Maximizing 5% Cashback on HDFC Millennia Cards (DC & CC) for 5k-20k Monthly Bills/Giftcard purchased
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Hello, fellow Desidimers!
I have monthly bills ranging from 5k-20k and hold both HDFC Millennia credit and debit cards. I'd love to optimize the 5% cashback but find the different methods (Amazon gift vouchers, PayZapp, Smartbuy(either web portal or via payzapp)) a bit confusing.
Could you please help with these questions:
- How do I purchase gift vouchers effectively for cashback?
- How do I maximize cashback when paying bills directly?
- What are your go-to strategies for using my Millennia cards wisely?
Any additional tips or insights are greatly appreciated!
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
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https://www.desidime.com/comments/permalink/9897529
Direct Amazon voucher purchase and direct recharge from Amazon app will fetch you 5% cashback for hdfc millennia credit card
https://www.desidime.com/comments/permalink/9897568
Direct recharge on Amazon pay app will fetch 5% or 1% ?
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https://www.desidime.com/comments/permalink/9898219
@sendhil.warrior304 what would be the upto limit for gv. 5% cashback on milinia dc will be next statement and rest 5-3% from smartbuy in 90 days.
Will. It be better to use the milinia CC?
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Direct Amazon voucher purchase and direct recharge from Amazon app will fetch you 5% cashback for hdfc millennia credit card