BHIM App offers for UPI and RuPay CC UPI - Get Rs.150 Back & More Offers

There are 3 offering for cashback.

• Urja (Fuel payments) – 1% Cashback on Fuel Payments (Petrol, Diesel and CNG)
• Travel & Food – ₹30 on each transaction
• UPI Transaction with RuPay Credit Card - Customers will get a total of ₹750 within the offer period.

Offer 1 - Urja 1%

Guaranteed 1% instant cashback on Fuel payments - Petrol, Diesel, CNG

• All BHIM app users receive “1% instant cashback” on all fuel (Petrol, Diesel & CNG) payments. The Merchant Category Code (MCC) mentioned below.
• Each user will earn a combined maximum cashback of ₹150 during the offer period.
• Offer Period: 15:30 hrs 15th January 2024 to 23:59 hrs 31st March 2024

• All BHIM app users transacting via BHIM app of version 3.7 and above.
• Cashback will be calculated on successful transactions of minimum value ₹100 & above and will be credited instantly to the user’s primary account. In case of any failure or delay, the same will be credited within 3 working days.

• Cashback Period- 15:30 hrs 15th January 2024 to 23:59 hrs 31st March 20244. The transactions done only on the below Merchant Category Code (MCC) will be eligible for cashback.
• Cashback will be credited to your primary bank account linked to the BHIM App, except if RuPay Credit Card is added as only account in BHIM App.
• BHIM solely reserves the right to change offer terms at any time without prior notice to the customer.
• In cases of fraudulent/suspicious transaction, BHIM solely reserves the right to revoke the cashback amount and the eligibility of customers in the offer.
• Below are the eligible Merchant Code Categories.
• 
  

  Category	MCC	Description
  Fuel	5541	Service station
  	5172	Petroleum and petroleum products

Offer 2 - Instant Rewards

• All BHIM app users receive ₹30 cashback on all spends of Food and Travel category merchants (above a minimum transaction size of ₹100)
• Each user may earn a maximum cashback of ₹150 during the offer duration.
• Offer Period: 15:30 hrs 15th January 2024 to 23:59 hrs 31st March 2024.

• All BHIM app users transacting via BHIM app of version 3.7 and above.
• Cashback will be calculated on successful transactions of minimum value ₹100 & above and will be credited instantly to the user’s primary account. In case of any failure or delay, the same will be credited within 3 working days.

• Cashback Period- 15:30 hrs 15th January 2024 to 23:59 hrs 31st March 2024. The transactions done only on the below Merchant Category Code (MCC) will be eligible for cashback.
• Cashback will be credited in your primary bank account linked to the BHIM app
• BHIM solely reserves the right to change offer terms at any time without prior notice to the customer.
• In cases of fraudulent/suspicious transaction, BHIM solely reserves the right to revoke the cashback amount and the eligibility of customers in the offer.
• Below are the eligible Merchant Code Categories.

  Category	MCC	Description
  Travel/Transit	4011	Railroads
  	4111	Local and suburban commuter passenger transportation, including ferries
  	4112	Passenger railways
  	4121	Taxi-cabs and limousines
  	4131	Bus lines
  Eateries	5812	Eating places and restaurants
  	5813	Drinking places (alcoholic beverages) bars, taverns, night-clubs, cocktail lounges and discotheques
  	5814	Fast food restaurants

Offer 3 - RuPay Credit Card

• One-time cashback: Users receive ₹100 cashback each on their first 3 transactions (above a minimum spend of ₹100)
• Recurring cashback: In the first month (After the first 3 transactions), users receive ₹30 (above a minimum spend of ₹200) cashback each on their subsequent 5 transactions.
• Recurring cashback: From the second month onwards till the offer period, users receive ₹30 (above a minimum spend of ₹200) cashback for each transaction. Cashback is restricted to 5 transactions in a month.

• All BHIM app users transacting via BHIM app of version 3.7 and above.
• Cashback will be calculated on successful transactions and will be credited instantly to the user’s primary account. In case of any failure or delay, the same will be credited within 3 working days.
• Campaign is only eligible for Rupay Credit Card linked to BHIM UPI APP.

• Cashback Period- 15:30 hrs 15th January 2024 to 23:59 hrs 31st March 2024.
• All successful transactions are done via valid linked RuPay Credit Card through BHIM app.
• Minimum transaction value of ₹100 for the first three transactions during the offer period and ₹200 from the fourth transaction.
• A maximum cashback of ₹750 can be availed during the offer period.
• BHIM solely reserves the right to change offer terms at any time without prior notice to the customer.
• In cases of fraudulent/suspicious transaction, BHIM solely reserves the right to revoke the cashback amount and the eligibility of customers in the offer.

