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https://www.bankofbaroda.in/banking-mantra/digi...
B3 PLUS Account
Bank of Baroda B3 PLUS Accounts are zero-balance accounts, wherein you do not have to bother with maintaining any monthly balances or penalties associated with non-maintenance of minimum balance. This account is ideal for students and freshers.
Initial Funding: INR 0 to INR 24,999
Required Quarterly Average Balance: NIL
Debit Card Variant: VISA Classic, annual charges of INR 150 + taxes applicable after a year.
Offers: Complimentary 6-month subscription to EROS NOW.
Eligibility: Minimum debit card spend of INR 500 in the first 30 days of account opening.
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Is it a completely digital application or do we have to visit a branch for kyc?
Fully online
can we downgrade to B3 plus account from higher varient account?
.
Document required?
Aadhaar and Permanent Account Number (PAN).
It seems we can skip physical card & save it's Amc 😅
"Instant virtual debit card: Once your account is active, you can use the virtual debit card and start transacting. You can also apply for a physical debit card that comes with 3 complimentary withdrawals at non-BoB ATMs and unlimited free transactions at BoB ATMs."
Also can we get rupay cards with this account @abhishek012
Seems only visa
Can we get rupay platinum debit instead of visa?
No, its visa clasic, but may be you can rupay virtual after opening account.
Its not possible yet. One have to visit branch
In which bob account we can get rupay platinum
May be rupay platinum virtual with this account, have not tried it personally
If it was rupay platinum, I would do it
does this account card..Applicable for discounts given for electronics
Features & Benefits of B3 Accounts
Now that you know the types of Bank of Baroda B3 Accounts, let us assess their features and benefits.
Complete digital account opening:
You can open a B3 Account from anywhere in India, without stepping foot in the bank. You can download the M-Connect plus App and open a Savings Account directly from your smartphone.
Instant virtual debit card: Once your account is active, you can use the virtual debit card and start transacting. You can also apply for a physical debit card that comes with 3 complimentary withdrawals at non-BoB ATMs and unlimited free transactions at BoB ATMs.
Video KYC: Enjoy a paperless and contactless documents verification process through BoB’s Video KYC process from the comfort of your home. Per Reserve Bank of India (RBI) guidelines, V-KYC is on par with the conventional KYC, so bank visits are not required.
Offers across lifestyle and e-commerce brands:
You can enjoy a host of discounts and cashback offers on e-commerce websites, in-store shopping, food and lifestyle brands.
Enjoy transaction-based rewards: You can earn reward points on travel and shopping, which you can later redeem as vouchers from Baroda Rewardz.
Get access to OTT platforms:
With Bank of Baroda B3 Accounts, you get complimentary subscriptions to leading OTT channels, including Amazon Prime Video and EROS NOW.
Note: please check each account specific offers as every offere is not common across account.
Also as per my understanding debit card is first year free, they will start charging after first year.
Yup guess so
Next month amazon add money rupay is ending...I guess no use now
Source of info?
Bob does charges any extra fee
For virtual no charges
Any advantage of opening multiple bank accounts? While filing IT returns, it's cumbersome to mention all these bank accounts.
Your deposits are insured upto 5L ( aggregate balance in all branches.)
So multiple accounts in different banks come handy for bulk deposits 😄
is the QAB balance maintenance a compulsion or its just for receiving the milestone benefits as per the TnC shown in App.
Can we downgrade the account to lower variant at later stage ?
Yesterday, I was opening zero balance saving account, I put VID number then put OTP, it said your mobile number is not linked with aadhaar. Today, I again put with same mobile number. It says demographic changes use aadhaar link number. I couldn't go to next page. Then I talked to customer care, they also unable to solve problem. They said go to Bank's branch. Bank official also said we are not opening zero balance account. Someone sardarji gave me someone's mobile number. His shop is in resettlement colony, I think he is opening basic Jan-Dhan account zero balance. He said bring aadhar card. I said I can give you VID number. He refused. I don't want to take risk of fraud so I dropped idea. Is there is another way to open it.
Vu