way to find mcc code

129°
Spearhead
abhaya789
Hey Dimers,

Banks usually don't disclose mcc codes and we donot find the mcc's disclosed in bank statement. What are the best hacks to find the mcc code before paying merchant/online?
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Like Magnet Like Magnet
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i just found this detail from @Saadhav today .

We can do a transaction using idfc cc and it shows mcc in transaction receipt.

with this you can do a small payment to get mcc and then do the actual payment.

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Finance Mentor Finance Mentor
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before? only other dimes who have found can share...

Deal Cadet Deal Cadet
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In idfc can check post transaction

Helpful Helpful
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You can not find mcc codes before paying but you can make test txn using idfc credit card. Their txn receipt shows mcc code for that particular merchant.

Like Magnet Like Magnet
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i just found this detail from @Saadhav today .

We can do a transaction using idfc cc and it shows mcc in transaction receipt.

with this you can do a small payment to get mcc and then do the actual payment.

Beacon Beacon
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Offline trans on pos?

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Deal Cadet Deal Cadet
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Where to check in IDFC?

Deal Cadet Deal Cadet
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I needed this info desperately.

Thanks

Generous Generous
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1. OFF domestic trasaction , txn will fail call customer care and ask for MCC

2. in billers like BOB or Axis it is mentioned

Deal Cadet Deal Cadet
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In statement right?

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Deal Lieutenant Deal Lieutenant
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post transaction IDFC First Bank CC shows MCC but DC from the same bank doesn't show, weird 😫

Avant Garde Avant Garde
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You can disable payments or online Txns. Then try the transaction, it will fail. Now call CC to ask what was last failed Txn and MCC of Txn.😂

Deal Cadet Deal Cadet
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How to know mcc for below txn done by hdfc millinea dc for cc payments

POS xxxxxxxxxxxx Paytm

POS xxxxxxxxxxxx Paytm Noida IN

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