LTF 0-Forex Visa Signature Physical Debit Card with 0-Balance Savings Account 100% Online Process - Niyo Global by SBM
LTF 0-Forex Visa Signature Physical Debit Card with 0-Balance Savings Account 100% Online Process - Niyo Global by SBM
- Zero Forex Markup¹
Say goodbye to markups on your forex transactions with Visa signature card
- Load Instantly, Spend Anywhere
Managing finances while on the move has never been easier – load your account in INR, spend in 150+ countries
- Your Money is Never on Vacation
While you take in the sights and explore new countries, a 5% interest³ on your savings means your money is constantly growing
¹VISA exchange rate is applicable.
³Conditions apply.
- Live Currency Converter
Real time currency converter in the Niyo Global App makes sure you never end up paying more when handling foreign currencies
- ATM Locator
Travel light with minimal cash and zero hassle. The Niyo Global App locates an ATM near you, wherever you are
- In App Chat Support
There is no time zone for an emergency, or for getting help with any issue with our 24×7 in-app chat support
- Exciting Deals For All Indulgence
Enjoy exclusive travel and debit card offers. Saving money and availing customized deals while travelling has never been easier
- Complimentary* Airport Lounge Access
Always travel in peace and comfort, even when you have to wait, with complimentary lounge access
- Extraordinary VISA concierge
VISA concierge is your 24×7 digital personal assistant, offering specially curated experiences for you
- Stay Updated, Constantly
Get real-time updates for your transactions and balance
- Lock/Unlock Your Card
If you’re not using your card or have misplaced it, simply ‘lock’ it temporarily and ‘unlock’ it once you’re ready to use it again
- Manage Card limit
Stay in control of your digital savings account by locking or adding limits on ATM withdrawals, card swipes & online transactions
- Your Money is Insured
Your money is always safe with an insurance cover of up to ₹5 Lakh by the Deposit Insurance and Credit Guarantee Corporation (DICGC), a subsidiary of RBI
SOC - https://static.goniyo.com/legal/Niyo_SBM_S...df
Confirmation on LTF - https://community.goniyo.com/t/atm-and-pos-tran...
Confirmation on Lounge Access - https://community.goniyo.com/t/featureupdate-ai...
Key Pointers
Requirements - PAN, Aadhaar, Passport, Selfie
Initial Deposit of 5000 INR to become eligible for LTF 0-Forex Visa-Signature Physical Debit Card
- Sort By
- Zero Forex Markup¹
- ¹VISA exchange rate is applicable.
Any idea what will be the final rate?
any refer benefit?
Niyo global by DCB also available with the same benefit
NiyoX by equitas also
Niyo Global by DCB
1. They have currently stopped issuing this card
2. This card has 500 issuance and 500 amc, excluding gst
3. This card is visa platinum and does not give complimentary lounge access
NiyoX
1. Only virtual debit card is LTF ( cannot be used for international physical transactions )
2. Physical card comes with 150 amc, excluding gst
3. This card is visa platinum and does not give complimentary lounge access
2-3 yrs back I got Niyo Global Card (same concept at that time, LTF, zero fx rate etc). It was issued with DCB Bank that time.
After 1 yr or so, they senta notice that will start charging annual debit card fees… had to cancel.
So, suggest all, pls be careful and be sure. Don’t just go for this unless planned usage in next few months
Thanks for the info. I also have this DCB Niyo Global Card since 3 years but I did not get any communication from DCB regarding fee revision. Also no issuance / amc charged to my account so far.
500 issuance and 500 amc – excluding gst as mentioned in current Niyo DCB Global Card SOC
Anyways DCB has stopped issuing this card AFAIK
what’s the interest rate for 1 lac to 5 lac balance ?
3.5 % till 2
4% from 2 to 5
5% from 5
https://www.sbmbank.co.in/personal/saving-accou...
can we take this card and then extract the 5000 Rs to a different ac, and run this like a zero balance ac, and still enjoy all the benefits of this card?
yes
I have sb accounts in both dcb and equitas.
i dont need any forex cards.iam done with foreign travels.
compared to axis,inusind ,kotak ,i use DCB for forex remittance to my kid in europe. cheaper than even transfer WISE..
DCB single upfront ’all in price" with zero charges to beneficiary at the receiving european bank.
transferwise is almost instant (30 minutes) but DCB takes up to 5-6 hours.
refer to the above query some atms charge 5-10 euro/dollars per Cash withdrawl transactions,
DCB bank or Diners Club Black , Sorry If i sound confused 😄
Is there free access to international lounge with this card ?
Received the card today. It is saying Rs 499 second year onwards. What the hell?
pls verify this OP
As per calculation of 76.09122391 * 24.4 = 1856.6258634, I was charged 1856.63 INR 😊
Please check card fees before proceeding with account creation. So far it is LTF.
There are other criteria for eligibility. Interested dimers do notice.
Do you guys youse other services by SBM (FD , UPI , Internet Banking). How has been your experience with SBM ?
Nope, no experience with SBM
Any referral for this card ?
Yes referral benefits are there
earn upto 2500 Global coins worth ₹250
benefits /?
eligibility ?