https://iforms.americanexpress.com/iFormsSecure...
Earn up to 10,000 Membership Rewards® points on Insurance Spends
Duration: 22 December 2022 or the enrollment date (whichever is later) until 31 March 2023
Enroll is must for whoever received the communication.
Deal Wiki
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Last updated by: Rosh_0007
Full Offer Terms and Conditions : https://www.americanexpress.com/content/dam/ame...
• The “Offer” is open to only select American Express Cardmembers whose accounts are valid and in
good standing. An American Express Cardmember for the purpose of this Offer means a person
holding an American Express® Platinum ReserveSM Credit Card, American Express® Platinum Travel
Credit Card, American Express® Gold Card, American Express Membership Rewards® Credit Card or
American Express SmartEarn™ Credit Card issued by American Express Banking Corp. in India.
• The Offer is not valid for American Express Cards except the Cards mentioned above.
• The Offer is not valid for American Express Corporate Cards issued by American Express Banking Corp.
in India and/or Cards issued by a third party bearing the name or trademark or service mark or logo
of American Express ("Network Cards") issued in India.
• This Offer is valid from December 22, 2022 to March 31, 2023 (inclusive of both days), hereafter
referred to as “Offer period”.
• The Offer is as: Cardmember to enrol the eligible American Express® Card for which the
communication has been sent and make insurance transactions during the offer period on their
enrolled American Express® Card (including the transactions on linked Supplementary Card(s)) and
get 5 Membership Rewards® points for every Rs. 100 spent on Insurance transactions.
• It is mandatory for the Cardmembers to enrol for the Offer only through the link communicated
directly by American Express through any of its marketing channels. Only in case of enrollment and
subsequent qualification basis Insurance transactionstaken during the offer period, the Cardmember
will receive the Membership Rewards® points. Enrollment cannot be requested by the cardmember
via call and/or chat.
• The offer is applicable for only select American Express Cardm
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Enrollment Link for this offer (as everyone looks for it):
Not so good deal for sbi cashback card holders.
It would be good deal for amex holder
20k spend achieved and +3x points
The terms says only those merchants which accepts Amex. So if the provider ( say HDFC Ergo) used billdesk for CC payment, would this be considered as insurance spend?
new india assruance and LIC are accepting, not sure about others
paid insurance just few days back
Yes Hdfc ergo transaction will be considered as insurance. Mostly insurance company uses bill desk. But to get 10000 RP we have to spend Rs 2 Lac
I paid insurance last time with Paytm..got the cashback ..this time Paytm not allowing
Thanks, please add TnC to the post https://www.americanexpress.com/content/dam/ame...
I have smartearn card. What is the value of 1 MR?
Waiting for it but very less points this time comparatively last year's like 10 or 15 points.
Last year it was 10x points
Any one know from where amex repayment reflects the fastest?
Cred is the fastest, within mins you will get msg
AMEX MRCC is one of the best cards i have. Gives amazing benefits every year. If you need a referral and tips on how to best use this card, Like this comment or DM me.
The offer is applicable for only select American Express Cardmembers. A Cardmember is eligible for
this offer only if he/she has received an offer communication directly from American Express through
any of its channels. In case a Cardmember did not receive any direct offer communication from
American Express but enrolls his/her Card account for the offer, the Card account will not be eligible
for the offer.
Is this offer applicable all Insurance types (Life Insurance/medical/Auto insurance) ?
Or any particular Insurance type excluded ?
As in terms and conditions not mentioned anything specific.. so its bit confusing..
What about dimers based on your previous experience for similar offer with Amex ?
Which payment on site will be considered as Insurance spend?
I have received the bonus points on term & motor insurance in 2021 and both were tracked. IMHO, all insurance spends will be considered as long as payment is done directly on the insurer's platform (although some have even got the points from other modes like Apay, PayTM etc).
I did some complex maths to help all of you.
If you have DCB and Amex both, then I think DCB will give you more benefit. Assume 20K insurance spend./
DCB: 5/150 * 20000 = 666 points = 333 rupees saving
Amex: 5/100 * 20000 = 400 1000 points = 100 250 rupees saving
Wrong calculation Baba ji.
please review 😄
For 20k Spend on Amex card for insurance , you get 5 points per hundred. means 1000 reward points
So help me understand, we wld get
4000 (base) + 10000 (bonus) pts for spending 2L on insurance premium amnt via Amex MRCC?
or the base pts of 4000 we dnt get at all on insurance trxns (as it will be considered under utilities)?
No base points will be added for insurance
Star health insurance bill can be paid via amex cc ??anyone tried??
Reference link is provided
Looks like you won the fastest fingers first, was about to post the deal😉