5% sbi cashback card bypass trick
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Download install and signup coupl app if you don't have it already
Click add money
Type amount (try with small amount e.g 100 first)
Click add to wallet
Chose wallet - phonepe
Enter phone number linked to phonepe
Click on Pay ...
Now click add debit/credit card
Enter sbi cashback card details here
Click add
Now sbi cashback card will appear as selected among payment methods showing 2.18% charges
Click pay
Ensure merchant is Phonepe Pvt Ltd before entering OTP
Now the ammount appears in coupl wallet
You can use this amount to pay credit card bill for credit cards available on bbps.
So this method let you earn net 2.82% [5% - 2.18%]
Note - coupl app is not a new app but quite old now. They blocked phonepe method earlier but now again phonepe is enabled so guys take advantage of this trick rotate 10000 and earn 282 net profit.
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can you tell the MCC? what if wallets gets frozen after you add 10k?
phonepe - wallet kyc is not required because here we use phonepe as a payment gateway. No phonepe wallet loading.
What is bypass here??? nothing right?
Note - sometimes after 15 to 20 attempt get "PHONEPE PVT LTD" merchant name.
if you are lucky then you will get "PHONEPE PVT LTD" merchant name on first attempt
or normally you will get "PHONEPE PVT LTD" merchant name on 5th or 6th attempt
or if you are unlucky then you will not get "PHONEPE PVT LTD" merchant name even on 15th or 20th attempt then only option is that, retry after few hours.
normally what we get in OTP SMS?
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Thanks for the update