cadet
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Bro.....😭😭😭😭

Deal Cadet Deal Cadet
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yeah it says transaction failed due to technical error.. 

Deal Cadet Deal Cadet
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You also getting the same error? Both on merchant qr and wallet to bank account transfer? 

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Finance Mentor Finance Mentor
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Baad me kam karne lagega. Technical error hai.

Deal Cadet Deal Cadet
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3 say 4 din ho jayega or Mera yaha heart attack jaysa haal hy. Rbi ombudsman mey complaint lodge kar diya hu. Payzapp ka koi customer care number bhi nhi hy. I made the worst decision by adding such huge amount in payzapp wallet! Aaj bhi try Kiya account mey transfer karney Kay liyay lakin transaction got failed again, payzapp wallet upi to merchant is also getting failed. 😭😭 i just want my money back, 90k is not a small amount

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Deal Newbie Deal Newbie
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Hi Rohit, Don't worry HDFC Payzapp has a Monthly user limit of 100k ( Bank Transfer or UPI in Wallet) although you can add up to 200K (after Account verification). You can use the rest of the 90K in August if the 100K was used in July. And through Payzapp you can transfer max 50K to 1 account. So don't rely on Payzapp and don't load that much amount once. After 100K you will not be able to use any amount even to pay any bill or buy anything. 

Deal Cadet Deal Cadet
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In July, I've already used my wallet to 100k but this month, I cannot able to make transactions. All of my transactions are getting failed through payzapp wallet upi. 
Deal Newbie Deal Newbie
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My transaction of rupees 4998 rupees is also successful in payzapp but not received in my Google pay merchant account. up to 15 days pass but no sign of money refund

Deal Cadet Deal Cadet
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There is no payzapp customer care support. You've to fight with hdfc then, they own this payzapp services. 

Post Emperor Post Emperor
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I was getting same error after using 1L last month. Didn't try it this month. Maybe this limit is per 30days. Try after 30days after you made the 1L transaction.

There is no customer care number but you can visit hdfc branch to fix this issue.

Post Emperor Post Emperor
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I think there is also an yearly opening limit of 5L. Check if you have used 5L this year.
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Generous Generous
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Payzap upi working for all? Not working for me since i got option..

Deal Cadet Deal Cadet
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I got the wallet upi option on 28 July. Have you tried by uninstalling and installing it again?

Deal Cadet Deal Cadet
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Payzapp's Technical Error.  For me, I can't even activate it on Pixel 8. Lame app.😝

Deal Cadet Deal Cadet
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Some banking apps have issues with tensor chipset. I've seen many tweets on twitter regarding this, in fact few months ago, google pay was crashing on pixel phones.

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Deal Cadet Deal Cadet
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Not an anjaan app

Although phassa


Screenshot20240803084301Chrome

Deal Subedar Deal Subedar
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what is the txn limit for payzapp wallet upi...

Deal Cadet Deal Cadet
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1 lack per month

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Deal Newbie Deal Newbie
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PayZapp has now decreased the transfer charges to1% from August . so you played a smart move by adding money before this comes into effect
Deal Cadet Deal Cadet
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But I cannot able to transfer it in my own account. All of my transactions are getting failed 

Deal Newbie Deal Newbie
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which credit card should be used for payzapp??
Deal Cadet Deal Cadet
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Millennia or Amazon pay now. As these cards will cover up the loading fees. Payzapp should make the wallet reloading free on credit cards

Heart of Gold Heart of Gold
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Chin Tapak Dum Dum

Deal Cadet Deal Cadet
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Ding ding.

Deal Subedar Deal Subedar
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Screenshot2024-08-03-20-53-38-5473b8f71215c375925abd18624296fb43

Any solution for this error? 

Deal Cadet Deal Cadet
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Wait for some time, it's payzapp server issue. My issue got resolved after raising my query with payzapp team by visiting my nearest hdfc branch. If you are still facing issue then visit your nearest hdfc branch. 

Deal Subedar Deal Subedar
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seems like there are weekly limits for new users,  working now, otherwise try next monday

Deal Cadet Deal Cadet
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You are right! Starting this Monday, I am able to do transactions through payzapp wallet upi. I think, monthly limit does refresh on Monday

Deal Newbie Deal Newbie
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I need some advice. About 17 days ago, I  transfered INR 4,998 from my PayZapp account to a GPay merchant the transaction is sucsses. The money hasn't been credited to the recipient, and I'm stuck in a bit of a situation.I've already complained to gapy and PayZapp support, but there hasn't been any resolution yet.Has anyone else faced a similar issue? Any tips on how to get this resolved quickly would be greatly appreciated.

Deal Cadet Deal Cadet
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If you are comfortable then could you please share the screenshots by hiding sensitive info? Have you activated the all upi ids in gpay? Because I faced the similar problem in March when i couldn't able to receive cashback from Google pay then upon contacting to Google team, I found that two of my upi ids were inactive and the moment i activated those upi ids, I got all the cashbacks which were pending for a long time. Google servers send the cashback/settle the merchant transactions through different upi ids.  

Helpful Helpful
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Able to use payzapp virtual card?

Deal Cadet Deal Cadet
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Yup. Virtual card is working fine but since it is a prepaid card therefore, services charges are pretty high on wallet reloads. 

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