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Hot Deal
Apply for HDFC Lifetime Free Credit Card & Get Rs.1500 Amazon Voucher

Apply for HDFC Lifetime Free Credit Card & Get Rs.1500 Amazon Voucher

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Budding Star
bobby_123
https://applyonline.hdfcbank.com/credit-cards/p...

Screenshot2022-11-13at1.25.10PM

1. Money Back

2. Millennia

3. Regalia

Expired
56 Comments  |  
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Crusader Crusader
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No joining n annual charges?!
Deal Cadet Deal Cadet
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Which is better?
Deal Subedar Deal Subedar
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I don't think it's lifetime free. PLEASE CONFIRM FIRST.

I talked with my relationship manager to get a new card for a friend and he informed me that HDFC stopped all LTF card. Old LTF cards will continue to be free but now the bank isn't giving LTF anymore

Deal Cadet Deal Cadet
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Thats no way true... use smartbuy bill payment... hdfc has not stopped ltf cards at all.

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Deal Cadet Deal Cadet
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Millenia or regalia ?
Crusader Crusader
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I think that card will be ltf if I spend 1 lac in 90 days.
Pro Analyst Pro Analyst
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@bobby_123 Where's it mentioned in the pic or link that it's LIFETIME FREE?
Budding Star Budding Star
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Screenshot2022-11-13at2.42.15PM

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Helpful Helpful
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Is this really ltf ? 

Generous Generous
Admin
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I am using money back got LTF from last 1 year + 1500 voucher.

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Talk-Of-The-Town Talk-Of-The-Town
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AFAIK free LTF HDFC CREDIT CARD issued at bank branch only.
1. Passport size photograph
2. PAN CARD photocopy
3. Two months salary slip
4. Aadhaar card photocopy.

If your annual salary is more than ₹1500000 , you will get Regalia card. For becoming LTF you have spend ₹1 lac in 90 days. For mellenia card, you have to spend ₹30000 in 90 days or confirm with bank official.
Deal Cadet Deal Cadet
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any one applied Millennia Credit Card is lifetime free?

Talk-Of-The-Town Talk-Of-The-Town
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Spend ₹30000 or get information how much spend in 90 days from the date of issue. Talk to bank official. He will guide you. 
Deal Newbie Deal Newbie
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Only hdfc shoppers stop credit card is lifetime free
Deal Newbie Deal Newbie
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Which card is best Money-back or Millennia or Regalia
Helpful Helpful
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It's not ltf,.  After filling in all details, it shows fees for all cards.. probably they did a hard inquiry too. 

Helpful Helpful
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Generally, after a hard inquiry they will only show you the eligible cards, not the entire list. Well, there is a possibility though that one is eligible for all the cards.
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Deal Newbie Deal Newbie
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Screenshot2022-11-13-14-08-29-7640deb401b9ffe8e1df2f1cc5ba480b12

FROM T&C

Deal Subedar Deal Subedar
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Pic is not clear
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Deal Newbie Deal Newbie
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Are they provide on card to card basis? 

Deal Cadet Deal Cadet
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Koi confirm ke sath batao free hai ya paisa lagega... confusion ho gya hai topic 

Talk-Of-The-Town Talk-Of-The-Town
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Read my comments. Don't take online risk. You will be in soup.
Deal Cadet Deal Cadet
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You can visit my thread on DD and TechnoFino on HDFC CC (LTF confusion) in Oct-Nov 2022 to get a better understanding 

Deal Newbie Deal Newbie
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Which card is better in these 3 ?
Deal Cadet Deal Cadet
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Only spend based annual waiver now!
Deal Cadet Deal Cadet
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Con someone tell me where can I get that Amazon voucher?

I’ve been using 2 cards since many months now, I’ve redeemed the points but never received any Amazon vouchers in any sort of communication (sms or email)


BTW when I’ve applied for the card the banner said 1500 voucher but never received it.

Savings Mentor Savings Mentor
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Well I will share my experience. I was getting pre-approved offers in HDFC NetBanking and on phone via notifications or WhatsApp since July 2022 (SavingsMax account opened in March 2022), before that CC application rejected.

Today, when I clicked pre-approved offer via netbanking 1st time and authenticated via DOB: it showed me ₹500 fees but ₹2500 gift vouchers.

When I ignored/closed that and clicked pre-approved offer again via netbanking 2nd time but authenticated via PAN, it showed me "Lucky you! ₹500 ₹0" but spend-based waiver (Annual Spends of ₹50,000).

I closed that too. Then clicked the WhatsApp link I had received for unconditional LTF, and it showed me "Lifetime free. No Annual charges. No renewal fee". ₹1500 Amazon voucher. smile

This makes me think the whole thing is a gamble! Applying within seconds with same PAN/DOB, customer ID shows different offers. (1)  ₹2500 gift voucher but pay ₹500 annually, (2) ₹0 but spend ₹50000 annually for free waiver (3) ₹0, LTF+₹1500 GV

Talk-Of-The-Town Talk-Of-The-Town
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You are lucky bro grab it. I was issued Regalia first in year 2018. Three consecutive recharge of ₹50 per month for 3 months to my phone as standing instruction. After 90 days it becomes LTF. Then I removed ₹50 auto recharge. Till date, no upgrade to Regalia. But my limit increase from 2 lakh to 4 lakh gradually. 
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Deal Newbie Deal Newbie
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I don't get these cards after authentication but they offer times/freedom card after entering OTP and I am not able to choose a different card. Why?
Deal Lieutenant Deal Lieutenant
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I took a credit card on November 2021 after receiving a mail offer for a "LIFETIME FREE CREDIT CARD" plus amazon GV on spending amount within 3 months. But now when I checked the transaction history on the HDFC app, there is an Rs.1000 deduction that happened as a Renewal Charge. I mailed to their team regarding the same and this is the reply I got from them.

2A5895B3-6E1B-4112-8661-2122F0D78D99


Deal Cadet Deal Cadet
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Getting offer for:

1. Diners Club Black
2. Diners Club Privilege
3. Shoppers Stop Black HDFC Bank Credit Card
4. TATA Neu Infinity HDFC Bank Credit Card - VISA

All are spend based joining and annual fee waivers. No LTF.

Deal Cadet Deal Cadet
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Thanks  @some1anywhere964 for your inputs. 

Got e-mail response as my card is a Life Time Free card and will not carry any annual / renewal membership fee.

Deal Cadet Deal Cadet
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  • The offer is valid on completing a transaction of minimum Rs. 500 within the first 14 days from credit card issuance date. - single transaction should be 500 or first transaction should be 500 or 2 or more transactions can be combined to add 500
  • Customer will be eligible for a voucher of INR 500 on performing 2 transactions within the first 30 days from card issuance date. - any minimum amount for 2 transactions

Pls clear my above two doubts anybody

Cool Cool
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If anyone need ref link please message me

Budding Star Budding Star
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offer is still live

replyuser
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