RuPay JCB card - 25% Cashback on Japan, Singapore, Indonesia & Philippines

Diwali manaale bhai, kya aaj bhi yahin lage hue ho.

Flat 25% Cashback on PoS transactions with RuPay JCB Cards:

Offer Details:

• Get flat 25% cashback against all eligible Point-of-Sale (PoS) transactions amount, subject to the terms and conditions of this promotion, when you use a Qualified RuPay JCB Global Card to make eligible purchases at the following countries:
  • Japan
  • Singapore
  • Indonesia
  • Philippines
• The Offer shall be applicable to RuPay JCB Global Card (Debit/Credit)
• In order to avail the benefits under this offer(s), the RuPay cardholder(s) would be required to get their RuPay JCB Global Card activated for international transaction by contacting its card Issuing bank or via Net banking, Mobile banking, phone banking or branch banking services of respective issuing bank
• 25% cashback (capped at a maximum of ₹3,000/- per transaction) on RuPay JCB Global Card for successful Point of Sale (POS) transaction in countries Japan, Singapore, Indonesia and Philippines at any merchant location accepting the RuPay JCB Global Card (Debit/Credit).
• There is no minimum amount of transaction to receive cashback
• RuPay International card can qualify for the cashback during the campaign period i.e. from 30th October 2024 till 29th January 2025 (both dates inclusive)
• Maximum value of cashback is 25% of the transaction amount with the cap of ₹3,000.
• All the transactions performed in a day by the RuPay JCB Global cardholder at any of the PoS locations across Japan, Singapore, Indonesia and Philippines using a RuPay JCB Global card will qualify for 25% cashback capped at maximum of ₹3,000/- per transaction
• There is no minimum amount of transaction to receive cashback
• A unique card is eligible to receive maximum ₹15,000/- cashback within cashback period
• The offer is not transferable and non-negotiable
• Incomplete / declined / invalid / returned /disputed or unauthorized/fraudulent transactions will not be considered for the offer.
• The Cashback amount (in INR) will be credited in the RuPay JCB Global Cardholders respective bank account through his/her Card Issuing Bank, within 60 days from the end of the campaign period in which transaction was processed.

Campaign period:

30^th October 2024 to 29^th January 2025

Terms and Conditions:

• National Payments Corporation of India (NPCI) will not be responsible or liable in case the transaction could not be done due to but not limited to malfunction, delay, traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website.
• NPCI will not be liable for any issues on account of incorrect swipes done at the merchant location accepting the RuPay JCB Global Card (Debit/Credit) or for any technical problems with swipe machines at any merchant location accepting the RuPay JCB Global Card.
• NPCI may, at any time change, amend, add or delete the terms and conditions associated with the campaign and communicate the changes to the member banks from time to time.
• NPCI also reserves the right to discontinue the campaign without assigning any reasons or without any prior intimation whatsoever.
• NPCI holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods and services offered/sold by the merchant who is accepting the RuPay JCB Global Card. Any dispute or claim regarding the goods and services must be resolved by the Cardholder/s with merchant who is accepting the RuPay JCB Global Card directly without any reference to NPCI.
• NPCI shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services availed of by the RuPay Card Holder/s under the campaign.
• Decision made by NPCI will be final and binding on all member banks.
• Any RuPay Cardholder (having a valid active RuPay JCB Global Card) participating in this campaign shall be deemed to have read, understood and accepted these terms and conditions.
• The terms and conditions of the campaign shall be in addition to and not in substitution / derogation to the Primary Terms and Conditions governing the RuPay JCB Global Card.

@tomriddle Forex markup fee depend on banks but RuPay JCB card give best currency conversion rate.

Or use this card -

SBI RuPay JCB Platinum debit Card - Zero forex rate, no markup fee, no currency conversion fee, best conversion rate.

Best conversion rate compare with Visa/mastercard/Amex/Diners club.

ATM cash withdrawal no extra charges, no withdrawal charges fees.

Other RuPay JCB debit/credit cards - check on bank website for markup fee.

@tomriddle Offer valid only on POS transaction. However, SBI RuPay JCB Platinum debit card conversion rate is best for online transaction and ZERO forex charges.

Note - 25% Cashback offer valid only on RuPay JCB Debit/Credit Cards.

Also remember - SBI Bank is too lazy to credit the 25% cashback, you will get the cashback after 4 to 6 months. Other banks will credit within 3-4 months.

AU bank IXIGO RuPay Discover/Diners club credit card also best and 0% forex charges. Few months ago one person used on Singapore.

He share this info -

New update regarding currency conversion:

Since au ixigo card is working fine, today i tested transactions (earlier, he faced some issue on AU IXIGO RuPay CC transaction, after complaint AU bank fix the issue) :

1SGD = 64.78 in Google
1SGD = 64.83 for rupay discover/diners club cards ( tested in 2 cards au ixigo and canara rupay debit card )
1 SGD = 65.07 for visa card
1SGD = 65.14 for master card

Note - RuPay's native global cards and UPI are now also accept in Singapore in some places, RuPay Cards mentioned "Valid only in India" now also accept in Singapore (RuPay Domestic Card BIN start with 508, 60, 81 & 82) directly supported in Singapore

Here some Singapore stores you will see RuPay and UPI banner -

Singapore's SGQR accept UPI payment (activate UPI International from your UPI app setting).