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BOB Life Time Free- RuPay Premier Credit card (Double offers from BOB & RuPay)

BOB Life Time Free- RuPay Premier Credit card (Double offers from BOB & RuPay)

2526°
Finance Mentor
abhishek012

Bank of Baroda Life Time Free – RuPay “Premier” International Credit card (Enjoy Double offers from BOB & RuPay):

https://cdn0.desidime.com/attachments/photos/722540/medium/8078262Fn1v8D9.jpg?1636611759

Bank of Baroda launch RuPay-JCB “Premier” International Credit card with Life Time Free + you will get Double offers from BOB & RuPay Credit card -

BOB RuPay “Premier” International Credit card offer -

5X i.e. 10 Reward Points for every Rs. 100 spent on Travel, Dining and Abroad (International spends)

2 Reward Points for every Rs. 100 spent on other categories

1 Complimentary Airport Lounge Visit every calendar quarter

Fuel Surcharge Waiver*

Zero annual fees basis card usage*

1 Complimentary Airport Lounge Visit every calendar quarter at participating lounges -

BOB Premier RuPay Card Holders – Click here for details – https://www.bobfinancial.com/documents/BankofBa...

https://cdn0.desidime.com/attachments/photos/722541/medium/8078262rrcaalW.jpg?1636611763

Free Add-on card -

Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18)

In-built insurance cover -

Get free Personal Accidental Death Cover to ensure financial protection of your family

Make PREMIER Lifetime free (Currently Life Time Free, No Spend Based Criteria) -

First year Fee – Spend Rs. 10,000 on your card within first 60 days of card setup date for First year fee reversal. Fee reversal will reflect in the 4th bill statement from the card issuance month, provided all due payments are made.

Annual Fee – Spend Rs. 1,20,000 on your card in a year for fee waiver

https://cdn0.desidime.com/attachments/photos/722542/medium/8078262GJvqMut.jpg?1636611767

Apply Now - https://www.bobfinancial.com/premier-ca...sp

Extra offers from RuPay Credit Card side -

1) Bookmyshow - 50% off upto Rs250 on RuPay Credit Card. Offer is valid once per month per card -

Offer is valid on Movies, FnB, Events, Concerts, Plays, Sports, Activities and BMS Stream

Offer details link – https://www.desidime.com/deals/upcoming-bookmys...

2) Swiggy - 30% discount upto ₹150 using RuPay Credit Cards -

COUPON CODE: RUPAYCC150

Offer details link – https://www.desidime.com/deals/upcoming-swiggy-...

3) Bigbasket - 15% instant discount up to Rs.300 on RuPay credit cards -

Coupon code – RUPAYCREDITNOV

Offer valid once per user and once per card per month
Offer valid in the month of November and December 2021

Offer details link – https://www.desidime.com/deals/upcoming-bigbask...

4) Uber - 50% off upto 100 on 2 trips with Rupay credit credits -

Code – UBERUPAYC

Offer details link – https://www.desidime.com/deals/uber-50-off-upto...

Other RuPay Credit card offers also avaialble on Dineout, Snapdeal etc

More RuPay Card offers, visit here - https://www.rupay.co.in/rupay-...rs

All Credit Goes to @Gargsaab

Note – There is no guarantee. You will get by default “RuPay”, “Visa” or “Mastercard”, After apply contact customer support and told them you want “RuPay” variant “Premier” Credit card.


“What is RuPay-JCB International Card ?”

JCB (Japan Credit Bureau) is a credit card company based in Tokyo, Japan. It is accepted at JCB merchants, it has strategic alliances with Discover Network merchants in the United States, UnionPay merchants in China, American Express merchants in Canada, and RuPay merchants in India.

JCB card is accepted in more than 195 countries. Its card acceptance network includes about 36 million merchants around the world and has more than 140 million card holders.

India’s RuPay Card and Japan-based JCB International Card have launched RuPay-JCB Global Cards, which can be used at all point of sales (POS) terminals and E-com websites which accept RuPay cards and POS terminals/E-com websites outside India which accept JCB.

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160 Comments  |  
66 Dimers
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Comrade Comrade
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Aadhar authentication nhi ho rha sb try kr liya browser laptop but aage nhi badh rha any solution

Finance Mentor Finance Mentor
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dusra browser try karlo ya chrome incognito mode

Deal Newbie Deal Newbie
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https://cdn0.desidime.com/attachments/photos/722932/medium/Screenshot_20211114-005306_Chrome.jpg?1636831753I didn’t applied for BOB CC before but yes i tried to complete all the details but in middle due to some issue. I tried again but still this error. Its been 4 days same issue. Is anyone familiar with this error or can help? I have already mailed to bob but i guess i would not recieve a resolution.

Deal Captain Deal Captain
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Those idiots make enquiry after enquiry without coming until document collection step or sometimes even for  document collection.


They don’t even hand over an application number to track or enquire. Just check calendar for bad timings to avoid in the day and repeat the procedure.

