PhonePe - Pay with RuPay Credit card via UPI & win ₹25 - ₹100 Cashback* on Grocery Stores

What is the offer?

• Pay with RuPay Credit card via UPI & win up to ₹100 Cashback* on Grocery Stores
• Offer is valid for Swiggy Instamart, Zepto, Blinkit transaction with RuPay Credit card via UPI
• Cashback amount can vary between ₹25 & ₹100 on eligible transactions
• Minimum transaction amount to avail this offer is ₹600

What is the eligibility criteria?

• Payment to be made through UPI only. No other payment instruments (Wallet / Credit Card / Debit Card) are applicable on this offer
• For example, if a payment of ₹300 is paid using ₹100 PhonePe Wallet / Gift Card balance and ₹200 through UPI, the offer will not be applicable
• Users can avail the offer on every payments with UPI Linked RuPay Credit Card
• To make UPI payments using your RuPay credit card, users do not need to enter CVV or wait for OTP SMSes. Simply select your credit card, enter your UPI PIN and avail the offer
• This offer is not available in the state of Tamil Nadu (owing to the Tamil Nadu Prize Scheme (Prohibition) Act 1979) and other states wherever prohibited by law.

What is the offer duration?

• From 00:00 hrs 05th April 2024 to 23:59 hrs 20th April 2024

How many times will I be awarded Scratch card?

• Offer can be availed on one transaction (per Merchant, per day, per device, per user) during the offer period.

How do I get the Scratch card?

• Go to Profile section by cliking on the top left corner of the PhonePe home page
• Scroll to find “Link Rupay Credit Cards on UPI" under Payment Settings”
• Select your Rupay Credit Card issuer bank and set 4/6 digit UPI PIN and start making payments
• Note: in case you have wallet balance, it will be automatically used for paying. Please uncheck the checkbox to not use your wallet balance.

How do I redeem the Scratch card and get cashback?

• On a successful transaction via UPI Linked RuPay Credit Card you get the scratch card
• In the PhonePe app, click on View My Rewards section
• Find the unscratched card and swipe to redeem the rewards
• Once redeemed scratch card cashback will be credited within 24 hours
• Note: Scratch cards received on this offer can be redeemed only on android version 3.3.36 / iOS version 5.0.31.1000 and above. Upgrade your app to redeem cashback