Hot Deal

HDFC Millennia Debit Card - 2.5% on Credit Card bill + FREE Airport Lounge Access

1447°
15600
3% OFF 16000.0
Hdfc credit card topic banenr 1200 x 110 %281%29
Finance Mentor
abhishek012

https://www.hdfcbank.com/personal/pay/cards/mil...

HDFC Millennia Debit Card - 2.5% upto 400 on Credit Card bill payment + FREE Airport Lounge Access:

MillenniaVISAMstdebit-card264x167

HDFC Millennia Debit Card is most amazing Debit card offered by HDFC Bank.

Just pay your Credit Card bill payment and get 2.5% upto 400 Cashback per month.

Pay every month Rs16,000 Credit Card bill and get Rs400 cashback.

Cashback can be earned for every transaction greater than ₹400.

Cashback will be credited in 90 days from the end of the transaction month.

    Where to pay Credit Card bills ?

    1) SBI Unipay website - https://customer.sbiunipay.sbi/CustomerPortal/q...

    2) Jio Finance app - https://play.google.com/store/apps/details?id=i...

    3) Canara Setu website - https://billpe.setu.co/1428576343393568731/bill...

    FREE Airport Lounge Access -

    HDFC Millennia Debit Card gets you 4 complimentary lounges access annually (once per calendar quarter) at domestic airports across India.

    Note - officially you will get complimentary lounge access in a calendar quarter only if you have spent a minimum of Rs. 5000 or more in the previous calendar quarter but you already spend Rs16,000 for Credit Card bill per month. So, by default you already eligible for 4 FREE Airport Lounge access.

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    Alternative option -

    Dnt have Credit Card ?

    Dnt worry, you can load money to any wallet like AmazonPay full kyc Wallet, Mobikwik full kyc wallet etc and transfer to bank via Amazon Wallet UPI or Mobikwik full kyc Free bank transfer option.

    How much you can earn for Wallet load ?

    1% upto Rs400 cashback per month.

    Cashback can be earned for every transaction greater than ₹400.

      Cashback will be credited in 90 days from the end of the transaction month.

      ---------------------------------------------------------------------------------------------------------------------

      Card Fees - 

      Annual fee per Card ₹500 + applicable taxes

      Lifetime Free for selected HDFC Bank saving account and Salary account.

      Expired
      Disclaimer
      We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
      Top Comments
      Deal Newbie Deal Newbie
      Link Copied
      Band krwado sab scheme 🥲🥲
      Crusader Crusader
      Link Copied

      Screenshot2024-09-03-15-46-41-8740deb401b9ffe8e1df2f1cc5ba480b12No cb points for cc payment
      Finance Mentor Finance Mentor
      Link Copied
      Ya, no cb points for cc payment, if you pay through HDFC Credit Card bill payment portal but if you pay through these apps or websites, you will eligible for 2.5% cashback upto 400 per month.

      How ?


      Because here transaction category comes under Utility payment.

      Where to pay Credit Card bills ?

      1) SBI Unipay website - https://customer.sbiunipay.sbi/CustomerPortal/q...

      2) Jio Finance app - https://play.google.com/store/apps/details?id=i...

      3) Canara Setu website - https://billpe.setu.co/1428576343393568731/bill...

      Benevolent Benevolent
      Link Copied

      Can one have both Easyshop Platimum & Millennia?  🤫

      Deal Newbie Deal Newbie
      Link Copied

      I have both Easyshop platinum and millenia. First I had easyshop rewards debit card in my salary account and then I opened a SB account where I got the Easyshop platinum probably from 2018. Then I upgraded to millenia from easyshop rewards and I still get the message to upgrade it to platinum but since I already have easyshop platinum card in other SB account,I did not upgrade otherwise I would have 2 platinum cards(black colour ones). I am also getting message to upgrade my millenia credit card to regalia gold card which I have not done yet. Now both my accounts are SB account and in Classic catagory. 2 millenia cards(credit and debit) 1 easyshop platinum, 1 HDFC rupay virtual card and 1 tata neu infinity card(Physical)

      138 Comments  |  
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      Deal Newbie Deal Newbie
      Link Copied
      Band krwado sab scheme 🥲🥲
      Deal Lieutenant Deal Lieutenant
      Link Copied

      Upcoming twitter tag to hdfc bank -re post - call names - etc still a lot of process to go through 😁🤣😜

      View 5 more replies
      Commentator Commentator
      Link Copied
      card fee?
      Deal Subedar Deal Subedar
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      580 including gst

      View 2 more replies
      Wingman Wingman
      Link Copied

      How much time does it take to reflect reward points for credit card payment.

