Link your Union bank of India RuPay Credit Card to UPI on PhonePe. Get Flat ₹50 Cashback* on your first 2 transactions

What is the offer?

Link your Union bank of India RuPay Credit Card to UPI on PhonePe. Get Flat ₹50 Cashback* on your first 2 transactions with your UPI-linked Credit Card on PhonePe.

Minimum transaction amount to avail this offer is ₹100

Offer is valid for Union bank of India Rupay Credit Card on UPI transactions only

What is the eligibility criteria?

Payment to be made through UPI Linked Union bank of India RuPay Credit Card only. No other payment instruments (Wallet / Credit Card / Debit Card) are applicable on this offer

For example, if a payment of ₹300 is paid using ₹100 PhonePe Wallet / Gift Card balance and ₹200 through UPI Linked Union bank of India RuPay Credit Card, the offer will not be applicable

Users can avail the offer on payment with UPI Linked Union bank of India RuPay Credit Card

Users who link for the first time and transact in the offer period

Users who have already linked any Bank's Rupay Credit Card on PhonePe will not be eligible for the offer. Offer is only applicable for users who are linking their Rupay Credit Card for the first time on PhonePe in the offer period.

To make UPI payments using your RuPay credit card, users do not need to enter CVV or wait for OTP SMSes. Simply select your credit card, enter your UPI PIN and avail the offer

Offer applicable for select set of users

This offer is not available in the state of Tamil Nadu (owing to the Tamil Nadu Prize Scheme (Prohibition) Act 1979) and other states wherever prohibited by law.

What is the offer duration?

From 00:00 hrs 10th October 2024 to 23:59 hrs 31st October 2024

How many times will I be awarded Scratch card?

Offer can be availed 2 times (per device, per user) during the offer period

How do I get the Scratch card?

Go to Profile section by cliking on the top left corner of the PhonePe home page

Scroll to find “Link Rupay Credit Cards on UPI" under Payment Settings”

Select your Rupay Credit Card issuer bank and set 4/6 digit UPI PIN and start making payments

Note: in case you have wallet balance, it will be automatically used for paying. Please uncheck the checkbox to not use your wallet balance.

How do I redeem the Scratch card and get cashback?

On a successful transaction via Union bank of India UPI Linked RuPay Credit Card you get the scratch card

In the PhonePe app, click on View My Rewards section

Find the unscratched card and swipe to redeem the rewards

Once redeemed scratch card cashback will be credited within 24 hours

Note: Scratch cards received on this offer can be redeemed only on android version 3.3.36 / iOS version 5.0.31.1000 and above. Upgrade your app to redeem cashback

When do I get the Scratch Card?

Scratch card will be rewarded to your active PhonePe account within 24 hours of successful completion of the transaction

What happens in case of refund/cancellation of my transaction?

In case of any cancellations, the cashback processed post redemption on scratch card on the transaction will continue to remain as gift voucher balance and non-withdrawable to your bank account. This can continue to be used on PhonePe (recharges, bill payments, etc.)

Refunded amount less of cashback will be credited to back to the source of funds used while making payment.