Best option to redeem the reward points accumulated for HDFC regalia first credit card

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Last Comment 2022-12-27

kingfish

2022-12-22

Best option to redeem the reward points accumulated for HDFC regalia first credit card

Is it for cash or for any voucher

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https://www.desidime.com/discussions/best-option-to-redeem-the-reward-points-accumulated-for-hdfc-regalia-first-credit-card?page=1#post_8983558

karandutta

2022-12-22

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flight hotel bookings give the best value.

Reward Points can be redeemed for:

Flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.5
Airmiles conversion through netbanking at a value of 1RP = 0.5 airmile
Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.35
Cashback at a value of 1 RP = Rs 0.20

https://www.desidime.com/discussions/best-option-to-redeem-the-reward-points-accumulated-for-hdfc-regalia-first-credit-card?page=1#post_8992183

kingfish

2022-12-27

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Is it better to convert to intermiles and then convert to gift vouchers like amazon..etc

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https://www.desidime.com/discussions/best-option-to-redeem-the-reward-points-accumulated-for-hdfc-regalia-first-credit-card?page=1#post_8992408

karandutta

2022-12-27

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I misread it as Regalia. For regalia first - check the page here . https://www.hdfcbank.com/personal/pay/cards/cre...

Flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.30
Airmiles conversion through netbanking at a value of 1RP = 0.3 airmile
Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.25
Cashback at a value of 1 RP = Rs 0.15

For Flight and hotel bookings Regalia First Credit card members can redeem up to maximum of 70% of booking value through Reward Points.Rest will have to be paid via Credit Card.

So cashback to statement is just 15% according to their site.. Vouchers will be upto 25%