Deal Lieutenant Deal Lieutenant
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What is the value of 2 reward points

Deal Cadet Deal Cadet
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4 points equal to 1rs for Prime card, I think same for all cards

Deal Cadet Deal Cadet
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Was able to contact helpline after midnight 00:00. They told they cant take request for Rupay variant over call and advised me to mail.

Hunk Hunk
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Received a reply asking me to ‘Please provide income proof from following – Valid competition credit Card vintage Proof Required’
What am I supposed to upload? I already uploaded credit card statement

Deal Subedar Deal Subedar
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Credit card front photo masking expiry date and number but showing your name

Deal Lieutenant Deal Lieutenant
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does bob issue multiple credit cards? already have eterna, looking for a rupay cc . @abhishek012

Finance Mentor Finance Mentor
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I think No.

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Deal Cadet Deal Cadet
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On site it doesn’t show LTF.. Which one to apply?

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Deal Captain Deal Captain
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Anybody got the rupay card, let us all know the procedure to apply and approach the customer care

Helpful Helpful
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I applied, called CC to tell that I want Rupay varient. the agent told me it can mention that during verification call.
also I was told that it will take 25-30 days for the card to arrive.

Critic Critic
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Phew… this stupid BoB rejected my application even after the vkyc and all proper documentation, citing internal policies rage
This is my first ever credit card rejection though, feels bad cry

Deal Cadet Deal Cadet
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After vkyc how long it take to reject. Did they notified via sms

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Helpful Helpful
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received email for vKYC but OTP is not coming for the first step itself
@abhishek012 any comment?

Deal Cadet Deal Cadet
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I missed to tell them on vkyc now how to convey them i need a rupay card

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Deal Cadet Deal Cadet
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I got Visa. Had sent them email after applying, for rupay variant. Still no luck! pensive

Finance Mentor Finance Mentor
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flushed when you applied ?
Deal Subedar Deal Subedar
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Yes like many others my hdfc apply credit card is now untraceable
whatever application number was generated now it does not exists on trackking
Like this its going on without results cry cry
How many of dimers in percentage(Unsuccessful) have received credit cards on applying from desidime.com link in deal page
Sometimes its confusing and also suspicious that so many people complain of rejection, h4. yet credit card LTF deals are now coming everyday in desidime and getting numerous hotness and comments
flushed confused rolleyes

Aam Admi mango People like me get only sour grapes..Reality
Hope I am wrong but its the trend now in desidime.com
Question is, are LTF cards be considered deals if no result arises…People go on applying and a big PHUSSS…. Not a professional thing

Deal Newbie Deal Newbie
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C2c application is possible online??

Helpful Helpful
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got VISA, sent emails after application/told on call/sent email after vKYC. useless BOB

Deal Cadet Deal Cadet
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I have also mailed them, it seems no hope to get the rupay. Whether we cab change after card arrival

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Deal Subedar Deal Subedar
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Hello all,

I have received a link to do the video kyc and the only accepted document for ID card is Offline Aadhaar (Aadhaar XML Not older than 3 days).

https://cdn0.desidime.com/attachments/photos/732225/original/Onboarding-System.png?1641363936

When I try downloading the xml from the aadhar url: https://resident.uidai.gov.in/offline-kyc , I am getting an error after entering the OTP received.

Unable to prepare statement (check your syntax) – Table ‘offlineaadhaar.offline_aadhaar_transaction_log0122’ doesn’t exist


Am I the only one getting this? Any workaround for this error? How are you guys going ahead with the video kyc if this error on the aadhar site has been persistent? 


Deal Captain Deal Captain
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Which card? Eterna?

Deal Subedar Deal Subedar
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@decideaim
Premier…

issue is at the aadhar site. how are you guys going ahead with the video kyc if the aadhar xml download has been failing? i have been trying since the last 6 days to download the aadhar xml for offline kyc but no signs of the issue being fixed.

Deal Lieutenant Deal Lieutenant
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.

Critic Critic
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@abhishek012 Bro, today I received my BoB Premier CC, it’s JCB RuPay variant (although I was secretly hoping for Visa Signature variant, no offense to you :p, coz JCB logo kind of destroys the aesthetic look of this card XD)

Also bro, how exactly does the JCB RuPay work ? I guess unlike normal RuPay int cards which use Discover/DCB network, this one uses JCB network ? Also what exact variant of the RuPay does it fall under ? It doesn’t say Platinum or Select on the card anywhere, or is it just the classic RuPay only :|

Finance Mentor Finance Mentor
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Whoever wants visa has got RuPay and the one who wants RuPay has got Visa. 😀

@chai_lover
@mysalemo771
@22sumit
@vikasscorpion
@beawre1

Yes. outside India, your RuPay-JCB card will work on JCB card network or JCB’s partner card network.

For example – In US, Your card work on JCB’s partner Discover/Diners club card network.

In Australia, New Zealand & Canada, Your card work on JCB’s partner American Express (AMEX) card network.

China – UnionPay card network, India & Bhutan – RuPay network and other countries JCB Card network.