      Finance Mentor Finance Mentor
      Link Copied
      HDFC Millennia debit card - Cashback will be credited in 90 days from the end of the transaction month.
      Post Tycoon Post Tycoon
      Link Copied

      Max cap 400?after all offer combine

      Finance Mentor Finance Mentor
      Link Copied
      Yes. 2.5% Credit card bill payment and 1% cashback on Wallet load offer combined max Rs400 cashback.
      Benevolent Benevolent
      Link Copied

      Can one have both Easyshop Platimum & Millennia?  🤫

      Deal Lieutenant Deal Lieutenant
      Link Copied

      Many have it 

      View 11 more replies
      Helpful Helpful
      Link Copied

      vu

      Deal Cadet Deal Cadet
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      image


      NPCI RUPAY be like 👆🏼

      Deal Cadet Deal Cadet
      Link Copied

      can i pay credit card bill from anywhere through this debit or just through the ways mentioned above?

      Finance Mentor Finance Mentor
      Link Copied
      Only use these websites and apps name i shared in my post.

      Cashback eligible only on Utility and Telecom category merchant credit card bill payment apps.
      View 3 more replies
      Crusader Crusader
      Link Copied

      Screenshot2024-09-03-15-46-41-8740deb401b9ffe8e1df2f1cc5ba480b12No cb points for cc payment
      Finance Mentor Finance Mentor
      Link Copied
      Ya, no cb points for cc payment, if you pay through HDFC Credit Card bill payment portal but if you pay through these apps or websites, you will eligible for 2.5% cashback upto 400 per month.

      How ?


      Because here transaction category comes under Utility payment.

      Where to pay Credit Card bills ?

      1) SBI Unipay website - https://customer.sbiunipay.sbi/CustomerPortal/q...

      2) Jio Finance app - https://play.google.com/store/apps/details?id=i...

      3) Canara Setu website - https://billpe.setu.co/1428576343393568731/bill...

      View 8 more replies
      Crusader Crusader
      Link Copied

      How to pay apicici cc bill payment 🤔

      Deal Newbie Deal Newbie
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      Try bajaj finserv app,most of the time they have cashback for cc bill payment. Alternatively you can use CRED but like earlier cash back is not confirmed now. Gpay also used to give cash back but now not sure like many. Freecharge,Paytm used to give too,so was Postpay but now not sure. Mobikwik another option but have to check. Simple way where you can also find offer is to check amazon pay. There would be offer in bill payment and recharge but only by UPI. You can check your bill and make payment there itself. First avail the offer and after reading the terms and condition,make payment.
      View 1 more reply
      Helpful Helpful
      Link Copied

      Kya hua RuPay walon ne bhaga diya?

      T- RuPay Ditched you? 

      Benevolent Benevolent
      Link Copied

      Khata he visa ka gun gata he rupay ka.

      Deal Cadet Deal Cadet
      Link Copied

      Not able to find any option to apply for this card under HDFC Netbanking, can anyone guide for the same?

      Deal Cadet Deal Cadet
      Link Copied

      I have hdfc salary amount and platinum dc... Can I take this one as well? And is this more beneficial?

      Finance Mentor Finance Mentor
      Link Copied

      HDFC Millennia Debit card is best if your credit card bill every month under 16k. You will get 2.5% upto 400 CB

      HDFC Platinum Debit card offer you 1% upto 750 cashback per month credit cards bill payment.

      View 5 more replies
      Wingman Wingman
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      Bhai baki sub to theek h per ye X pe HDFC ko tag krne ki kya jarurat thi.
      Agar is loophole ko band hi karwana tha to direct HDFC ko mail hi kr dete.

      RDT202409031829257573438716805866350

      Deal Cadet Deal Cadet
      Link Copied
      Bhai ka MO hai yeh.. Isme itna kyon hairaan ho rahe ho 😱
      View 6 more replies
      Deal Newbie Deal Newbie
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      I don't have HDFC account, shall I mind to open a account ?

      Deal Cadet Deal Cadet
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      Not required..As ABhishek already tagged HDFC bank, it'll be fixed shortly 😂
      Deal Subedar Deal Subedar
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      expecting SBI Unipay to undergo a maintenance downtime soon where they will inform HDFC bank that payment is for CC bill so have it as No Cashback 😄

      Post Tycoon Post Tycoon
      Link Copied

      I have never sucess on credit card bill payment, on HDFC bill payment option by debit card. Every time I use the option, it says there is some problem, pls try after sometime.

      Finance Mentor Finance Mentor
      Link Copied

      HDFC bill pay portal is not eligible for cashback.

      Use these websites or app i shared in my post.

      If you face any problem on Jio finance app then dnt use your saved credit card and saved debit card details, manually type again all details and pay, also update the app to latest version.

      SBI unipay - try without login.

