Help the needy souls searching for CC.
Credit card recommendation for first timers.
Not interested in getting a secured card as well.
1. What card would you recommend that is easily approved for business people without documents?
This will be the first credit card, keep in mind.
Thank you.
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What's the cibil and income ?
And any shortlist of cards?
amazon pay icici was my first card , you can also try for that , it's really good card for beginners.
U can go for RBL PAISABAZAR DUET CC (its LTF), second option is HDFC INDIAN OIL CC, another option is PNB platinum cc ( its also LTF)...
All these cc's require only 10-12K per month income, 2 of my cousins have RBL and hdfc credit card based on their salary income...
And kal hi axis bank ka my zone credit card bhi bn gya based on that income and cibil...
U should go for hdfc indian oil , rbl duet and pnb...in me se bn jayega.. Axis ka baad me dekhna...
Do they require income proof?
infinia metal
.
Does it need FD?
I would suggest bank bazar app. Fill in the facts they will surely come up with some ltf cards. Let them start journey with few cards and build up cibil. Or if they have some decent income @kartikxxx can help with some exceptional initial goodies for cc approval thru his ref links.
-TAKE ALL LTF CARD
-among paid SBI cashback 5% is the best for online
-for offline current best is paid (amex MRCC 3.8% upto 1.5L/yr(DM me for refer)), TATA neu infinity 1.5%
-for restaurant spend best is BOB primiere LTF 2.5% on all restaurant , indus easydiner 30% on supported restaurant
-for movies best is Indus easydiner LTF 400 off flat
-prefer credit card on Rupay plateform as they will also work on UPI and may offer some reward too , fallowed by VISA signarture plateform as they had good offer in past and will be usefull for international airport lounges where rupay wont work, MASTERCARD are useless dont take them till mastercard india awakens
-if no bank give u CC as u r new then approach the bank where u hold saving a/c
What's the 400 off on movie offer, couldn't find it in features
RuPay MSME Card are available for Business.
Indusind also launched 'eSvarna', Corporate Credit Card on RuPay network.
BOB also launched Corporate Credit Card on RuPay network.
Here RuPay MSME Cards for Businesses -
Get HDFC current account, apply for business debit card, pay taxes with it...
And for sometime, apply for a millennia CC, a good all rounder card, never devalued!
These cards have seen the heat, time, but never been devalued...
Banksaathi
Stay out of CCs bro. Its a trap. 😃
Yes for a lot of people. But It's possible to get the benefits if one is disciplined.
no recommendation all are devalued
Whatever credit card you advise them to apply for make sure you also inform them about the impact on their cibil if they choose to close them in the future. More than often it happens that new customers aren't happy with the cc & choses to close them negatively impacting their cibil score. So, I'd recommend you make them understand that they start with a singular credit card of their choice & not a bunch of them (ltf and all). In the future once they are habituated with using credit card and their business grows they can go for any number of cc. In fact more and more banks will approach them with different card offers.
Is there any way to get SBI cashback card for ltf?
all banks ask for document
Onecard for easy approval.
Got mine without providing any Incomedetails.
Ping me if u need referral.
APAY ICICI
TATA NEU HDFC(Requires payment.)
FLIPKART(Requires payment.)
Kotak Mahindra(Requires payment.)
Easily u'll get idfc or one card credit card..if u r very close to good cibil score
Are idfc cards any good?
amazon pay icici was my first card , you can also try for that , it's really good card for beginners.
-TAKE ALL LTF CARD
-among paid SBI cashback 5% is the best for online
-for offline current best is paid (amex MRCC 3.8% upto 1.5L/yr(DM me for refer)), TATA neu infinity 1.5%
-for restaurant spend best is BOB primiere LTF 2.5% on all restaurant , indus easydiner 30% on supported restaurant
-for movies best is Indus easydiner LTF 400 off flat
-prefer credit card on Rupay plateform as they will also work on UPI and may offer some reward too , fallowed by VISA signarture plateform as they had good offer in past and will be usefull for international airport lounges where rupay wont work, MASTERCARD are useless dont take them till mastercard india awakens
-if no bank give u CC as u r new then approach the bank where u hold saving a/c