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UPDATE: Getting normal ICICI card from APAY card through Expressions method

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Avant Garde
NobiNobita
Respected Dimers! There's been a method/trick to get core ICICI CC from APAY through Expressions card which is mainly aimed for getting instant discount during sales on Amazon and Flipkart etc for which APAY card won't work. The method is
- Apply Expressions card from iMobile app
- After Expressions started showing in app, call Customer care and ask them to issue Platinum chip card which is LTF based on Expressions card
- They will take the request and issue Platinum chip. After getting the card close Expressions without activating it so no joining fee will be charged
So many people got Platinum Card through this method without any hassle so I wanted to follow the same route but to my surprise after getting Expressions card, the customer support told me that the Platinum chip card was discontinued. Tried several times but same answer every time. Confirmed this with others too. They are issuing Platinum only through fresh application and not as an upgrade. So I chose MMT Platinum card which has only joining fee of 500 and then LTF. That joining fee too will be compensated with 500 MMT cash. But they threw another bomb informing me that upgrades are only available after 3 months of card issuance.. Confirmed this too.

So if you guys are planning to follow the same trick be aware. Thanks!
41 Comments  |  
19 Dimers
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Cool Cool
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Thank You For the Effort

Deal Cadet Deal Cadet
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Too old method.

Generous Generous
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Yes it's been discontinued

Helpful Helpful
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You should have gone for Coral Rupay Card (UPI Card or something in imobile) which is available for almost everyone as LTF

Avant Garde Avant Garde
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Not for me bro. My Apay card is two years old confused

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Deal Cadet Deal Cadet
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I applied for Apay in hope to get LTF Platinum. When I asked them for upgrade to Platinum, they said that I'll have to wait for 3 months. I wasn't in a hurry so waited.

Contacting them after three months, I came to know that platinum has been discontinued.

Now I'm stuck with Apay, don't know how to get ICICI core cc for discount and offers

Avant Garde Avant Garde
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Expressions card works for instant discount bro but LTF is what matters neutral_face why don't you take MakeMyTrip Platinum card as I mentioned above. It's LTF too and works for instant discount.

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Deal Cadet Deal Cadet
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In your case, I'm afraid that they might deny platinum cc after 3 months as they have stopped issuing platinum as an upgrade to anyone. 

Investor Guru Investor Guru
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After Expressions started showing in app, call Customer care and ask them to issue Platinum chip card which is LTF based on Expressions card

- They will take the request and issue Platinum chip. After getting the card close Expressions without activating it so no joining fee will be charged

It doesn't work anymore. It is a hit n miss. Trick-> take expressions card n then deactivate it. Icici ll offer you free coral card to you. 

Deal Cadet Deal Cadet
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You mean after closing expression credit card, we'll get pre-approved offer for coral cc in the imobile app? 

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Finance Ninja Finance Ninja
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Just ask icici twitter handle to give you plat as an additional card , no need to go through this much hassle
Deal Cadet Deal Cadet
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Not anymore bro

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Deal Cadet Deal Cadet
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Improve your salary. All cards will be LTF based on you income level. This is what I found.

Generous Generous
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Easy peasy huh?

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Cool Cool
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Budding Star Budding Star
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Ask from Twitter guyz

Maybe they can do

Benevolent Benevolent
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Screenshot20240603-063527

Is this something pre-approved or some generic page? I got Apay ICICI card a week ago along with 0 balance savings account no earlier relationship with em.

Avant Garde Avant Garde
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It's pre approved bro with shared limit
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Avant Garde Avant Garde
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UPDATE: After closing my Expressions card without activating, I got offers for pre approved Coral Rupay (Ltf), Hpcl Super Saver (500/-) and Rubyx (3000/-) Immediately applied for Coral and card started showing after 24 hours. So if anyone needs a core ltf ICICI card then they may follow the same route
1. Apply for Expressions card and close it without activating. You won't be charged for this.
2. You may possibly get ltf offer soon.

Avant Garde Avant Garde
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Special thanks to @bikidas2060 bro

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Generous Generous
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bank customer care always aleways lie over phone . tell him to give in writing in email and he will F off;

-i even had lies send to me in written by customer care thru their official email so i even dont read that too

-anything wrong drag them in RBI ombudsmen

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