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Earn 15 Membership Rewards points up to 5,000 for every ₹100 you spend on insurance with american express cards

Earn 15 Membership Rewards points up to 5,000 for every ₹100 you spend on insurance with american express cards

1081°
Pro Tech Guru
andromeda

Link to Enroll: Check your email communication

The Offer is not valid for American Express Corporate Cards issued by American Express Banking Corp. in India or Cards issued by a third party bearing the name or trademark or service mark or logo of American Express (“Network Cards”) issued in India.
The offer is applicable only for select American Express Cardmembers. A Cardmember is eligible for this offer only if he/she has received an offer communication directly from American Express through any of its channels. In case a Cardmember did not receive any direct offer communication from American Express but enrolls his/her Card account for the offer, the Card account will not be eligible for the offer.

• It is mandatory for the Cardmembers to enroll for the offer. Only in case of enrollment and subsequent qualification basis Insurance transactions, the Cardmember will receive the Membership Rewards® Points.
• A Cardmember will be eligible for a maximum of 5,000 Membership Rewards® points in the offer. In case the Cardmember holds and qualifies on more than one eligible American Express® Card, the Cardmember will receive a total of only 5,000 Membership Rewards® Points.
• Membership Rewards® points will get credited to Cardmember’s account by 30 June 2021. Queries regarding this program will not be entertained by American Express beyond 31 July 2021.

Spends on the enrolled Card from the date of enrollment or 24 December 2020 (whichever is later) until 31 March 2021 will be eligible under the offer.

Complete tnc: https://www.americanexpress.com/content/dam/ame...

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Pro Community Angel Pro Community Angel
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Not received me neither.
VU

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Deal Legend Deal Legend
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The offer is applicable only for select American Express Cardmembers. A Cardmember is eligible for this offer only if he/she has received an offer communication directly from American Express through any of its channels. In case a Cardmember did not receive any direct offer communication from American Express but enrolls his/her Card account for the offer, the Card account will not be eligible for the offer.

This is a bit troubling to read

Deal Legend Deal Legend
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just got the mail and registered.

What all insurers are valid for this transaaction?

Pro Tech Guru Pro Tech Guru
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As per my understanding, any transaction done on insurance providers gateway should be eligible. Payment via third party providers may come under different category like utility

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Deal Legend Deal Legend
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Also, no cap on number of transactions, no?

Deal Subedar Deal Subedar
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Mail not received .. needed this offer as I need to pay 25k*2 insurance premiums

Deal Subedar Deal Subedar
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Why this offer is user specific? Only target based spend offer should be user specific.. grin

Deal Captain Deal Captain
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Got in one account. Discount is approx 5% and max amount is 33k approx for full benefit .


https://cdn0.desidime.com/attachments/photos/656747/medium/IMG-20201225-WA0009.jpg?1608884561

Deal Subedar Deal Subedar
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I also received the email, did anyone checked with customer care the allowed website, as LIC website also uses BillDesk for payment thru credit card @andromeda  @Abhinav_Pune comment pls 

Pro Tech Guru Pro Tech Guru
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Didn’t check bro. From my experience, amex will entertain so long as the transaction is done on insurance portal. Payments via wallet based products may not be categorised under insurance payments.

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Deal Cadet Deal Cadet
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any idea about difference between membership reward points and threshold rewards points.
received communication from amex—-receive 7500 membership rp and 7500 threshold rp on spending 1.9 lacs.
so do we get 15000 rp on spending1.9 lacs. ??
thanks in advance

Pro Tech Guru Pro Tech Guru
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Why am I not able to access the second page comments? Weird enough, this is happening only on this thread

Finance Mentor Finance Mentor
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No email sad . Sad luck this time.. maybe Amex is selecting top spenders. Will love any shareable enrollment link.

Pro Tech Guru Pro Tech Guru
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Over your PM

Finance Mentor Finance Mentor
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Thanks a lot @andromeda . Also the enrollment link is in the T&C pdf as given by you in the first post. Also I got no error while enrolling, kept a screenshot of the success message and all.

Edit: As @adrishya rightly pointed out, it’s totally based on luck, most chance of not getting the cashback:

The offer is applicable only for select American Express Cardmembers. A Cardmember is eligible for this offer only if he/she has received an offer communication directly from American Express through any of its channels. In case a Cardmember did not receive any direct offer communication from American Express but enrolls his/her Card account for the offer, the Card account will not be eligible for the offer.

For my case, unless there’s some better offer I will try this, nothing to lose.

Note: Max ₹33,400 we can pay to reach 5k points.

Edit 2: Got the enrolment confirmation email from Amex too:
Dear Cardmember,
Thank you for opting in for Insurance Offer

Deal Captain Deal Captain
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You wont get cahsback as per my old experience . still you can try your luck if you dont have any other deal

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Deal Newbie Deal Newbie
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Search in mail as Insuance you would see the mail on 24th Dec https://cdn0.desidime.com/attachments/photos/657620/medium/Screenshot_20201230-221352_Gmail.jpg?1609346675

Deal Cadet Deal Cadet
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How much are the rewards for insurance premium payment on HDFC Regalia/ Diners or Indusind Legend card?

Deal Subedar Deal Subedar
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Finally got this offer… anyone utilized this offer? Do I need to pay directly from insurance company website?

Pro Tech Guru Pro Tech Guru
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Yes recommend to pay directly on the insurance portal with no card routing in between.
Card routing meaning insurance-mobikwik-amex

Deal Subedar Deal Subedar
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Unable to pay with amex directly on Care(religare) insurance portal. Any idea whether premium payments thru Payumoney gateway will be captured properly?
Pro Tech Guru Pro Tech Guru
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Better approach their care. They usually are knowledgeable in these matters, also it will act as assurance in case the rewards are not given.

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Deal Cadet Deal Cadet
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For Membership Rewards card Reward rate is showing like:
“Earn 1 Membership Rewards® Point for every2 Rs. 50 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale2.”
If we don’t get base points for insurance payments, how we will earn multiplier points?

Pro Tech Guru Pro Tech Guru
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That’s the standard tnc. But during these promotion periods is one get the bonus rewards

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Deal Captain Deal Captain
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Ping me if anyone wants to pay can pay upto 15k

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