Hot Deal
Swiggy HDFC Bank Credit Card LTF: Save up to Rs. 42,000 annually

Swiggy HDFC Bank Credit Card LTF: Save up to Rs. 42,000 annually

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https://www.financemela.in/credit-cards/hdfc-...gy

Swiggy HDFC Bank Credit Card Features
  • 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie).
  • 5% Cashback on online spends across online MCCs. For list of eligible MCC Click here
  • 1% Cashback on other categories. For list of exclusions & capping Click here
  • Complimentary Swiggy One Membership for 3 months on card activation
  • Cardholder is eligible for welcome benefit on card activation
  • Card Activation is done by following one or more below mentioned ways:
    - Making a transaction using the Credit Card
    - To use the card via OTP or IVR, setting PIN for the card, and enabling card controls such as online transactions, enabling international transactions etc.

​​​​​​​The customers need to claim 'Swiggy One' on Swiggy app post card activation to unlock the benefit.
​​​​​​​This option will be available on the Swiggy app within 2-3 days of card activation

Swiggy-DAP-Banner96231440-x-200

Swiggy HDFC Bank Credit Card Eligibility

For Salaried Indian national

Age: Min 21 years & Max 60 Years

Net Monthly Income > Rs.15,000

For Self Employed Indian national

Age: Min 21 years & Max 65 Years

ITR > Rs 6 Lakhs per annum

Swiggy HDFC Bank Credit Card Fees and Charges

Festive Offer: Lifetime Free Card! *T&Cs apply

Apply now and enjoy a credit card with no annual fees. Limited-time offer!

Joining Fee / Renewal Membership Fee – ₹500 /- + Applicable Charges

Spend ₹2,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off

Exclusions for Spends of Rs. 2,00,000 and above for eligibility of renewal year fee waiver are as follows:

  • Cash on Call
  • Balance Transfer
  • Cash Withdrawal


Swiggy HDFC Bank Credit Card Additional Features

Zero lost card liability: In the unfortunate event of losing your Swiggy HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.

Interest-Free Credit Period : Up to 50 days of interest-free period on your Swiggy HDFC Bank Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)

Revolving Credit: Available at a nominal interest rate on your Swiggy HDFC Bank Credit Card. Please refer to Fees and Charges section to know more.

Swiggy HDFC Bank Credit Card Welcome Benefit

Get complimentary Swiggy one Membership for 3 months as welcome benefit

Swiggy One Membership is a premium subscription program for Swiggy users. A single membership that offers unlimited benefits across restaurants, Instamart and Genie orders on Swiggy including free delivery and exclusive discounts from select restaurants. To get this membership, activate your Swiggy HDFC Bank Credit Card.

Cardholder can activate the card by following one or more below mentioned ways in order to enjoy the welcome benefit:

  • Making a transaction using the Credit Card,
  • To use the card via OTP or IVR, setting PIN for the card, and enabling card controls such as online transactions, enabling international transactions etc.

The customers need to claim 'Swiggy One' on Swiggy app post card activation to unlock the benefit.
​​​​​​​This option will be available on the Swiggy app within 2-3 days of card activation

Renewal Offer of Swiggy HDFC Bank Credit Card

Exclusions for Spends of Rs. 2,00,000 and above for eligibility of renewal year fee waiver are as follows:

  • Cash on Call
  • Balance Transfer
  • Cash Withdrawal
Contactless Payment

Your Swiggy HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient, and secure payments at retail outlets.

Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons.

Smart EMI Facility

Convert large purchases on your Swiggy HDFC Bank Credit Card into Smart EMI and enjoy stress-free repayments.

Balance Transfer on EMI - *1% of Loan Amount, Minimum Rs250 (exclusive of GST)

Mastercard Golf Benefits
  • Access to golf courses worldwide and 12 free lessons per year
  • 4 complimentary rounds of green fees per calendar year
  • Discounted golf services at 50% of the green fee beyond complimentary sessions

Please follow below link in order to view step to redeem the benefits

Link : World Card India Golf Program | Priceless Specials

Customer Service Number – +1800 102 6263

Expiring In about 1 month
Top Comments
Deal Newbie Deal Newbie
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It has been showing in my account for more than a year now, didn't opt for it as most of the offers there is some other card that offers better. Example, instead of 10% cashback, I have Axis Neo which gives 40pct discount on Zomato and other cards that give better value on Swiggy. Even Dineout, there is better value through IndusInd Eazydiner card on Eazydiner.. Also I have Airtel Axis card which apart from Airtel cashback has a supplemental benefit of 10 percent CB on Swiggy And Zomato.So yet to find a reason to have this card so far

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Deal Newbie Deal Newbie
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It has been showing in my account for more than a year now, didn't opt for it as most of the offers there is some other card that offers better. Example, instead of 10% cashback, I have Axis Neo which gives 40pct discount on Zomato and other cards that give better value on Swiggy. Even Dineout, there is better value through IndusInd Eazydiner card on Eazydiner.. Also I have Airtel Axis card which apart from Airtel cashback has a supplemental benefit of 10 percent CB on Swiggy And Zomato.So yet to find a reason to have this card so far

Comrade Comrade
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Its for 5% cashback online on many site. Axis neo is limited to two times a month.  Axis airtel is indeed a good card but not provided ltf. Also subject to approval

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Post Emperor Post Emperor
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Vu

Deal Cadet Deal Cadet
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Will this card be considered in Amazon/Flipkart when they give HDFC card discount?

Deal Cadet Deal Cadet
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No

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Deal's Advocate Deal's Advocate
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I applied two days back and now my card is shipped today. 😀

Deal Cadet Deal Cadet
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It's saying you recently applied for card but I had applied for my last hdfc card I.e. Tata neu almost 1.5 years back. Why they are saying this

Deal Newbie Deal Newbie
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How much cashback in MMT or hotel amd train tickets booking on amy other websites?

Deal Cadet Deal Cadet
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In swiggy it is showing as FYF. Will it be LTF if applied through the given link?

Heart of Gold Heart of Gold
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it is user specif, for some it is ltf for some it fyf
Deal Cadet Deal Cadet
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It was good initially now they started charging platform fee 8 rs per order and many other charges with inflated price and min order amt 199 for free delivery and coupon discount max capping 100-120 so now now not much useful although we can get gift card at 7-9% anytime 

Crusader Crusader
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Please explain where to get swiggy gv at 7 to 9% ??

TIA

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Beacon Beacon
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what's financemela? subsidiary of desidime or partners? (as both have same office address.) @priyanka @james_012

and this isn't the correct section, better suits finance (only if it was posted by any dd admin, it can justified as promoting revenue through deals section) or maybe ......(not allowed)

Deal Cadet Deal Cadet
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Is there any lifetime free hdfc credit card that accept in amazon and flipkart

replyuser
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