Swiggy HDFC Bank Credit Card Lifetime Free
https://www.financemela.in/credit-cards/hdfc-...gy
Swiggy HDFC Bank Credit Card Features
- 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie).
- 5% Cashback on online spends across online MCCs. For list of eligible MCC Click here
- 1% Cashback on other categories. For list of exclusions & capping Click here
- Complimentary Swiggy One Membership for 3 months on card activation
- Cardholder is eligible for welcome benefit on card activation
- Card Activation is done by following one or more below mentioned ways:
- Making a transaction using the Credit Card
- To use the card via OTP or IVR, setting PIN for the card, and enabling card controls such as online transactions, enabling international transactions etc.
The customers need to claim 'Swiggy One' on Swiggy app post card activation to unlock the benefit.
This option will be available on the Swiggy app within 2-3 days of card activation
Swiggy HDFC Bank Credit Card Eligibility
For Salaried Indian national
Age: Min 21 years & Max 60 Years
Net Monthly Income > Rs.15,000
For Self Employed Indian national
Age: Min 21 years & Max 65 Years
ITR > Rs 6 Lakhs per annum
Swiggy HDFC Bank Credit Card Fees and Charges
Festive Offer: Lifetime Free Card! *T&Cs apply
Apply now and enjoy a credit card with no annual fees. Limited-time offer!
Joining Fee / Renewal Membership Fee – ₹500 /- + Applicable Charges
Spend ₹2,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off
Exclusions for Spends of Rs. 2,00,000 and above for eligibility of renewal year fee waiver are as follows:
- Cash on Call
- Balance Transfer
- Cash Withdrawal
Swiggy HDFC Bank Credit Card Additional Features
Zero lost card liability: In the unfortunate event of losing your Swiggy HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
Interest-Free Credit Period : Up to 50 days of interest-free period on your Swiggy HDFC Bank Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
Revolving Credit: Available at a nominal interest rate on your Swiggy HDFC Bank Credit Card. Please refer to Fees and Charges section to know more.
Swiggy HDFC Bank Credit Card Welcome Benefit
Get complimentary Swiggy one Membership for 3 months as welcome benefit
Swiggy One Membership is a premium subscription program for Swiggy users. A single membership that offers unlimited benefits across restaurants, Instamart and Genie orders on Swiggy including free delivery and exclusive discounts from select restaurants. To get this membership, activate your Swiggy HDFC Bank Credit Card.
Cardholder can activate the card by following one or more below mentioned ways in order to enjoy the welcome benefit:
- Making a transaction using the Credit Card,
- To use the card via OTP or IVR, setting PIN for the card, and enabling card controls such as online transactions, enabling international transactions etc.
The customers need to claim 'Swiggy One' on Swiggy app post card activation to unlock the benefit.
This option will be available on the Swiggy app within 2-3 days of card activation
Renewal Offer of Swiggy HDFC Bank Credit Card
Exclusions for Spends of Rs. 2,00,000 and above for eligibility of renewal year fee waiver are as follows:
- Cash on Call
- Balance Transfer
- Cash Withdrawal
Contactless Payment
Your Swiggy HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient, and secure payments at retail outlets.
Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons.
Smart EMI Facility
Convert large purchases on your Swiggy HDFC Bank Credit Card into Smart EMI and enjoy stress-free repayments.
Balance Transfer on EMI - *1% of Loan Amount, Minimum Rs250 (exclusive of GST)
Mastercard Golf Benefits
- Access to golf courses worldwide and 12 free lessons per year
- 4 complimentary rounds of green fees per calendar year
- Discounted golf services at 50% of the green fee beyond complimentary sessions
Please follow below link in order to view step to redeem the benefits
Link : World Card India Golf Program | Priceless Specials
Customer Service Number – +1800 102 6263
![Instamart Farmley Black Pepper Roasted Makhana 77 g [location specific]](https://cdn0.desidime.com/topics/photos/1897688/medium/Screenshot2024-12-26at4.34.18PM.png?1735211227)
It has been showing in my account for more than a year now, didn't opt for it as most of the offers there is some other card that offers better. Example, instead of 10% cashback, I have Axis Neo which gives 40pct discount on Zomato and other cards that give better value on Swiggy. Even Dineout, there is better value through IndusInd Eazydiner card on Eazydiner.. Also I have Airtel Axis card which apart from Airtel cashback has a supplemental benefit of 10 percent CB on Swiggy And Zomato.So yet to find a reason to have this card so far