Win scratch cards up to ₹1000* 3 times every day on your 3rd, 6th & 9th money transfer to different PhonePe users

What is the offer?

• Win scratch cards up to ₹1000* 3 times every day on your 3rd, 6th & 9th money transfer to different PhonePe users

What is the eligibility criteria?

• Offer is eligible only for money transfers done using BHIM UPI
• Each money transfer must be for a minimum of ₹101
• Each of the recipients of the money transfer must be different PhonePe users
• Each of the recipients need to have a different bank account linked to their PhonePe account
• Money transfer must be to a PhonePe user (user registered on PhonePe with their bank account linked, or to a PhonePe UPI ID)
• Offer is not eligible for money transfers made to a non-PhonePe UPI ID or to a bank account (using account number and IFSC code)
• Money transfer must be initiated and completed on the PhonePe app using a PhonePe linked bank account and not with any other UPI enabled application
• This offer is not available in the state of Tamil Nadu (owing to the Tamil Nadu Prize Scheme (Prohibition) Act 1979) and other states wherever prohibited by law

What is offer Duration?

• Offer is valid from 8th November 2019

How many times will I be awarded Scratch card?

• This offer can be availed once per user/bank account number/mobile number/mobile device
• Get up to 3 scratch cards in a day
• A scratch card will be awarded to a user every time a money transfer is done to a different PhonePe user

How do I get the Scratch card?

• On your PhonePe app, click on To Contact
• Select the contact to whom you want to transfer
• Enter the amount you wish to transfer (minimum of ₹101)
• Click on pay to complete the transaction.
• The offer is valid only once per Bank Account and only once per PhonePe registered customer

How do I redeem the Scratch card and get cashback?

• In the PhonePe app, click on View My Rewards section
• Find the unscratched cards and swipe to redeem the rewards
• Once redeemed scratch card cashback will be credited within 24 hours
• Scratch card redemption limit is up to 1 year

When do I get the Scratch Card?

• Scratch card will be rewarded to your active PhonePe wallet within 24 hours of successful completion of the transaction.

What other conditions apply on the cashback given on the Scratch card?

• Cashback given against the scratch card can be used for recharges, bill payments and payments on PhonePe partner platforms/stores.
• Cashback given against the scratch card cannot be withdrawn to any linked bank account or transferred to other customers.

Other Terms and Conditions:

• In case the PhonePe wallet limit for the month has been reached(₹10,000), the cashback will be credited on the first business day of the next month.
• Any scratch card and cashback related queries should be raised within 30 days, post a successful transaction.
• Offer is applicable on both iOS and Android devices.
• The transaction must be initiated using a PhonePe linked bank account and completed by the user within the PhonePe app
• PhonePe reserves the right to award offers and related benefits as per internal policy decided by PhonePe from time to time.
• PhonePe has the right to amend the terms & conditions, end the offer, or call back any or all of its offers without prior notice.
• Customers’ participation in the offer constitutes their understanding and agreement to the complete terms and conditions associated with the offer.
• In case of any dispute, Phonepe reserves the right to resolve the same as per the Terms & conditions of any offer at its sole discretion.