Full T&C Text:
1. This Offer is brought to you by The Hongkong and Shanghai Banking Corporation Limited, India
(HSBC) and any participation in the Offer is voluntary.
2. This Offer is available on valid HSBC Credit Card (‘Card’) held by existing Indian resident.
Cardholders who have not repaid their minimum payment due will not be eligible for the Offer.
3. The offer is valid from 19 October 2024 to 19 December 2024 (both dates inclusive) (‘Offer Period’).
4. The offer is over and above existing rewards on your credit card as per existing features.
5. HSBC Credit Card Accounts meeting any of the below criteria will not qualify for the offer:
(i) If the Credit Card accounts is held by a customer who has not repaid their minimum payment
due on any HSBC Credit Card held by the customer
(ii) If the Credit Card account is closed anytime during the campaign completion or fulfillment of
rewards (19 October 2024 – 31 March 2025)
6. Add on cardholders won’t have separate eligibility, however, spends made on the add on card
would be added to spends of primary cardholder to calculate the overall eligibility.
7. Customers cannot combine the spend across multiple Credit Cards to qualify for the Offer Criteria.
8. Cardholders will have to register within the Offer Period to be eligible for the offer. Customers can
register for the campaign by either of the below methods.
(i) SMS HFEST to 575750 using their registered mobile number with HSBC
OR
(ii) Click on the registration link mentioned in the email
Customers can register anytime during the campaign period. Registrations after the Offer Period
will not be considered.
9. Net Eligible spend will be considered after adjusting for any reversals that are posted during the
campaign period. ‘Net Eligible Spend’ (Transactions – Reversals).
10. Below transactions will not be considered while considering eligible spend for a Credit Card
account:
(a) Transactions pertaining to the two installment products i.e. Balance transfer and Cash on EMI
will not be considered.
(b) Any transaction in the below categories will not be considered:
MRCH_CAT_CDE Merchant Category
7322 COLLECTION AGENCIES
6540 E-WALLETS
7995 GAMBLING
7349 HOME IMPROVEMENT & SUPPLY
6300 INSURANCE
5960 INSURANCE
7012 LODGING
4829 MONEY TRANSFER
6051 NON FINANCIAL INSTITUTIONS
6513 REAL ESTATE AGENT AND MANAGERS
11. The products that are being offered as rewards will not be changed for a different version OR
exchanged for cash / cashback or any other form upon request.
12. For all qualified Credit Card customers, due diligence will be conducted on the Credit Card usage
as per existing guidelines. The bank reserves the right to disqualify eligibility of accounts from
qualifying, in case any suspicious transactions are identified.
Offer Related Terms and Conditions:
1. Offer1: Eligible customers will win a MakeMyTrip voucher worth ₹3 lakhs
(i) Minimum spend requirement between 19 October 2024 to 18 November 2024 : ₹25 lakhs AND
(ii) Minimum spend requirement between 19 November 2024 to 19 December 2024 : ₹25 lakhs
Customers with net eligible spend equal to or more than the minimum spend requirement during
both the periods as mentioned in (i) and (ii) will be eligible.
2. Offer2: Eligible customers will win an Apple iPhone 16 Pro (128 GB)
(i) Minimum spend requirement between 19 October 2024 to 18 November 2024 : ₹15 lakhs AND
(ii) Minimum spend requirement between 19 November 2024 to 19 December 2024 : ₹15 lakhs
Customers with net eligible spend equal to or more than the minimum spend requirement during
both the periods as mentioned in (i) and (ii) will be eligible.
Choice for color variants for the Apple Products will be subject to availability.
3. Offer3: Eligible customers will win an Apple iPad 10 Gen (256 GB)
(i) Minimum spend requirement between 19 October 2024 to 18 November 2024 : ₹10 lakhs AND
(ii) Minimum spend requirement between 19 November 2024 to 19 December 2024 : ₹10 lakhs
Customers with net eligible spend equal to or more than the minimum spend requirement during
both the periods as mentioned in (i) and (ii) will be eligible.
Choice for color variants for the Apple Products will be subject to availability.
4. Offer4:
(i) All HSBC Credit Cards with minimum net eligible spend of ₹5 lakhs between 19 October 2024
to 19 December 2024 will be eligible for Amazon Voucher worth 10,000.
5. A Credit Card account will qualify for only one of the above rewards in the order of priority as listed
for points #1 to #4 in the Offer Related Terms and Conditions segment.
6. All fulfillments will be completed within 31 March 2025.
General Terms and conditions
1. Cancelled or refunded transactions during the Offer Period will not be included in the calculation of
the eligible spent amount under this Offer.
2. Add-on Cardholders will not have separate eligibility for the offer. However, spends by Add-on
Cardholders (if any) will be added to spends of primary Cardholders.
3. Prior to making any purchases on the website and/or mobile application, the Cardholder should
refer, read, understand, accept and agree to the user agreement and Terms and Conditions of the
said website and mobile application, and proceed only if the Cardholder agrees to abide by the
same. The Cardholder might be required to give personal information and other details online. The
Cardholder should read and understand the privacy policy of the website and mobile application,
prior to providing any such information. Any disclosure of information made by the Cardholder
towards availing or fulfilment of the Offer is at the sole discretion of the Cardholder and HSBC will
not be responsible for the same. Merchants may use the personal information shared by the
Cardholder for any other purpose (like marketing, etc.) and HSBC shall not be held liable for such
usage of personal information.
4. Any defects, deficiency, claims, issues, damages, or losses arising with respect to the
product/service will be the sole responsibility and liability of the manufacturer/seller or the service
provider and HSBC will not be responsible for the same.
5. HSBC does not endorse or make any warranties or representations as to the quality,
merchantability, suitability or availability of products purchased by the Cardholders. Any dispute
regarding these must be addressed in writing, by the Cardholder directly to the respective
merchants.
6. HSBC reserves the sole right to decide on whether a purchase transaction meets the eligibility
criteria as listed above. All decisions in respect to the Offer shall be at the sole discretion of HSBC
and the same shall be final, binding and non-contestable. Other than the specific entitlements
available to the Cardholders under this Offer, any other claims with regard to this Offer against
HSBC are waived.
7. HSBC reserves the right to add, alter, modify, change or vary all or any of these Terms and
Conditions or to replace, wholly or in part, this Offer by another offer, whether similar to this Offer or
not, or to withdraw it altogether at any point in time by providing appropriate notice to the
Cardholders.
8. HSBC will not be liable for any direct or indirect loss or damage whatsoever that may be suffered,
as a result of participating in the Offer.
9. The usage of the credit card is governed by applicable Terms and Conditions. Please visit
www.hsbc...in for detailed Terms and Conditions.
10. Any disputes arising out of or in connection with this Offer shall be subject to the exclusive
jurisdiction of courts in Mumbai only. The existence of any dispute shall not, by itself, constitute any
claim against HSBC.
11. The Offer is valid in India for adults of sound mind only.
12. The Offer is subject to force majeure events.
13. Tax liability, if any, will be borne by the Cardholder.
14. The Offer shall be subject to all applicable central and/or state laws, rules and regulations.
15. All card accounts which have been closed, cancelled or terminated, will not be considered for the
Offer
Also applicable on live+