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I don't think it's lifetime free. PLEASE CONFIRM FIRST.
I talked with my relationship manager to get a new card for a friend and he informed me that HDFC stopped all LTF card. Old LTF cards will continue to be free but now the bank isn't giving LTF anymore
Thats no way true... use smartbuy bill payment... hdfc has not stopped ltf cards at all.
I am using money back got LTF from last 1 year + 1500 voucher.
1. Passport size photograph
2. PAN CARD photocopy
3. Two months salary slip
4. Aadhaar card photocopy.
If your annual salary is more than ₹1500000 , you will get Regalia card. For becoming LTF you have spend ₹1 lac in 90 days. For mellenia card, you have to spend ₹30000 in 90 days or confirm with bank official.
any one applied Millennia Credit Card is lifetime free?
It's not ltf,. After filling in all details, it shows fees for all cards.. probably they did a hard inquiry too.
Are they provide on card to card basis?
You can visit my thread on DD and TechnoFino on HDFC CC (LTF confusion) in Oct-Nov 2022 to get a better understanding
Con someone tell me where can I get that Amazon voucher?
I’ve been using 2 cards since many months now, I’ve redeemed the points but never received any Amazon vouchers in any sort of communication (sms or email)
BTW when I’ve applied for the card the banner said 1500 voucher but never received it.
Well I will share my experience. I was getting pre-approved offers in HDFC NetBanking and on phone via notifications or WhatsApp since July 2022 (SavingsMax account opened in March 2022), before that CC application rejected.
Today, when I clicked pre-approved offer via netbanking 1st time and authenticated via DOB: it showed me ₹500 fees but ₹2500 gift vouchers.
When I ignored/closed that and clicked pre-approved offer again via netbanking 2nd time but authenticated via PAN, it showed me "Lucky you! ₹500 ₹0" but spend-based waiver (Annual Spends of ₹50,000).
I closed that too. Then clicked the WhatsApp link I had received for unconditional LTF, and it showed me "Lifetime free. No Annual charges. No renewal fee". ₹1500 Amazon voucher.
This makes me think the whole thing is a gamble! Applying within seconds with same PAN/DOB, customer ID shows different offers. (1) ₹2500 gift voucher but pay ₹500 annually, (2) ₹0 but spend ₹50000 annually for free waiver (3) ₹0, LTF+₹1500 GV
I took a credit card on November 2021 after receiving a mail offer for a "LIFETIME FREE CREDIT CARD" plus amazon GV on spending amount within 3 months. But now when I checked the transaction history on the HDFC app, there is an Rs.1000 deduction that happened as a Renewal Charge. I mailed to their team regarding the same and this is the reply I got from them.
Getting offer for:
1. Diners Club Black
2. Diners Club Privilege
3. Shoppers Stop Black HDFC Bank Credit Card
4. TATA Neu Infinity HDFC Bank Credit Card - VISA
All are spend based joining and annual fee waivers. No LTF.
Thanks @some1anywhere964 for your inputs.
Got e-mail response as my card is a Life Time Free card and will not carry any annual / renewal membership fee.
- The offer is valid on completing a transaction of minimum Rs. 500 within the first 14 days from credit card issuance date. - single transaction should be 500 or first transaction should be 500 or 2 or more transactions can be combined to add 500
- Customer will be eligible for a voucher of INR 500 on performing 2 transactions within the first 30 days from card issuance date. - any minimum amount for 2 transactions
Pls clear my above two doubts anybody
If anyone need ref link please message me