      Deal Cadet Deal Cadet
      Link Copied

      One point to note: No of Lounges for this card is very limited. For eg in Delhi, only T3 lounge is accessible.

      HDFC Bank Lounge Program
      State City Lounge Name Terminal Type Terminal
      Karnataka Bangalore Blr Domestic Lounge Domestic Terminal 1
      Tamil Nadu Chennai

      Travel Club Lounge B

      Domestic Terminal 1
      Tamil Nadu Chennai Travel Club Lounge A Domestic Terminal 1
      Tamil Nadu Chennai Travel Club Lounge International Terminal 2
      Telangana Hyderabad Encalm Lounge International Terminal 1
      Telangana Hyderabad Encalm lounge Domestic Terminal 1
      West Bengal Kolkata Travel Club Lounge Domestic Terminal 1
      Maharashtra Mumbai Adani Lounge International Terminal 2
      Maharashtra Mumbai Adani Lounge Domestic Terminal 2
      Delhi New Delhi Encalm Lounge International Terminal 3
      Delhi New Delhi Encalm Lounge Domestic Terminal 3
      Finance Mentor Finance Mentor
      Link Copied
      All HDFC Debit Cards now offer same lounge access list you shared.
      Deal Cadet Deal Cadet
      Link Copied

      Can't we pay before bill generation date? From above three portal? 

      Finance Mentor Finance Mentor
      Link Copied
      Yes you can but if you get no bill dues error then next time follow this trick -

      Never pay full bill, always pay in parts and after payment all bill generated amount in parts.

      Spend your card and leave some amount unpaid. So next time after bill generated you can edit and pay any amount.
      Deal Newbie Deal Newbie
      Link Copied

      @abhishek012 is that we get 2.5% cashback upto 400 per month if we paid credit card bill via mobikwik or Paytm using HDFC debit card?

      Or only mentioned payment methods??

      Finance Mentor Finance Mentor
      Link Copied

      Only mentioned payment methods.

      Other apps give you ZERO cashback or 1% Cashback because transaction category is different.

      Only Utility and telecom category give you 2.5% upto 400 cashback per month.

      View 3 more replies
      Deal Newbie Deal Newbie
      Link Copied

      How to get cashback on payment of Amex card via hdfc debit card? Earlier I had setup payment via BillPay but seems all my CC bill pay are removed and I see a new page which does not take CC payment from HDFC netbanking.. any one else faced this issue and had a trick to get the cashback as well?

      Critic Critic
      Link Copied

      No option, amex hasn't adopted BBPS platform yet & unless it do there is no way to pay its bill via any 3rd party app/platform.

      Deal Cadet Deal Cadet
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      @abhishek012 what is the minimum balance account we can open with hdfc, for having this millennia card, or the platinum card, thanks 

      Deal Cadet Deal Cadet
      Link Copied

      @abhishek012 is it better to pay via RBL DC or Millenia DC to get more cashback.
      (My spends are below 30k with all cards)

      Finance Mentor Finance Mentor
      Link Copied
      I think RBL Enterprise Debit Card is better, if your monthly CC bill under 30k

      But HDFC millennia Debit Card is also good.
      View 1 more reply
      Deal Lieutenant Deal Lieutenant
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      I have account in hdfc and platinum dc also, can i get this card too ?

      Deal Lieutenant Deal Lieutenant
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      ?

      Deal Cadet Deal Cadet
      Link Copied

      Now 2 mangoes stuck in one stone. HDFC will stop Utility MCC for cashback which brings HDFC Platinum and Millenia DC devaluation.

      I think abhshek already found a way to use other payments for paying CC bill.So want to fix this.

      This will be the final celebration topic for HDFC cards. sad

      Finance Mentor Finance Mentor
      Link Copied
      I have been sharing 5% SBI cashback credit card tricks for more than 1 year.

      Nothing happen till now. Banks will do whatever they want to do.
      View 2 more replies
      Deal Newbie Deal Newbie
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      @abhishek012 is this you?

      Deal Cadet Deal Cadet
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      Where to pay Credit Card bills ?

      • SBI Unipay website
      • Jio Finance app
      • Canara Setu website 

      @abhishek012
      Can we add Airtel App Credit Card payment in this option ?

      Finance Mentor Finance Mentor
      Link Copied
      Yes, Airtel Thanks app is also eligible but i am not using Airtel Thanks app.
      Deal Cadet Deal Cadet
      Link Copied

      If we use Payzapp app to pay credit card bill through Millennia Debit card, then are we going to get 5% cashback?

      Very difficult track cashback as its credit after 3 month and you will be Ghajini about wondering which has credited the cashback.

      Finance Mentor Finance Mentor
      Link Copied
      No.
      replyuser
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