I think its RuPay ‘Select’ Credit card.

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Deal Cadet Deal Cadet
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After lot of follow-ups, hopefully will soon get Premier Rupay Variant in place of Premier Visa.

Fingers crossed

Finance Mentor Finance Mentor
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You applied for replacing Premier visa to Premier RuPay ?

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Deal Cadet Deal Cadet
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Funny, their first response when I asked for Rupay Premier was that it will take 15 days for card to launch.

Thanks to DD, I said that card launched in Oct’21 and can show snap of my friend.

PSU and their shoddy tactics

Deal Cadet Deal Cadet
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Hello Dimers,

Sharing my experience of how I got Visa to RuPay card.

The process is not straightforward, it needs escalation and a lot of follow-ups. For me, it took like 3 weeks to get the conversion done. Now I do have RuPay Premier Card! Also old Visa Cards lying at home

I got it done by sending the first email requesting Visa to RuPay to the CRM team. And then every second-day follow-up email wherein got cs.ho and escalations involved. I also didn’t use the card till that time to put pressure and said that if no RuPay will have to cancel the card

[email protected]
[email protected]
[email protected]

All the best

Deal Subedar Deal Subedar
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@abhishek012
Any service charges for bob rewards redemption via netbanking? 
I got visa card . Is there any benefit for getting rupay variant except the rupay offers.
I already have rupay credit card from other bank.

Finance Mentor Finance Mentor
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Dnt know about bob rewards redemption charges.

If you have any other visa premium CC then convert this card to RuPay also (most people have 5 or 6 Visa cc that’s why).

No, only RuPay offers and BOB offers but if you decide to use only BOB card offers then change to RuPay, it will help to increase RuPay credit card transactions.

More RuPay transactions means banks get more incentives from NPCI, when bank will get more incentives, it will help bank to launch more premium and super premium RuPay credit cards. Will also create fair competition for Visa/Mastercards. In future you will see more Visa/mastercard premium offers too, Ultimately the customers will get the benefit.

Helpful Helpful
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Dear Sir/Madam,

With reference to your trail mail, we wish to inform you that we have replaced your old card into Rupay card, and a new card will be dispatched to your registered communication address shortly. In case you do not receive the card, please mail to rcard@bobfinanci…om for card dispatch details.

Sunday and BOB working muscle @abhishek012


Lots of mails needed to convert into rupay even 1st bill generated now.

Finance Mentor Finance Mentor
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Great, yesterday @Knight11 told me -

Sent few mails to escalations and conversions for visa to rupay in last 10 days, but didn’t get any response on update. Today, I logged into my account and see different start and end digits matching rupay bins. And all transactions limit resets. So, looks like I have got a replacement.

Like Magnet Like Magnet
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@abhishek012 Can we switch to Eterna from premier ? 

I received the bob premier card today. I wanted to know i can get Eterna instead of Premier. 
I am not able to apply for eterna from BOB website as I already hold premier
Is there way i can get eterna now , i am eligible as per their income requirement

On the side note, How do I know if it(premier) is issued LTF?

I applied in March. On the brochure it is mentioned that to make it LTF one need to spend 10k in first 60 days and then 120k in a year for annual fee waive off?
DO i need to send email to CRM to make it LTF? I applied during LTF offer which was going in March

Deal Newbie Deal Newbie
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I also received this variant and I tried registering on Lounge Key with this card (as JCB and RuPay have a partnership). I was pleasantly surprised to find out that it actually got registered and now I can see that I am entitled to 4 lounge visits under Lounge Key program. So it’s great if you get this variant as you get access to 4 international airport lounge visits in a year (for comparison, Visa Signature variant only gives you access to lounges in India, that too only once per quarter). I registered using this link: https://www.loungekey.com/en/jcb11/

@abhishek012

Finance Mentor Finance Mentor
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Wow! can you share some screenshots after registered on loungekey.

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Deal Cadet Deal Cadet
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My BOB card was approved yesterday. Called the customer care the limit is 60k only (lowest among all my cards) applied on basis of hdfc cc statement of 2.5 L. Variant is Premier. Can any suggest how to proceed with the limit Increase request from cc. Anyone got successful in increasing the limit. ?

Deal Cadet Deal Cadet
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Funny that i applied on 4-Jan, tried completing the video kyc 2-3 times but never worked (never got connected), BoB kept sending sms reminding me to complete the application.

Now on 16-May received text saying application approved.

Someone seems desperate to increase customer base toungueout

Deal Cadet Deal Cadet
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RuPay Delivered. …………Limit 225k

Deal Cadet Deal Cadet
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I Tried the link provided by you. It passes the Verification on page 1 but on page 2 after filling all info when i click confirm….it says “Invalid registration token”

Tried clearing cookie cache…..disconnected work vpn but its stuck at this…tried multiple times…..i do get the USD 3.25 deduction text.

Benefits do mention 12 domestic visits but no clue about international. Just trying luck.


Any idea about this error ??


TiA

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