Unfortunately this deal has expired. Get notified of deals like this in the future.
https://cconboarding.aubank.in/au...lf
Key Highlights of AU Small Finance Bank LIT Credit Card | |
| Card Type | Lifetime-free |
| Best Suited for | Rewards & Cashback |
| Best Feature | Up to 10X reward points on online & offline domestic & international transactions |
- 5% cashback 3 times over a 90 days period
- Avail 5% cashback for retail spends in addition to 1 Reward Point per Rs. 100 spent
- Minimum retail spends of Rs. 7,500 and a maximum cashback of Rs. 500 over a period of 30 days
- 2% cashback 3 times over a 90 days period
- Avail 2% cashback for retail spends in addition to 1 reward point per Rs. 100 spent
- Minimum retail spends of Rs. 10,000 & a maximum cashback of Rs. 1,000 over a period of 30 days
Note: Fuel, rent, insurance and cash withdrawal transactions are not eligible for cashback and milestone calculation.
Lounge Access: Avail up to 4 complimentary visits per quarter.
Fuel Surcharge Waiver: 1% fuel surcharge waiver on all fuel transactions between Rs. 400 to Rs. 5,000.
Memberships: Avail fun & fitness memberships such as Zee5, Amazon Prime, Cult.fit
- 10X/5X reward points on all online domestic & international retail transactions
- 10X /5X reward points on all POS & Contactless offline domestic & international transactions
Note: Cash withdrawal, fuel & EMI transactions are not eligible for program/ base reward points. Fuel, rent, insurance, and cash withdrawal transactions are also not eligible for accelerated reward points.
- Groups
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Finance
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Credit Card
AU Bank is great for Offers, Also for overall service,
Even for Zero Balance Account, They followup with your Banking Journey, and the VideoBanking is much advanced...
Debit Card (Rupay Platinum) is the best 
Really happy to see them advance 
Does all offers are applicable to debit card or for credit card we get more offers?
After vkyc, they will conduct a manual verification by visit too at the office address
If I have AU CC, will they do vkyc again for bank account?
Dont apply for this card AU bank not at all responding...i think its luck by chance..if u lucky you get the card. Ther refuse everytime.
Approved
My application went through VKYC, and was then rejected saying it doesn't meet internal policies.
AU Small Finance Bank ki koi b servis acchi nahi hai ji . je sb service me dokha krta hai . in ke charge bohat jyda hai .kabi b panga mat lena
AU charged annual fee for missing fee thousands and not willing to reverse the same stating charges are per spend criteria only. anyone tried to threaten to close the account and go reversal of charges? I have been with them with AU Vetta card, their cashback is a nonsense and even their own CC wont confirm anything properly. However, overall offers are great compare to other cards. in addition if you SB account then daily one offer will be shown in app.
Confirm anyone tried and got their charges reversed or any way?
Verification takes 1 hr.
If we take 5% for 90 days ...on spending 30k we will get 1500...minus approx 350 charges ...1150 cb ....around 3.8% cb on any spends
I found the services of small finance banks like AU Bank to be hopeless. I wanted to open an RD account using my savings account in their bank and I kept getting errors no matter what amount I tried. I tried with Rs 3000, Rs 5000, and even Rs 10000. Same situation with their app. I contacted their customer service, they said to remove and reinstall the app. Of course, they were shooting arrows in the dark and those actions did not solve any issue. Tried calling the number of the person during work hours who called me previously to tell me that he is my assigned RM for my account and neither did he pick up my call nor bothered to call me back.
I just use these banks to load the minimum amount for their RuPay Platinum Debit card offers and their Swiggy/Zomato or shopping offers. Since the sites have the same offer for both AU debit and credit cards, I never had to use the LTF credit card to date. The debit card suffices all the time. I have the Bob Snapdeal Rupay Credit Card that I use to get 10X rewards without the need to pay an additional Rs 199/299 to get that benefit for the LIT card. Insurance payments are also excluded from these additional benefits. So I feel it's a pretty useless card. I have kept the card only since it's Lifetime Free.
So far, I made 5 attempts to complete VKYC. All 5 attempts got an on-screen confirmation that reads "Your Video KYC verification is successfully completed......." followed by verbal confirmation from the AU Video calling representative. While checking the status after a day or so, it shows "VKYC pending". Email support either fails to understand properly drafted written communication or chose to be dumb to achieve their daily email response targets stating - "We wish to submit you that your application is pending for submission from your end"
I can imagine their quality of support for the existing customer base. I see a lot of dimers speaking positive of AU bank. These guys are really lucky not to face such issues.
AU bank definitely needs to strengthen their application and man power before before campaigning their products. Massive campagining on DesiDime and other social media platforms without proper planing disturbs the quality of service for on-boarding new customers and the existing customer base as well. Hope AU bank is open to feedbacks and do not shut shop sooner or later due to poor service quality.
Received today
Hi All
Having a doubt in this card.
As it have multiple rewards options, can we use multiple rewards at a same time ?
Eg
Milestone benefit of 5% upto 500rs per month + 5% rewards on groceries. Which gives 10% CB ?
Also a combination of 10x rewards on offline spend with the above combo ?
Yes all applicable...
Dont apply as they cant respond...waste of time .
best way is to reach out to your home branch and apply from there..... as the branch executive applies their referal they ensure that the card gets issued for sure ..... note: your CIBIL/CRIF needs to be in green
if we have any expert in the forum, please advise if its safe to keep money in AU bank .... ? I know it falls under RBI and about 5L guarantee.. what about beyond 5L can we trust tye bank like we do for other banks like HDFC, kotak, ICICI etc
AU is the biggest small finance bank in India, in this new age no bank is 100% secure, however in general banks are safest when compared to other institutions, so keep money where ever you want but if any small bad news then shift.
I got rejected
they came to my factory and demanded photographs of my building, just for one not so useful credit card.
i denied the process.
@sridharkett Yea.. got the card few days back.. Activated 3 features which gives upto 12.5% rewards 
but charges were huge..
@edges It's Life time free card so no charges if u don't activate any additional features.. But some features really gives great rewards like premium credit card.. Eg. 5% milestone CB upto 1500rs for 90days for 299+gst charge + 10x rewards on offline ( 2.5% ) + 5% on grocery which makes 1058rs including GST for 90 days.. but u will get 12.5% rewards on groceries. If you spend correct till the threshold limit then this is one of the best credit card..
I applied for this on 13th jan evening, recieved card today.
@Karthik007 can we club 5% and 2% CB for 90 days?
@VicksJ Which 5% and 2% category u are asking? U can't activate 5% and 2% both in milestone category, but 2% in milestone and 5% in specific spends like groceries, clothes, electronics possible..
I was talking about milestone category only, thanks for confirmation. is wallet load excluded or included?
will NPS payment counted towards 5% milestone?
@VicksJ Yes Paytm Wallet is considered in 5% milestone.. not tried NPS payments
@rohant i didn't tried electronics yet.. which site you purchased electronics ? Some time it takes upto 5 days to show properly.
Received call from agent on 9th March. Filled the details on link. Completed Vkyc. Verification done both Home and Rented place used for self employment/ Buiseness on 11 Mar. Card approved Sms came on 13 Mar. Card Delivered by Bluedart on 15th March.
Pincode not serviceable