Experian Score Dropped by 65 points?

169°
Deal Lieutenant
TridentDG
Any possible reason?
How it's possible?
No enquiry
Credit utilisation is 0% , all bills are paid before generated or within time limit.
Not applied for any new card.
Closed card but it was many months ago & it was showing closed for last 3 to 4 months.
How did it happen?
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Top Comments
Benevolent Benevolent
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Experian has changed its calculation logic, thus everyone's points will be reduced by 50.

So, only 15 real points have been decreased in your case. 

  • Keep the card usage between 1-10% for best points.
  • Do not close old cards, any changes in the cards are generally reflected after 3 months, so that might be your case.
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Benevolent Benevolent
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Experian has changed its calculation logic, thus everyone's points will be reduced by 50.

So, only 15 real points have been decreased in your case. 

  • Keep the card usage between 1-10% for best points.
  • Do not close old cards, any changes in the cards are generally reflected after 3 months, so that might be your case.
Deal Lieutenant Deal Lieutenant
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Another point I noticed, I have two cards which I didn't use in the last 4 to 5 months.

That might also be a reason.

Kg++

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Deal Newbie Deal Newbie
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Same here. My Experian score has dropped 59 points sad

Deal Lieutenant Deal Lieutenant
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As mentioned in above comment, now we have to calculate and pay bill accordingly so that after statement generation it comes to 4 to 5 % of limit.

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Deal Subedar Deal Subedar
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Experian scores are joke i have 790 cibil but 720 Experian. In 3 month they drop 100 plus point with no reason

Benevolent Benevolent
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Starting April 12 , Experian Has Rolled Out New And Advanced Version Of Credit Scoring System. You May Seeing A Change In Your Score As A Result.

Screenshot2024-04-28-16-22-38-536com.timesprime.timesprimeandroid

Deal Cadet Deal Cadet
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which app or website this screenshot is from?
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Deal Newbie Deal Newbie
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Could anyone share a way to check Experian credit score?

Deal Lieutenant Deal Lieutenant
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Download one score app
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Deal Cadet Deal Cadet
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Same my score dropped from 805 to 744 now grrr 61 points vanished

Deal Cadet Deal Cadet
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VU+ for the post

lets see how many has this impact to which extent

Commentator Commentator
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Mine dropped about 33 points.

Deal Cadet Deal Cadet
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Current Experian Score what you have after that dropped 33 points?
Deal Cadet Deal Cadet
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Dropped by 75 points. from 880 to 805 🙁
Deal Cadet Deal Cadet
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seems the more they are close to 900 more points are dropping 

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Deal Newbie Deal Newbie
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Drop 69 points 😬

Deal Cadet Deal Cadet
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from which score to which score? may i know
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