• Sr No.	Category	MCC Description
  1	Apparel	5651 - Family Clothing Stores
  		5699 - Miscellaneous Apparel and Accessory Stores
  		5661 - Shoe Stores
  		8043 - Opticians
  		5621 - Women's Ready to Wear Stores
  		5655 - Sports Apparel, Riding Apparel Stores
  		5641 - Children's and Infant's Wear Stores
  2	Electronics	5732 - Radio, Television and Stereo Stores
  		4812 - Telecomm Equipment including Telephone Sales
  		5818 - Digital Goods - Large Digital Goods Merchant
  		5722 - Household Appliance Stores
  		7372 - Computer and Data Processing Services
  		5331 - Variety Stores
  3	Travel	4722 - Travel Agencies
  		4131 - Bus Lines
  		3368 - Holiday Rent-A-Car
  		3364 - Agency Rent-A-Car
  		4112 - Passenger Railways
  4	Jewellery	5944 - Jewellery, Watches, Clocks and Silverware Stores
  5	Hotels	3644 - Hotels and Motels, Econolodges
  		7011 - Lodging - Hotels, Motels, Resorts
  		3659 - Taj Hotels International
  		3583 - Radisson BLU
  		3520 - Meridien Hotels
  		3750 - Crowne Plaza Hotels
  		3509 - Marriott
  		3530 - Renaissance Hotels
  		3742 - Club Med
  		3524 - Welcome Group Hotel
  		3587 - Doral Hotels
  		3642 - Novotel Hotels
  		3513 - WestIn
  		3829 - CountryInn
  		3716 - Carlton Hotels
  		3542 - Royal Hotel
  		3782 - Rosen Hotel and resort
  		3697 - Fairfield Hotels
  		3523 - Peninsula Hotel
  		3739 - Woodside Hotels And Resorts
  		3743 - Biltmore Hotel And Suites
  		3670 - Arcade Hotels
  		3566 - Garden Place Hotel
  		3745 - ST Regis Hotel
  		3602 - Hudson Hotel
  		3715 - Fairfield Inn
  		3702 - Registry Hotels
  		3565 - Relax Inns
  		3685 - Budgetel Inns
  		3636 - Sarova Hotels
  		3579 - Hotel Mercure
  		3518 - Sol Hotels
  		3783 - Town And Country Resort and Convention Center
  		3534 - Southern Pacific Hotel
  		3552 - Coast Hotel
  		3674 - Rantasipi Hotels
  		3784 - First Hospitality Hotels
  		3633 - Rank Hotels
  		3512 - Intercontinental Hotels
  		3638 - Hotels and Motels, Howard Johnson
  		3733 - Boca Raton Resort
  		3504 - Hilton
  		3521 - Royal Lahaina Resorts
  		3717 - City Lodge Hotel
  		3637 - Ramada
  		3663 - Hotels and Motels, Hoteles El Presidente
  6	Airlines	3006 - Airlines, Japan Air Lines (JAL)
  		3001 - American Airlines
  		3038 - Airlines, Kuwait Airways
  		3020 - Airlines, Air India (AIR-INDI)
  		3193 - Indian Airlines (INDIAN A)
  		3099 - Airlines, Cathay Pacific
  7	Dining	5812 - Eating Places and Restaurants
  		5813 - Drinking Places (Alcoholic Bev) - Bars, Taverns
  		5441 - Candy, Nut, Confectionery Stores
  		5462 - Bakeries
  		5814 - Fast Food Restaurants
  		5921 - Package Stores, Beer, Wine, Liquor

FAQs

1. How does the cashback program work?

There are 3 offering for cashback.

• Urja (Fuel payments) – 1% Cashback on Fuel Payments (Petrol, Diesel and CNG)
• Travel & Food – ₹30 on each transaction
• UPI Transaction with RuPay Credit Card - Customers will get a total of ₹750 within the offer period.

For more information, please visit T&C

2. I have a RuPay Credit card, but I have not linked it to BHIM app, can I still avail the offer?

No, in order to avail the benefits under this offer, RuPay Credit Cardholders would be required to get their RuPay Credit cards linked to BHIM app and on transacting via BHIM app.

3. Is there a limit to the cashback I can earn?

Maximum cashback can be earned as follows

• On Fuel payments– Customers will get ₹150 within the offer period.
• Travel & Food – Customers will get ₹150 within the offer period.
• UPI Transaction with RuPay Credit Card - Customers will get ₹750 within the offer period.

4. How soon are cashback rewards credited to my account?

Cashback amount will be instantly credited to your Primary Bank account linked to BHIM app except credit cards. In case of any failure or delay, the same will be credited within 3 working days.

5. It has been more than 3 days I have done a transaction, but I am yet to receive the cashback.

We aim to process all cashback instantly to the customer’s account (Primary Bank account linked to BHIM app) in case of any technical failure. The maximum timeline to process the cashback is within 3 days. If you have not received the cashback, it could be due to the below reasons.

• Exceeded the maximum cashback limit.
• Transaction is not eligible because it is below the minimum transaction size.
• Transaction is not done in the defined Merchant Category Code as mentioned below.
• The app is not updated; Cashback is eligible for BHIM app of version 3.7 and above.

For more information, please visit the Terms and Conditions or

Contact BHIM Call Centre- 18001201740 or Email - [email protected]

6. Are there any restrictions on where I can earn cashback?

Cashback eligibility may vary depending on the merchant or type of transaction. Review the program details to understand any restrictions or exclusions that may apply.

Merchant Category Code (MCC) / Type of Transaction

7. I got less cashback than expected

Customers can earn cashback under various categories such as payments for fuel, travel, food and making UPI payment through RuPay CC using the BHIM app. There is an upper limit for each category. For more information, you can visit T&C.

8. What is the offer duration?

From 15:30 hrs 15th January 2024 to 23:59 hrs 31st March 2024.