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User Specific : Lifetime free HDFC Tata Neu Credit Cards

User Specific : Lifetime free HDFC Tata Neu Credit Cards

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Deal Subedar
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Tata Neu is offering LTF HDFC Credit card to selective users. I got this communication today over email.

Screenshot2023-02-06at3.12.38PM

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Deal Cadet Deal Cadet
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they should have given LTF to all and reject for those who they don't meet certain criteria, just like Onecard, the  only many will be interested and try!

Deal Newbie Deal Newbie
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Applied on Thursday including KYC Completion. Still awaiting an update.

Deal Newbie Deal Newbie
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Card approved and issued today. Got LTF.
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Deal Newbie Deal Newbie
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Already got mine today based on this offer.

Mobile Guru Mobile Guru
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for pre approved, are they doing soft enquiry?

Deal Hunter Deal Hunter
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+1

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Deal Cadet Deal Cadet
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i've also got this offer in my NEU app, but unable to decide whether to go with this card or the AU Credit Card which is also available LTF as per the different thread here in desidime. I already hold FK Axis, ICICI Apay and SBI cashback card

Community Angel Community Angel
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i also am thinking if its worth. As it gives 5% only on tata neu. SBI CB card already gives that much and i already hold LTF regalia for bank specific offers. 

Would have taken for my wife, but in her's its not LTF.

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Helpful Helpful
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Mine showing zero joining fees

Deal Subedar Deal Subedar
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Afaik hdfc allowes 1 credit card per pan. So existing users can get this or not?

Helpful Helpful
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Existing customers get this card too

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Helpful Helpful
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Is it worth having?

Pro Shopping Friend Pro Shopping Friend
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Repost bro

Heart of Gold Heart of Gold
Moderator
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You mean this ?

https://www.desidime.com/deals/limited-time-off...


But this time, they invited new set of customers for LTF including me.

Last month, only joining was Free but not renewal.

This time, both Plus & Infinity - LTF

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Deal Subedar Deal Subedar
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Also got LTF offer now.

My HDFC card limit is considerably low than others, will I get HDFC Neu Infinity card, minimum limit required? 

Deal Cadet Deal Cadet
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does the visa infinity credit card offers applicable for HDFC Neu Infinity card can some dimers confirm. if i am getting this card planning to close Amazon Apay is that advisable (as anyways icici apay is excluded from bank offers and there is no lounge benefit too)

Deal Newbie Deal Newbie
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When I click on the link it shows only a fee based card. No LTF card for me. Looks like the offer is user specific.

Deal Subedar Deal Subedar
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already hv 2 hdfc cc....can i get this also ?

Deal Cadet Deal Cadet
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Yes I got with following conditions

hdfc as salary account

Hdfc 6e (ltf)

Hdfc money-back(ltf)

Applied for tata neu Rupay ltf

Got approved and delivered within a week

Talk-Of-The-Town Talk-Of-The-Town
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User specific..eagerly waiting for this notification 😅

Hotshot Hotshot
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In my account, both cards are showing LTF

Deal Lieutenant Deal Lieutenant
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Do you already have hdfc account or credit card? What’s your credit score?

It is showing FYF only for me.

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Like Magnet Like Magnet
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Rupay or visa, which is best to have?

Flame Flame
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If you have VISA with other cards, go for RUPAY
Anyway you won't be using this anywhere else, assuming you have better cards.
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Deal Cadet Deal Cadet
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I clicked on apply, after entering PAN, it says provisionally approved and asks me to login to HDFC. i dont have HDFC account sad (i used to have 6 years back, may be bcos of that sad )

customer care says have to go to branch and apply as they dont know why

Budding Star Budding Star
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1. *No Joining Fee offer is valid till 28th Feb 2023. 2. Renewal fee waived off 2nd year onwards for annual spends over 1 Lakh on Tata NeuCard Plus and annual spends over 3 Lakh on Tata NeuCard Infinity. 3. Welcome benefit will not be applicable for No Joining Fee Cards.

I got this and skipping

Heart of Gold Heart of Gold
Moderator
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Till last week, I too got the same SMS and same in App too.

But now in app, showing Both Renewal + Joining Fee as 0.


Check once in App bro.

Mobile Guru Mobile Guru
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why is there an asterisk after FREE?

Deal Cadet Deal Cadet
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anyone can pass the link for apply

The PostMighty The PostMighty
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Im getting LTF offer.

Do they ask for income documents while verification? I dont have a job yet so.

Deal Cadet Deal Cadet
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What if you don’t have last name on pan card
Deal Subedar Deal Subedar
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I have 2 tata neu accounts both of them are having 0 joining but yearly fee.

Benevolent Benevolent
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Exiting hdfc users need to redo kyc ?

Deal Cadet Deal Cadet
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existing hdfc credit card user, no fresh kyc is done since this is issued on shared limit basis but CIBIL hit is done.
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Deal Cadet Deal Cadet
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On my wife's ac who is a housewife showing LTF credit card whereas on my ac showing annual fee. Can I use my PAN no to process for LTF card on my wife ac ? Will I remain eligible for LTF card in such case or not ? If some dimers know, pl reply..

Helpful Helpful
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Only plus card showing for me ltf not infinity. By mistake I must have clicked somewhere wrong 😔 any way to get infity 

Analyst Analyst
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Visa or Rupay which one is better?

Helpful Helpful
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Any benefits of this card, other then lifetime free?

Finance Mentor Finance Mentor
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if you have SBI CB card, then can't think of any extra benefits via this card.

Maybe if you see some instant discount on croma with hdfc cards (apple products mostly comes like this) then you'll get 5% extra.
Deal Subedar Deal Subedar
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I had no joining fees for Tata Neu CC. Annual charges were shown.

I checked my Credit score on Tata Neu, now joining fees are also visible 😀

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