HDFC credit card refer and earn Get ₹1,000 inside! Refer 4 Friends for ₹250 Each.

Hi! I enjoy the rewards and perks of HDFC Bank Credit Cards,and I thought you would too!

If you submit your application through this special link within the next 30 days, you’ll get a Swiggy voucher worth Rs 250! Why miss out?

Credit Card Referral Offer Terms & Conditions:

The offer is only valid on completing the application end-to-end digitally. Accordingly, this voucher would be issued (post issuance and activation of the credit card) towards Go-Green Initiatives.

The referrer and referee will be incentivised with a voucher worth Rs. 250 each upon successful issuance and activation of credit card issued to the referee. To activate the credit card the referee must complete 1 transaction using the credit card applied within 14 days from credit card issuance date.

The referrer and referee agree to receive calls, SMS, email & WhatsApp messages from HDFC Bank for personalized offerings regarding new products and services.

A referee needs to submit a credit card application within 30 days from referral date, else the referrer and referee will not be incentivised if the referee submits the credit card application after 30 days from referral date.

Voucher cannot be converted into cash.

The gift voucher will be sent to the referrer and referee within 90 days of the credit card activation month.

This offer is applicable for the referrer and referee only after submission of referee name and mobile number by the referrer on the HDFC Bank referral portal (managed by Vouchagram India Private Limited) communicated to the referrer from HDFC Bank communication mediums. Referrer and referee will only be incentivised when the referee's credit card application initiation date is after the referrer has inputted the referee's name and mobile number on the referral portal.

Referrers and referees will be incentivised only if the referees mobile number mentioned in the credit card application and the referral portal match.

The referrers and referees will be incentivised only if the referrers communicate the HDFC Bank credit card application link shared with them through the personalised messages generated by HDFC Bank referral portal and the referees apply through the same link received.

Referrers and referees will be incentivised only if the referrers mobile number mentioned on the credit card referral portal matches with the HDFC Bank credit card registered mobile number.

Vouchers issued to both referrers and referees will have a validity of 60 days from issuance date. The validity of the voucher will not be extended once the voucher expires.

The cost of sending communication from the referrer to the referee will be borne by the referrer.

This offer is not valid if the credit card has been applied through a DSA, Co-brand partner or a partner website/application.

This offer is not valid if the credit card has been applied through a physical application.

Referrer & referee will not be incentivised if the referee is an existing HDFC Bank credit card holder.

Referrers need to have an existing HDFC Bank Credit Card and should only login with the bank registered mobile number to be eligible to participate in this programme.

The gift voucher will be issued by our partner Gyftr (Vouchagram India Private Limited), for which customer name and customer contact number will be shared with the voucher partner.

Gift voucher is time bound and subject to change. HDFC Bank reserves the right at any time, without prior notice to add, alter, modify, change or vary all or any of these terms and conditions or to replace wholly or in part, the above offer by another offer, whether similar to above offer or not, or to withdraw it altogether.

HDFC Bank shall not be held liable in any manner whatsoever for any loss/ damage/ claim which may arise out of use or otherwise of vouchers availed by both the Referrers and Referees under the said Referral Offer

Bearer of the Voucher code shall be deemed to have read, understood and accepted these terms and conditions.

Grievances and/or queries (if any) in respect of the Vouchers and/or their redemption shall be raised to [email protected].

All disputes if any, arising out of or in connection with or because of above vouchers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction. The arbitration proceedings shall be conducted in English. The award passed in the arbitration proceedings shall be final and binding on both the parties.

Referrers who are HDFC Bank employees will not be eligible for the referral voucher.